LOUMAX
ActiveSummary
The computed 12-month bankruptcy probability of LOUMAX is 4.4% (elevated). The 2025 annual accounts show negative equity (-€24,856) and a net result of -€23,321. Its solvency ranks better than 5% of 28051 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-21
Growth32
Track record82
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.33 in 2024; short-term debt: 145.1% and cash: 14.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-45.1%
Return on assets
-42.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€24,856
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 d early
2024
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€24,856▼ 1,519%
2024 · -€1,536
Total assets
€55,076▲ 31.5%
2024 · €41,880
Net result
-€23,321▼ 257%
2024 · -€6,536
Working capital
-€69,203▼ 139%
2024 · -€28,987
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€6,526--€23,250▼ 256%
Net result-€6,536--€23,321▼ 257%
Equity-€1,536--€24,856▼ 1,519%
Total assets€41,880-€55,076▲ 31.5%
Debt€43,416-€79,932▲ 84.1%
Working capital-€28,987--€69,203▼ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23,250 in 2025 against €6,526 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55,076
Fixed assets
€44,347 ▲ 61.4%
Current assets
€10,729 ▼ 25.5%
Key figures and ratios
EBITDA
-€16,502▼
2024 · -€5,401
Cash flow
-€16,572▼
2024 · -€5,411
Solvency
-45.1%▼
2024 · -3.7%
Current ratio
0.13▼
2024 · 0.33
Debt to equity
-3.22▲
2024 · -28.27
ROA
-42.3%▼
2024 · -15.6%
Interest coverage
-234.40▲
2024 · -432.11
Debt ≤ 1 year
€79,932▲
2024 · €43,385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,125 | €6,748 | ▲ 500% |
| Other operating charges640/8 | €31 | €155 | ▲ 400% |
| Gross operating margin9900 | -€5,370 | -€16,347 | ▼ 204% |
| Operating profit (loss)9901 | -€6,526 | -€23,250 | ▼ 256% |
| Financial income75/76B | €3 | - | - |
| Recurring financial income75 | €3 | - | - |
| Financial charges65/66B | €13 | €70 | ▲ 463% |
| Recurring financial charges65 | €13 | €70 | ▲ 463% |
| Profit (loss) for the period before taxes9903 | -€6,536 | -€23,321 | ▼ 257% |
| Profit (loss) for the period9904 | -€6,536 | -€23,321 | ▼ 257% |
| Profit (loss) for the period to be appropriated9905 | -€6,536 | -€23,321 | ▼ 257% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €41,880 | €55,076 | ▲ 31.5% |
| Fixed assets21/28 | €27,482 | €44,347 | ▲ 61.4% |
| Tangible fixed assets22/27 | €27,482 | €44,347 | ▲ 61.4% |
| Land and buildings22 | - | €20,229 | - |
| Plant, machinery and equipment23 | €5,374 | €6,191 | ▲ 15.2% |
| Furniture and vehicles24 | €22,108 | €17,927 | ▼ 18.9% |
| Current assets29/58 | €14,397 | €10,729 | ▼ 25.5% |
| Amounts receivable within one year40/41 | €5,842 | €1,638 | ▼ 72.0% |
| Trade receivables40 | - | €1,638 | - |
| Other amounts receivable41 | €5,842 | - | - |
| Cash at bank and in hand54/58 | €4,978 | €7,811 | ▲ 56.9% |
| Deferred charges and accrued income490/1 | €3,578 | €1,280 | ▼ 64.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €41,880 | €55,076 | ▲ 31.5% |
| Equity10/15 | -€1,536 | -€24,856 | ▼ 1,519% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€6,536 | -€29,856 | ▼ 357% |
| Amounts payable17/49 | €43,416 | €79,932 | ▲ 84.1% |
| Amounts payable within one year42/48 | €43,385 | €79,932 | ▲ 84.2% |
| Trade debts44 | €62 | €22 | ▼ 64.6% |
| Suppliers440/4 | €62 | €22 | ▼ 64.6% |
| Taxes, remuneration and social security45 | - | €11,663 | - |
| Taxes450/3 | - | €2,163 | - |
| Remuneration and social security454/9 | - | €9,500 | - |
| Other amounts payable47/48 | €43,323 | €68,248 | ▲ 57.5% |
| Accrued charges and deferred income492/3 | €31 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€6,536 | -€23,321 | ▼ 257% |
| + Depreciation and write-downs630 | €1,125 | €6,748 | ▲ 500% |
| Operating cash flow (approximation) | -€5,411 | -€16,572 | ▼ 206% |
| Investment in fixed assets (approximation) | - | -€23,613 | - |
| Change in cash | - | €2,834 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2024
Ground area
902 m²
Building footprint
123 m²
Volume, LiDAR
899 m³
Parcel 23062B0035/00C003, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LOUMAX
since 20242.364.427.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0035/00C003 | Flanders | 902 m² | 1 · 123 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 665 EUR awarded · 665 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 102 EUR | 102 EUR |
| 2024 | 1 | 563 EUR | 563 EUR |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
31004Manufacture of dining room, living room, bedroom and bathroom furniture
46150Agents in the wholesale of furniture, household goods and hardware
70200Business and other management consultancy
73110Advertising agencies
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.