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LOUROSE

Active
Private limited companyfounded 20224 yrs activeQuai de l'Ile-aux-Osiers 33, 4000 Liège, BelgiumKBO/BCE: BE 0787.504.495
Summary

LOUROSE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €211,509 and a net result of €110,038. Equity is growing by ~90% per year across the filed fiscal years. Its solvency ranks better than 41% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+5
Solvency79▲+25
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 3.37 against 1.35 in 2023; short-term debt: 17.6% and cash: 52.6% of total assets), and 46.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LOUROSE was incorporated on 21 June 2022 as a Private limited company.1 Total assets rose from EUR 267,523 in 2022 to EUR 393,470 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€211,509▲ 108%
2023 · €101,471
Total assets
€393,470▲ 12.3%
2023 · €350,337
Net result
€110,038▲ 51.4%
2023 · €72,688
Working capital
€164,427▲ 249%
2023 · €47,179
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€35,259-€98,700▲ 180%€148,958▲ 50.9%
Net result€27,783within the sector's middle half-€72,688above the sector's middle half▲ 162%€110,038above the sector's middle half▲ 51.4%
Equity€28,783within the sector's middle half-€101,471within the sector's middle half▲ 253%€211,509above the sector's middle half▲ 108%
Total assets€267,523within the sector's middle half-€350,337above the sector's middle half▲ 31.0%€393,470above the sector's middle half▲ 12.3%
Debt€238,740-€248,866▲ 4.2%€181,961▼ 26.9%
Working capital-€9,875below the sector's middle half-€47,179within the sector's middle half€164,427above the sector's middle half▲ 249%
Solvency10.8%below the sector's middle half-29.0%below the sector's middle half▲ 18.2pp53.8%within the sector's middle half▲ 24.8pp
Current ratio0.92below the sector's middle half-1.35within the sector's middle half▲ 0.423.37within the sector's middle half▲ 2.02
Return on assets (ROA)10.4%within the sector's middle half-20.7%within the sector's middle half▲ 10.4pp28.0%within the sector's middle half▲ 7.2pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2022: €35,259€35,259Net result 2022: €27,783€27,783Operating result 2023: €98,700€98,700Net result 2023: €72,688€72,688Operating result 2024: €148,958€148,958Net result 2024: €110,038€110,038202220232024€0€50,000€100,000€150,000Operating result 2022: €35,259€35,300Net result 2022: €27,783€27,800Operating result 2023: €98,700€98,700Net result 2023: €72,688€72,700Operating result 2024: €148,958€149,000Net result 2024: €110,038€110,000202220232024
The operating result has risen two years in a row; 2024 is 51% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €393,470
Fixed assets €159,697 ▼ 4.3%
Current assets €233,773 ▲ 27.4%
Equity and liabilities €393,470
Equity €211,509 ▲ 108%
Debt €181,961 ▼ 26.9%
Debt's share of the balance-sheet total falls from 71.0% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€156,168▲
2023 · €102,897
Cash flow
€117,248▲
2023 · €76,885
Debt to equity
0.86▼
2023 · 2.45
ROE
52.0%▼
2023 · 71.6%
Interest coverage
17.94▲
2023 · 16.47
Debt ≤ 1 year
€69,346▼
2023 · €136,251
Debt > 1 year
€112,615=
2023 · €112,615
Income taxes
€30,216▲
2023 · €19,766
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€350,337€393,470▲
Fixed assets21/28€166,907€159,697▼
Tangible fixed assets22/27€166,907€159,697▼
Land and buildings22€140,865€139,588▼
Furniture and vehicles24€26,042€20,109▼
Current assets29/58€183,430€233,773▲
Amounts receivable within one year40/41€86,921€26,342▼
Trade receivables40€27,796€26,342▼
Other amounts receivable41€59,125-
Cash at bank and in hand54/58€92,995€206,868▲
Deferred charges and accrued income490/1€3,513€564▼
Equity and liabilities
Total equity and liabilities10/49€350,337€393,470▲
Equity10/15€101,471€211,509▲
Contributions10/11€1,000€1,000=
Reserves13€100,471€210,509▲
Distributable reserves133€100,471€210,509▲
Amounts payable17/49€248,866€181,961▼
Amounts payable after more than one year17€112,615€112,615=
Financial debts170/4€112,615€112,615=
Amounts payable within one year42/48€136,251€69,346▼
Trade debts44€9,423€2,879▼
Suppliers440/4€9,423€2,879▼
Taxes, remuneration and social security45€16,836€59,974▲
Taxes450/3€16,836€59,974▲
