LOUAN
ActiveLOUAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.15M and a net result of €2k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 2382 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
87 d early
2023
75 d early
2022
17 d late
2021
16 d late
2020
24 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.15M▲ 0.2%
2024 · €1.14M
2018: €558k
2019: €739k
2020: €904k
2021: €892k
2022: €1.11M
2023: €1.15M
2024: €1.14M
2018 → 2025
Net result
€2k▼ 98.1%
2024 · €115k
2018: €170k
2019: €183k
2020: €164k
2021: €239k
2022: €224k
2023: €226k
2024: €115k
2018 → 2025
Total assets
€2.07M▼ 3.3%
2024 · €2.14M
2018: €1.52M
2019: €1.68M
2020: €1.82M
2021: €2.04M
2022: €2.25M
2023: €2.20M
2024: €2.14M
2018 → 2025
Solvency
55.5%▲ 1.9pp
2024 · 53.5%
2018: 36.8%
2019: 44.1%
2020: 49.8%
2021: 43.7%
2022: 49.2%
2023: 52.3%
2024: 53.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€892k-€1.11M▲ 24.3%€1.15M▲ 3.7%€1.14M▼ 0.4%€1.15M▲ 0.2%
Operating result€217k-€246k▲ 13.2%€263k▲ 6.9%€96k▼ 63.3%€39k▼ 59.4%
Net result€239k-€224k▼ 6.2%€226k▲ 0.8%€115k▼ 49.1%€2k▼ 98.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.06M▲ 5.6%
Current assets
€1.00M▼ 11.3%
Equity and liabilities €2.07M
Equity
€1.15M▲ 0.2%
Debt
€920k▼ 7.4%
The debt ratio falls from 46.5% to 44.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
55.5%▲
2024 · 53.5%
ROE
0.2%▼
2024 · 10.0%
ROA
0.1%▼
2024 · 5.4%
Debt
€920k▼
2024 · €993k
Debt ≤ 1 year
€849k▲
2024 · €342k
Debt > 1 year
€35k▼
2024 · €597k
Income taxes
€3k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.14M€2.07M▼
Fixed assets21/28€1.01M€1.06M▲
Tangible fixed assets22/27€433k€472k▲
Land and buildings22€423k€469k▲
Plant, machinery and equipment23€23€0▼
Furniture and vehicles24€9k€4k▼
Financial fixed assets28€576k€593k▲
Current assets29/58€1.13M€1.00M▼
Amounts receivable within one year40/41€525k€416k▼
Trade receivables40€33k€9k▼
Other amounts receivable41€492k€406k▼
Cash at bank and in hand54/58€598k€581k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.14M€2.07M▼
Equity10/15€1.14M€1.15M▲
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€844k€847k▲
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€814k€817k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€993k€920k▼
Amounts payable after more than one year17€597k€35k▼
Financial debts170/4€597k€35k▼
Amounts payable within one year42/48€342k€849k▲
Current portion of amounts payable after more than one year42€30k€30k=
Trade debts44€50k€6k▼
Suppliers440/4€50k€6k▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€260k€810k▲
Accrued charges and deferred income492/3€55k€36k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€9k€8k▼
Gross operating margin9900€134k€76k▼
Operating profit (loss)9901€96k€39k▼
Financial income75/76B€101k€4k▼
Recurring financial income75€101k€4k▼
Financial charges65/66B€61k€37k▼
Recurring financial charges65€61k€37k▼
Profit (loss) for the period before taxes9903€136k€6k▼
Income taxes67/77€21k€3k▼
Profit (loss) for the period9904€115k€2k▼
Profit (loss) for the period to be appropriated9905€115k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€2k▼
Transfer from equity791/2€120k€0▼
Transfer to equity691/2€115k€2k▼
To other reserves6921€115k€2k▼
Profit to be distributed694/7€120k€0▼
Return on contributions (dividend)694€120k€0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼98.1%
Net result drops to €2k, the lowest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial
Equity above €1MEq €1.11M ▲24.3%
5 profitable years in a row build equity to €1.11M.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
31-12
Financial
Highest result since 2018net €239k ▲45.1%
Net result €239k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 41 days late
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2025
This board is reconstructed from a single act (25025306). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Anny Steeno
CurrentDirector · since 24-02-2025
Frédéric Jacques
CurrentDirector · since 24-02-2025
Louis Jacques
CurrentDirector · since 24-02-2025
24-02-2025
Anny Steeno: Appointed as Director
24-02-2025
Anny Steeno: Appointed as Managing director
24-02-2025
Frédéric Jacques: Appointed as Director
24-02-2025
Louis Jacques: Appointed as Director
24-02-2025
Louis Jacques: Appointed as Managing director
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstro 649185 LochristiGround area
82 m²
Building footprint
133 m²
Volume, LiDAR
642 m³
Parcel 44073D0824/00E003, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOUAN
since 20032.169.394.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073D0824/00E003 | Flanders | 82 m² | 1 · 133 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 552 EUR awarded · 552 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 552 EUR | 552 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SHOP PROJECT
BE 0870.621.025
Dilbeek · Eq €1.15M
OPM81
BE 0890.230.366
Beringen · Eq €1.15M
SIMCO INVEST
BE 0538.527.469
Manage · Eq €1.15M
STONES@WORK HOLDINGS
BE 0874.484.890
Antwerpen · Eq €1.15M
FERNAND TALPE
BE 0442.782.729
Brugge · Eq €1.15M
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-12-2003
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.