LOUMANJI
ActiveLOUMANJI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33.89M and a net result of €5.95M. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 9.45 against 5.37 in 2024; short-term debt: 2.4% and cash: 0.1% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
17.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
61 d late
2023
13 d late
2022
31 d late
2021
86 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€33.89M▲ 18.1%
2024 · €28.70M
2018: €25.54M
2019: €28.27M
2020: €22.78M
2021: €25.17M
2022: €30.42M
2023: €26.32M
2024: €28.70M
2018 → 2025
Total assets
€34.72M▲ 17.6%
2024 · €29.53M
2018: €26.55M
2019: €29.10M
2020: €23.63M
2021: €26.03M
2022: €31.35M
2023: €35.62M
2024: €29.53M
2018 → 2025
Net result
€5.95M▲ 26.7%
2024 · €4.70M
2018: €3.37M
2019: €3.49M
2020: €5.53M
2021: €3.16M
2022: €6.00M
2023: €5.14M
2024: €4.70M
2018 → 2025
Working capital
€7.04M▲ 94.7%
2024 · €3.62M
2018: €2.78M
2019: €5.57M
2020: €138k
2021: €2.58M
2022: €7.86M
2023: €3.70M
2024: €3.62M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25.17M-€30.42M▲ 20.9%€26.32M▼ 13.5%€28.70M▲ 9.1%€33.89M▲ 18.1%
Operating result€430k-€520k▲ 21.0%€261k▼ 49.9%€646k▲ 148%€367k▼ 43.1%
Net result€3.16M-€6.00M▲ 90.0%€5.14M▼ 14.4%€4.70M▼ 8.6%€5.95M▲ 26.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34.72M
Fixed assets
€26.84M▲ 7.0%
Current assets
€7.88M▲ 77.3%
Equity and liabilities €34.72M
Equity
€33.89M▲ 18.1%
Debt
€834k▲ 0.8%
The debt ratio falls from 2.8% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€417k▼
2024 · €686k
Cash flow
€6.00M▲
2024 · €4.74M
Solvency
97.6%▲
2024 · 97.2%
Current ratio
9.45▲
2024 · 5.37
Quick ratio
9.45▲
2024 · 5.37
Debt / equity
0.02▼
2024 · 0.03
ROE
17.6%▲
2024 · 16.4%
ROA
17.1%▲
2024 · 15.9%
Interest coverage
35.24▼
2024 · 1003.45
Debt
€834k▲
2024 · €827k
Debt ≤ 1 year
€834k▲
2024 · €827k
Income taxes
€117k▼
2024 · €199k
Staff costs
€264k▲
2024 · €218k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29.53M€34.72M▲
Fixed assets21/28€25.09M€26.84M▲
Tangible fixed assets22/27€41k€200k▲
Furniture and vehicles24€41k€200k▲
Financial fixed assets28€25.05M€26.64M▲
Current assets29/58€4.44M€7.88M▲
Amounts receivable within one year40/41€313k€2.52M▲
Trade receivables40€3k€5k▲
Other amounts receivable41€310k€2.52M▲
Current investments50/53€4.06M€5.32M▲
Cash at bank and in hand54/58€74k€40k▼
Equity and liabilities
Total equity and liabilities10/49€29.53M€34.72M▲
Equity10/15€28.70M€33.89M▲
Contributions10/11€3.55M€3.55M=
Reserves13€25.16M€30.34M▲
Distributable reserves133€25.16M€30.34M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€827k€834k▲
Amounts payable within one year42/48€827k€834k▲
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€286k€291k▲
Taxes450/3€262k€261k▼
Remuneration and social security454/9€24k€30k▲
Other amounts payable47/48€538k€543k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€193k€0▼
Remuneration, social security and pensions62€218k€264k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€50k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€905k€682k▼
Operating profit (loss)9901€646k€367k▼
Financial income75/76B€4.25M€5.71M▲
Recurring financial income75€4.25M€5.71M▲
Financial charges65/66B€683€12k▲
Recurring financial charges65€683€12k▲
Profit (loss) for the period before taxes9903€4.90M€6.07M▲
Income taxes67/77€199k€117k▼
Profit (loss) for the period9904€4.70M€5.95M▲
Profit (loss) for the period to be appropriated9905€4.70M€5.95M▲
Appropriation of the result
Profit (loss) to be appropriated9906€4.70M€5.95M▲
Transfer from equity791/2€0-
Transfer to equity691/2€3.93M€5.18M▲
To other reserves6921€3.93M€5.18M▲
Profit to be distributed694/7€763k€768k▲
Return on contributions (dividend)694€750k€750k=
Other beneficiaries697€13k€18k▲
Social balance
Average headcount (FTE)90872.13.2▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.37
Current ratio from 1.40 to 5.37; short-term debt falls from €9.29M to €827k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €6.00M ▲90%
Net result €6.00M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 9.60
Current ratio from 4.06 to 9.60.
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 86 days late
2021
31-12
Financial
Weakest financial yearnet €3.16M ▼42.9%
Net result drops to €3.16M, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.06
Current ratio from 1.17 to 4.06.
31-12
Financial
Equity above €25MEq €25.17M ▲10.5%
4 profitable years in a row build equity to €25.17M.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.83
Current ratio from 3.79 to 7.83; short-term debt falls from €996k to €815k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Narcissenlaan 42970 SchildeGround area
4,717 m²
Building footprint
246 m²
Volume, LiDAR
1,723 m³
Parcel 11041C0311/00Y002, Flanders · tallest building 17.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Loumanji
since 20042.138.842.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0311/00Y002 | Flanders | 4,717 m² | 1 · 246 m² | 17.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 2,682 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.