Other amounts payable47/48€109,993€6,493▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,197€7,210▲
Other operating charges640/8€1,715€402▼
Gross operating margin9900€104,612€156,570▲
Operating profit (loss)9901€98,700€148,958▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€6,249€8,704▲
Recurring financial charges65€6,249€8,704▲
Profit (loss) for the period before taxes9903€92,455€140,254▲
Income taxes67/77€19,766€30,216▲
Profit (loss) for the period9904€72,688€110,038▲
Profit (loss) for the period to be appropriated9905€72,688€110,038▲
Appropriation of the result
Profit (loss) to be appropriated9906€72,688€110,038▲
Transfer to equity691/2€72,688€110,038▲
To other reserves6921€72,688€110,038▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€369€4,197€7,210▲ 71.8%
Other operating charges640/8€2,875€1,715€402▼ 76.5%
Gross operating margin9900€38,502€104,612€156,570▲ 49.7%
Operating profit (loss)9901€35,259€98,700€148,958▲ 50.9%
Financial income75/76B€0€3--
Recurring financial income75€0€3--
Financial charges65/66B€106€6,249€8,704▲ 39.3%
Recurring financial charges65€106€6,249€8,704▲ 39.3%
Profit (loss) for the period before taxes9903€35,153€92,455€140,254▲ 51.7%
Income taxes67/77€7,370€19,766€30,216▲ 52.9%
Profit (loss) for the period9904€27,783€72,688€110,038▲ 51.4%
Profit (loss) for the period to be appropriated9905€27,783€72,688€110,038▲ 51.4%
Line202220232024Change
Assets
Total assets20/58€267,523€350,337€393,470▲ 12.3%
Fixed assets21/28€151,273€166,907€159,697▼ 4.3%
Tangible fixed assets22/27€151,273€166,907€159,697▼ 4.3%
Land and buildings22€137,940€140,865€139,588▼ 0.9%
Furniture and vehicles24€13,333€26,042€20,109▼ 22.8%
Current assets29/58€116,250€183,430€233,773▲ 27.4%
Amounts receivable within one year40/41€53,049€86,921€26,342▼ 69.7%
Trade receivables40€30,335€27,796€26,342▼ 5.2%
Other amounts receivable41€22,714€59,125--
Cash at bank and in hand54/58€62,454€92,995€206,868▲ 122%
Deferred charges and accrued income490/1€748€3,513€564▼ 84.0%
Equity and liabilities
Total equity and liabilities10/49€267,523€350,337€393,470▲ 12.3%
Equity10/15€28,783€101,471€211,509▲ 108%
Contributions10/11€1,000€1,000€1,000=
Reserves13€27,783€100,471€210,509▲ 110%
Distributable reserves133€27,783€100,471€210,509▲ 110%
Amounts payable17/49€238,740€248,866€181,961▼ 26.9%
Amounts payable after more than one year17€112,615€112,615€112,615=
Financial debts170/4€112,615€112,615€112,615=
Amounts payable within one year42/48€126,125€136,251€69,346▼ 49.1%
Trade debts44€8,755€9,423€2,879▼ 69.4%
Suppliers440/4€8,755€9,423€2,879▼ 69.4%
Taxes, remuneration and social security45€7,370€16,836€59,974▲ 256%
Taxes450/3€7,370€16,836€59,974▲ 256%
Other amounts payable47/48€110,000€109,993€6,493▼ 94.1%
Line202220232024Change
Profit (loss) for the period9904€27,783€72,688€110,038▲ 51.4%
+ Depreciation and write-downs630€369€4,197€7,210▲ 71.8%
Operating cash flow (approximation)€28,152€76,885€117,248▲ 52.5%
Investment in fixed assets (approximation)--€19,831€0▲ 100%
Change in cash-€30,542€113,872▲ 273%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Highest result since 2022net €110,038 ▲51.4%
Operating result €148,958, net result €110,038, both a record.
31-12
Financial Liquidity triplescurrent ratio 3.37
Current ratio from 1.35 to 3.37; short-term debt falls from €136,251 to €69,346.
31-12
Financial Equity above €200,000Eq €211,509 ▲108%
3 profitable years in a row build equity to €211,509.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Equity above €100,000Eq €101,471 ▲253%
2 profitable years in a row build equity to €101,471.
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,097 m²
Building footprint
252 m²
Volume, LiDAR
1,431 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOUROSE
Drève de Méhagne 3, 4053 ChaudfontaineIT consultancy
since 20222.332.431.415
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62104D0320/00F029 Wallonia 1,006 m² 1 · 252 m² 8.0 m · 2 fl.
62809A1690/00M002 Wallonia 91 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500BEP14IPPG34P74
live in the LEI register

Similar companies · same sector, comparable size

Of 30,008 companies in sector 62200 we hold annual accounts for 18,398. 14,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787504495
Registered 04-07-2022

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.