LOUVEATALY
ActiveSummary
The computed 12-month bankruptcy probability of LOUVEATALY is 1.9% (moderate). The 2025 annual accounts show equity of €932 and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency26▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.79 against 0.79 in 2024; short-term debt: 98.9% and cash: 3.7% of total assets), and 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
46 d late
2024
92 d late
2023
26 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€932
2024 · €-7k
2022: €-9k
2023: €-51k
2024: €-7k
2022 → 2025
Total assets
€89k▼ 34.3%
2024 · €135k
2022: €73k
2023: €63k
2024: €135k
2022 → 2025
Net result
€8k▼ 82.1%
2024 · €44k
2022: €-19k
2023: €-42k
2024: €44k
2022 → 2025
Working capital
€-18k▲ 39.3%
2024 · €-30k
2022: €-13k
2023: €-75k
2024: €-30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-9k-€-51k▼ 470%€-7k▲ 86.3%€932
Operating result€-17k-€-39k▼ 134%€46k€10k▼ 78.6%
Net result€-19k-€-42k▼ 122%€44k€8k▼ 82.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€19k ▼ 16.8%
Current assets
€69k ▼ 37.9%
Equity and liabilities €89k
Equity
€932
Debt
€88k
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k▼
2024 · €54k
Cash flow
€12k▼
2024 · €52k
Current ratio
0.79▲
2024 · 0.79
Quick ratio
0.63▼
2024 · 0.70
ROA
8.9%▼
2024 · 32.6%
Interest coverage
7.01▼
2024 · 25.62
Debt ≤ 1 year
€88k▼
2024 · €142k
Equity ratios withheld: equity of €932 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€89k▼
Fixed assets21/28€23k€19k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€16k€12k▼
Financial fixed assets28€7k€7k=
Current assets29/58€112k€69k▼
Stocks and contracts in progress3€13k€14k▲
Stocks30/36€13k€14k▲
Amounts receivable within one year40/41€74k€52k▼
Trade receivables40€73k€52k▼
Other amounts receivable41€60€60=
Current investments50/53-€0
Cash at bank and in hand54/58€25k€3k▼
Equity and liabilities
Total equity and liabilities10/49€135k€89k▼
Equity10/15€-7k€932▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-17k€-9k▲
Amounts payable17/49€142k€88k▼
Amounts payable within one year42/48€142k€88k▼
Trade debts44€42k€33k▼
Suppliers440/4€42k€33k▼
Advances received on contracts in progress46€42k-
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€5k€2k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€51k€50k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€58k€19k▼
Operating profit (loss)9901€46k€10k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Non-recurring financial income76B€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€44k€8k▼
Profit (loss) for the period9904€44k€8k▼
Profit (loss) for the period to be appropriated9905€44k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-9k▲
Profit (loss) brought forward from the previous period14P€-61k€-17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 241600 Sint-Pieters-LeeuwGround area
3,267 m²
Building footprint
1,432 m²
Volume, LiDAR
3,212 m³
2 parcels, Flanders, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Louveataly
since 20212.324.422.876
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 25386B0065/05C000 | Wallonia | 1,629 m² | 1 · 1,034 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOttignies-Louvain-la-Neuve2.324.422.876
Similar companies · same sector, comparable size
TAMATA
BE 0801.241.873
Antwerpen · Eq €930
AYS55
BE 0607.831.890
Sint-Agatha-Berchem · Eq €936
Highway 13
BE 1009.125.345
Antwerpen · Eq €920
TUTIAU
BE 0777.871.704
Chièvres · Eq €955
CHATTALA
BE 0866.606.215
Antwerpen · Eq €907
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 747 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47221Retail sale of meat and meat products, excluding game and poultry
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nathaliegrugnale@gmail.com
Phone:+32495937820