LOUSEN CONSULT
ActiveLOUSEN CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-368. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency100▲+22
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 2.11 in 2024; short-term debt: 25% and cash: 54% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 0.8%
2024 · €45k
2021: €-5k
2022: €-2k
2023: €-15k
2024: €45k
2021 → 2025
Total assets
€60k▼ 30.2%
2024 · €85k
2021: €4k
2022: €53k
2023: €57k
2024: €85k
2021 → 2025
Net result
€-368
2024 · €31k
2021: €-8k
2022: €3k
2023: €-13k
2024: €31k
2021 → 2025
Working capital
€43k▼ 3.8%
2024 · €45k
2021: €-6k
2022: €-20k
2023: €-30k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-2k▲ 63.3%€-15k▼ 703%€45k€45k▼ 0.8%
Operating result€-8k-€5k€-12k€39k€3k▼ 93.0%
Net result€-8k-€3k€-13k€31k€-368
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€2k
Current assets
€58k
Equity and liabilities €60k
Equity
€45k▼ 0.8%
Debt
€15k▼ 63.0%
The debt ratio falls from 47.2% to 25.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €39k
Cash flow
€-56▼
2024 · €31k
Solvency
75.0%▲
2024 · 52.8%
Current ratio
3.89▲
2024 · 2.11
Quick ratio
3.89▲
2024 · 2.11
Debt / equity
0.33▼
2024 · 0.89
ROE
-0.8%▼
2024 · 69.0%
ROA
-0.6%▼
2024 · 36.5%
Interest coverage
15.03▼
2024 · 72.54
Debt
€15k▼
2024 · €40k
Debt ≤ 1 year
€15k▼
2024 · €40k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€60k▼
Formation expenses20€387-
Fixed assets21/28-€2k
Intangible fixed assets21-€129
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€85k€58k▼
Amounts receivable within one year40/41€21k€26k▲
Trade receivables40€21k€20k▼
Other amounts receivable41€1€6k▲
Cash at bank and in hand54/58€64k€32k▼
Equity and liabilities
Total equity and liabilities10/49€85k€60k▼
Equity10/15€45k€45k▼
Contributions10/11€32k€32k=
Profit (loss) carried forward14€14k€13k▼
Amounts payable17/49€40k€15k▼
Amounts payable within one year42/48€40k€15k▼
Current portion of amounts payable after more than one year42€442-
Trade debts44€8k€842▼
Suppliers440/4€8k€842▼
Taxes, remuneration and social security45€23k€14k▼
Taxes450/3€23k€14k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Non-recurring operating income76A€8k-
Remuneration, social security and pensions62€209-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258€312▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€16k-
Other operating charges640/8€241€228▼
Gross operating margin9900€55k€3k▼
Operating profit (loss)9901€39k€3k▼
Financial income75/76B€1€122▲
Recurring financial income75€1€122▲
Financial charges65/66B€542€202▼
Recurring financial charges65€542€202▼
Profit (loss) for the period before taxes9903€39k€3k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€31k€-368▼
Profit (loss) for the period to be appropriated9905€31k€-368▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€13k▼
Profit (loss) brought forward from the previous period14P€-18k€14k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 2.11
Current ratio from 0.41 to 2.11; short-term debt falls from €51k to €40k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼507%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koninglaan (C) 42920 KalmthoutGround area
800 m²
Building footprint
115 m²
Volume, LiDAR
601 m³
Parcel 11662E0590/00H027, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Soultrace
since 20212.320.115.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0590/00H027 | Flanders | 800 m² | 1 · 115 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 863 EUR awarded · 863 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 863 EUR | 863 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
85599Other education
86904Human health activities
86909Human health activities
86931Psychology services
86995Nutrition and dietetics services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.lousenconsult.com
E-mail:contact@lousenconsult.com