Financials
- Fiscal year
- 2025
- Total assets
- €85,195
- Loss
- -€1,752
- Solvency
- 94.9%
Total assets▼ 9.1%
Net result
20232025
Loumas
ActiveSummary
Loumas has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,854 and a net result of -€1,752. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Repair and maintenance of fabricated metal products
NACE 33110
1 site
Size
€85,195total assets 2025
- Equity
- €80,854
- Loss
- -€1,752
Turnover not published (abridged schema)
Structure
Accounts 32 d early0 of 1 deed read
Why 93- Founded in 2022+ Liquidity: current ratio 19.19, cash €54,848+ Equity €80,854 (94.9% of total assets)+ Figures for FY 2025 (filed 29-06-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 94.9% of total assets
Liquidity
100+1
short-term debt 5.1% · cash 64.4%
Profitability
25-75
return on assets -2.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -2.1% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.3%▼ -1.8% vs 02-2025
04-2025: 0.3%▼ -0.3% vs 03-2025
05-2025: 0.3%▲ +7.2% vs 04-2025
06-2025: 0.3%▲ +0.6% vs 05-2025highest value
07-2025: 0.1%▼ -60.3% vs 06-2025
08-2025: 0.1%● 0.0% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%▲ +1.5% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -12.2% vs 12-2025
02-2026: 0.1%▲ +4.1% vs 01-2026
03-2026: 0.1%▼ -37.8% vs 02-2026
04-2026: 0.1%▼ -2.5% vs 03-2026lowest value
05-2026: 0.1%▲ +26.0% vs 04-2026
06-2026: 0.1%▲ +4.1% vs 05-2026
07-2026: 0.1%▲ +7.9% vs 06-2026
08-2026: 0.2%▲ +46.8% vs 07-2026
09-2026: 0.2%▲ +26.3% vs 08-2026
10-2026: 0.1%▼ -40.1% vs 09-2026
- Liquidity: current ratio 19.19, cash €54,848 lowers the probability
- Equity €80,854 (94.9% of total assets) lowers the probability
- Founded in 2022 raises the probability for this profile
- Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 19.19 against 8.07 in 2024; short-term debt: 5.1% and cash: 64.4% of total assets), and 5.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 91%, liquidity 98%, profitability 14%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
34 d early
2023
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€1,752
- Liquidity doublescurrent ratio 19.19
Key points
By topic
Timeline
- Events
- 6
- Since
- 2024
- Next accounts
- by 31-07-2027
- 29-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of fabricated metal productsNACE 33110
- Founded
- 04-07-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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