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LOUMI

Active
Public limited companyfounded 198838 yrs activeFrans Boelplein 2, 9140 Temse, BelgiumKBO/BCE: BE 0433.788.354
Summary

LOUMI has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320,299 and a net result of -€1,024. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability68▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
cash: 19.2% of total assets, and 9.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-0.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
on the day
2023
on the day
2022
30 d late
2021
2 d early
2020
1 d early
2018
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LOUMI was incorporated on 1 January 1988.1 Total assets went from EUR 364,342 in 2020 to EUR 355,332 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€320,299▼ 0.3%
2024 · €321,323
Total assets
€355,332▼ 1.1%
2024 · €359,167
Net result
-€1,024
2024 · €1,354
Working capital
Not included in this filing
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€8,492▼ 94.5%-€3,752▲ 55.8%-€1,521▲ 59.5%-€1,417▲ 6.8%-€3,829▼ 170%
Net result€6,176=€660▼ 89.3%€3,657▲ 454%€1,354▼ 63.0%-€1,024
Equity€315,652▲ 0.1%€316,312▲ 0.2%€319,969▲ 1.2%€321,323▲ 0.4%€320,299▼ 0.3%
Total assets€364,342=€359,778▼ 1.3%€360,624▲ 0.2%€359,167▼ 0.4%€355,332▼ 1.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€8,492-€8,492Net result 2021: €6,176€6,176Operating result 2022: -€3,752-€3,752Net result 2022: €660€660Operating result 2023: -€1,521-€1,521Net result 2023: €3,657€3,657Operating result 2024: -€1,417-€1,417Net result 2024: €1,354€1,354Operating result 2025: -€3,829-€3,829Net result 2025: -€1,024-€1,02420212022202320242025-€4,000-€2,000€0€2,000€4,000Operating result 2023: -€1,521-€1,520Net result 2023: €3,657€3,660Operating result 2024: -€1,417-€1,420Net result 2024: €1,354€1,350Operating result 2025: -€3,829-€3,830Net result 2025: -€1,024-€1,020202320242025
The operating result stays negative: a loss of €3,829 in 2025 against €1,417 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355,332
Fixed assets €206,045 ▼ 6.3%
Current assets €149,287 ▲ 7.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,969▼
2024 · €12,250
Cash flow
€12,774▼
2024 · €15,021
Solvency
90.1%▲
2024 · 89.5%
ROE
-0.3%▼
2024 · 0.4%
ROA
-0.3%▼
2024 · 0.4%
Interest coverage
38.72▼
2024 · 306.41
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€359,167€355,332▼
Fixed assets21/28€219,844€206,045▼
Tangible fixed assets22/27€219,844€206,045▼
Land and buildings22€217,643€204,578▼
Plant, machinery and equipment23€2,201€1,467▼
Current assets29/58€139,323€149,287▲
Amounts receivable after more than one year29€57,716€68,516▲
Trade receivables290€57,716€68,516▲
Cash at bank and in hand54/58€81,607€68,133▼
Deferred charges and accrued income490/1-€12,637
Equity and liabilities
Total equity and liabilities10/49€359,167€355,332▼
Equity10/15€321,323€320,299▼
Contributions10/11€180,000€180,000=
Capital10€180,000-
Issued capital100€180,000-
Reserves13€74,366€70,180▼
Non-distributable reserves130/1€18,000€18,000=
Legal reserve130€18,000-
Other1319-€18,000
Tax-exempt reserves132€56,366€52,180▼
Profit (loss) carried forward14€66,957€70,119▲
Provisions and deferred taxes16€37,844€35,033▼
Deferred taxes168€37,844€35,033▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,668€13,798▲
Other operating charges640/8€3,202€3,224▲
Gross operating margin9900€15,453€13,193▼
Operating profit (loss)9901-€1,417-€3,829▼
Financial income75/76B-€252
Recurring financial income75-€252
Financial charges65/66B€40€258▲
Recurring financial charges65€40€258▲
Profit (loss) for the period before taxes9903-€1,457-€3,835▼
Transfer from deferred taxes780€2,811€2,811=
Profit (loss) for the period9904€1,354-€1,024▼
Transfer from tax-exempt reserves789€4,186€4,186=
Profit (loss) for the period to be appropriated9905€5,540€3,163▼
Appropriation of the result
