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LOUVAIN COOPERATION

Active
Non-profit associationfounded 1981active for 45 yearsAvenue de Cîteaux 114, 1348 Ottignies-Louvain-la-Neuve, Belgium28 active companies are registered at this addressKBO/BCE: BE 0422.717.486
Summary

LOUVAIN COOPERATION has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €98,508. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 29% of 317 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
LOUVAIN COOPERATIONActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other membership organisations
NACE 94999Activities of membership organisations NACE 94995
Largest company by total assets in Ottignies-Louvain-la-Neuve, Other services sector1 site
Size
€5.1mtotal assets 2025
Staff
20.9 FTE
Equity
€1.9m
Surplus
€98,508
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 36 days early7 of 32 deeds read
Why 92lowers riskLegal form: non-profit associationSector: Activities of membership organisations (NACE 94)Liquidity: current ratio 1.20, cash €1.0mFigures for financial year 2025 (filed 25-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 94, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 63+1
equity 38.0% of total assets
Liquidity 45+11
short-term debt 57.4% · cash 19.6%
Profitability 52+5
return on assets 1.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (510 companies, NACE 94, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.2, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 57.4% and cash: 19.6% of total assets), and 62% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, small): better than 31% on solvency, 9% on liquidity, 39% on profitability and 59% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Activities of membership organisations (NACE 94)
KBO
lowers risk · Liquidity: current ratio 1.20, cash €1.0m
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 25-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
36 days early
2023
48 days early
2022
28 days early
2021
37 days early
2020
43 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 94) for financial year 2024 is 29 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointments: Monique Goyens (présidente du conseil)…Gazette deed
  2. Appointment: Monique GOYENS (director)Reappointments: Tanguy Goethals (director) and…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Largest company by total assets in Ottignies-Louvain-la-Neuve, Other services sectorin the Checked rankings No. 1 View
  • Board changedlatest change 18-06-2026 · 3 in office 3 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • EU supportawarded from 2022 to 2025 €7.3m View
  • Active since 1981founded 21-09-1981 45 years View

By topic

Financials

Financial year
2025
Total assets
€5.1m
Profit
€98,508
Solvency
38.0%
Turnover▼ 56.5%
Net result
20182023
Go to Financials

Board & ownership

Board
3 members
  • Monique GOYENSChair
  • Hugues RonsseDirector
  • Tanguy GoethalsDirector
Go to Board & ownership

Timeline

Events
31
Since
2007
Next accounts
by 31-07-2027
  1. 23-06-2026Capital & shares · Restructuring
  2. 14-07-2025Reappointments: J-DAY Réviseurs d'entreprises, François Meurice and…
  3. 25-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Other membership organisationsNACE 94999
Founded
21-09-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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