Financials
- Fiscal year
- 2025
- Total assets
- €48,904
- Profit
- €21,145
- Solvency
- 49.4%
LOUAY GROUP
ActiveSummary
LOUAY GROUP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,145 and a net result of €21,145. Its solvency ranks better than 41% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€48,904total assets 2025
- Equity
- €24,145
- Profit
- €21,145
Turnover not published (abridged schema)
Structure
Accounts filed 32 d late0 of 1 deed read
Why 82- Liquidity: current ratio 1.31, cash €641- Latest accounts 32 days late; 1 of the last 3 late- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
74
equity 49.4% of total assets
Liquidity
26
short-term debt 50.6% · cash 1.3%
Profitability
100
return on assets 43.2%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%lowest value
04-2026: 0.4%▲ +2.1% vs 03-2026
05-2026: 0.4%● 0.0% vs 04-2026
06-2026: 0.4%▲ +1.6% vs 05-2026
07-2026: 0.4%▲ +2.3% vs 06-2026
08-2026: 0.4%▲ +11.6% vs 07-2026
09-2026: 0.5%▲ +14.2% vs 08-2026highest value
10-2026: 0.5%▼ -9.9% vs 09-2026
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.31, cash €641 raises the probability
- Latest accounts 32 days late; 1 of the last 3 late raises the probability
- Founded in 2025 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.31; short-term debt: 50.6% and cash: 1.3% of total assets), and 50.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 43%, liquidity 10%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
32 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 01-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 14-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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