Profit (loss) to be appropriated9906€66,957€70,119▲
Profit (loss) brought forward from the previous period14P€61,417€66,957▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,890€13,668€13,668€13,668€13,798▲ 1.0%
Other operating charges640/8-€2,651€2,707€3,202€3,224▲ 0.7%
Gross operating margin9900€15,905€12,566€14,853€15,453€13,193▼ 14.6%
Operating profit (loss)9901-€8,492-€3,752-€1,521-€1,417-€3,829▼ 170%
Financial income75/76B-€1,819€2,407-€252-
Recurring financial income75€6,108€1,819€2,407-€252-
Financial charges65/66B-€217€39€40€258▲ 544%
Recurring financial charges65€106€217€39€40€258▲ 544%
Profit (loss) for the period before taxes9903€3,365-€2,151€847-€1,457-€3,835▼ 163%
Transfer from deferred taxes780-€2,811€2,811€2,811€2,811=
Income taxes67/77€0-----
Profit (loss) for the period9904€6,176€660€3,657€1,354-€1,024▼ 176%
Transfer from tax-exempt reserves789-€4,186€4,186€4,186€4,186=
Profit (loss) for the period to be appropriated9905€10,363€4,846€7,844€5,540€3,163▼ 42.9%
Line20212022202320242025Change
Assets
Total assets20/58€364,342€359,778€360,624€359,167€355,332▼ 1.1%
Formation expenses20€0-----
Fixed assets21/28€274,514€247,179€233,511€219,844€206,045▼ 6.3%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€274,514€247,179€233,511€219,844€206,045▼ 6.3%
Land and buildings22-€247,179€233,511€217,643€204,578▼ 6.0%
Plant, machinery and equipment23---€2,201€1,467▼ 33.3%
Financial fixed assets28€0-----
Current assets29/58€101,082€112,599€127,113€139,323€149,287▲ 7.2%
Amounts receivable after more than one year29---€57,716€68,516▲ 18.7%
Trade receivables290---€57,716€68,516▲ 18.7%
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€71,091€33,710€46,916---
Other amounts receivable41-€33,710€46,916---
Current investments50/53€0-----
Cash at bank and in hand54/58€35,045€78,889€80,196€81,607€68,133▼ 16.5%
Deferred charges and accrued income490/1----€12,637-
Equity and liabilities
Total equity and liabilities10/49€364,342€359,778€360,624€359,167€355,332▼ 1.1%
Equity10/15€315,652€316,312€319,969€321,323€320,299▼ 0.3%
Contributions10/11€180,000€180,000€180,000€180,000€180,000=
Capital10-€180,000€180,000€180,000--
Issued capital100-€180,000€180,000€180,000--
Reserves13€91,111€82,739€78,552€74,366€70,180▼ 5.6%
Non-distributable reserves130/1-€18,000€18,000€18,000€18,000=
Legal reserve130-€18,000€18,000€18,000--
Other1319----€18,000-
Tax-exempt reserves132-€64,739€60,552€56,366€52,180▼ 7.4%
Profit (loss) carried forward14€48,727€53,573€61,417€66,957€70,119▲ 4.7%
Provisions and deferred taxes16€49,087€43,466€40,655€37,844€35,033▼ 7.4%
Deferred taxes168-€43,466€40,655€37,844€35,033▼ 7.4%
Line20212022202320242025Change
Profit (loss) for the period9904€6,176€660€3,657€1,354-€1,024▼ 176%
+ Depreciation and write-downs630€13,890€13,668€13,668€13,668€13,798▲ 1.0%
Operating cash flow (approximation)€20,066€14,328€17,325€15,021€12,774▼ 15.0%
Investment in fixed assets (approximation)-€13,668€0€0€0-
Change in cash-€43,844€1,307€1,410-€13,474▼ 1,055%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
23-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Weakest financial yearnet -€1,024
Net result drops to -€1,024, the lowest in the series.
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2021
29-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2018
30-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
02-10
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
8,595 m²
Building footprint
370 m²
Volume, LiDAR
4,463 m³
Parcel 46025B1190/00A027, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LOUMI
Frans Boelplein 2, 9140 TemseNACE 70201
since 19882.038.647.416
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B1190/00A027 Flanders 8,595 m² 1 · 370 m² 16.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPublic limited company
Founded01-01-1988
Fiscal year end31-03
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.