Louisal
ActiveLouisal has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €39k. Equity is growing by ~92.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency82▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.03 in 2024; short-term debt: 24.3% and cash: 50.3% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
31.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-11-2025, 91 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
91 d early
2024
24 d early
2023
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 120%
2024 · €32k
2023: €11k
2024: €32k
2023 → 2025
Total assets
€123k▲ 43.2%
2024 · €86k
2023: €25k
2024: €86k
2023 → 2025
Net result
€39k▲ 85.2%
2024 · €21k
2023: €9k
2024: €21k
2023 → 2025
Working capital
€59k▲ 173%
2024 · €22k
2023: €11k
2024: €22k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€32k▲ 184%€71k▲ 120%
Operating result€12k-€29k▲ 141%€51k▲ 73.2%
Net result€9k-€21k▲ 133%€39k▲ 85.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€34k▼ 21.5%
Current assets
€89k▲ 109%
Equity and liabilities €123k
Equity
€71k▲ 120%
Debt
€52k▼ 2.7%
The debt ratio falls from 62.6% to 42.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €39k
Cash flow
€50k▲
2024 · €31k
Solvency
57.5%▲
2024 · 37.4%
Current ratio
2.98▲
2024 · 2.03
Quick ratio
2.98▲
2024 · 2.03
Debt / equity
0.74▼
2024 · 1.67
ROE
54.5%▼
2024 · 64.8%
ROA
31.4%▲
2024 · 24.2%
Interest coverage
37.80▲
2024 · 15.29
Debt
€52k▼
2024 · €54k
Debt ≤ 1 year
€30k▲
2024 · €21k
Debt > 1 year
€23k▼
2024 · €33k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€123k▲
Formation expenses20-€0
Fixed assets21/28€43k€34k▼
Tangible fixed assets22/27€43k€34k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€582€346▼
Leasing and similar rights25€43k€32k▼
Current assets29/58€43k€89k▲
Amounts receivable within one year40/41€16k€27k▲
Trade receivables40€14k€20k▲
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€27k€62k▲
Equity and liabilities
Total equity and liabilities10/49€86k€123k▲
Equity10/15€32k€71k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€30k€69k▲
Amounts payable17/49€54k€52k▼
Amounts payable after more than one year17€33k€23k▼
Financial debts170/4€33k€23k▼
Amounts payable within one year42/48€21k€30k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€41k€63k▲
Operating profit (loss)9901€29k€51k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€27k€49k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€21k€39k▲
Profit (loss) for the period to be appropriated9905€21k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€69k▲
Profit (loss) brought forward from the previous period14P€9k€30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2023net €39k ▲85.2%
Operating result €51k, net result €39k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chapelle Adam 134652 HerveGround area
206 m²
Building footprint
179 m²
Volume, LiDAR
1,211 m³
Parcel 63085B0433/00F000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Louisal
since 20232.343.317.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63085B0433/00F000 | Wallonia | 206 m² | 1 · 179 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Albus Quisquam
BE 0645.649.816
Schoten · Eq €71k
VeJa Talent Development
BE 0770.759.426
Mechelen · Eq €71k
De Mobiliteitsexpert
BE 1009.113.170
Leuven · Eq €71k
Laksafoss Consulting
BE 0743.813.024
Brussel · Eq €71k
SAGITTARIUS RESSOURCES HUMAINES
BE 0880.479.490
Chaumont-Gistoux · Eq €71k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.