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LOUAGIE CML

Active
Private limited companyfounded 2013active for 12 yearsRue de Gendron, Celles 18, 5561 Houyet, BelgiumKBO/BCE: BE 0543.511.586
Summary

LOUAGIE CML has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478,114 and a net result of -€51,948. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 84% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-11-2013 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.230.896.961 5561 Houyet, since 29-11-2013
Financial year end
31 December
Peppol
Reachable since 28-08-2023

Board and ownership

Board
  • ANNE MarcDirector · since 03-11-2020
  • LOUAGIE MadyDirector · since 31-10-2023

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€31,167
Loss
€51,948
Equity
€478,114
▼ 9.8%
Total assets
€558,091
▼ 10.3%
Turnover not published (micro format)
Filed on 31-07-2026, on time
Score breakdownraises riskLoss of €51,948 (financial year 2025)lowers riskSize: total assets €558,091Sector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 31-07-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 100=
equity 85.7% of total assets
Liquidity 60-11
short-term debt 14.3% · cash 10.4%
Profitability 7-66
return on assets -9.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.57 (6.31 in 2024), above the usual 1.5. Short-term debt is 14.3% and cash 10.4% of total assets. 14.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 52% on liquidity, 10% on profitability and 28% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €51,948 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €558,091
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 31-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
14 days late
2023
8 days early
2022
7 days late
2021
2 days early
2020
17 days early
2019
114 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €22,527 in 2024 -€51,948 View
  • Caution: Lower net result than 95% of companies in head offices and management consultancysector median €27,197 · 39,258 companies -€51,948 View

Comparable companies

These companies have the same main activity as LOUAGIE CML: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €449,000 and €588,000, founded between 2013 and 2014.

CompanyTotal assetsGross margin
LOUAGIE CML Houyet€558,091-€31,167
CHAMANO Namur€449,256-€40,951
MOSTLY ADVICE Antwerpen€548,860-€2,165
LIKAND CONSULTING Quévy€531,009-€13,691
Atelier Smet Kalmthout€549,830-€10,609
EXQUISEAT Boortmeerbeek€587,686-€1,549
Divitiae Zedelgem€546,124-€1,276
Full comparison

Key facts about LOUAGIE CML

What is the company number of LOUAGIE CML?
The company number of LOUAGIE CML is 0543.511.586. The VAT number is the same number with BE in front: BE 0543.511.586.
Where is LOUAGIE CML based?
The registered office is at Rue de Gendron, Celles 18, 5561 Houyet.Company details
What does LOUAGIE CML do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of LOUAGIE CML?
The legal form of LOUAGIE CML is Private limited company (BV).
When was LOUAGIE CML founded?
LOUAGIE CML was founded on 29-11-2013.
Is LOUAGIE CML still active?
Yes, LOUAGIE CML is an active enterprise in the KBO register.
What is the turnover of LOUAGIE CML?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is LOUAGIE CML profitable?
In financial year 2025, LOUAGIE CML made a loss of €51,948.
Where can I find the annual accounts of LOUAGIE CML?
LOUAGIE CML filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOUAGIE CML due?
LOUAGIE CML must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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