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LOU CONCEPT

Active
Private limited companyfounded 20233 yrs activeKraakbeziënlaan 56, 1180 Ukkel, BelgiumKBO/BCE: BE 0804.486.227
Summary

The computed 12-month bankruptcy probability of LOU CONCEPT is 7.3% (elevated). The 2025 annual accounts show negative equity (-€16,152) and a net result of -€56,152. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability12
Solvency23
Growth-
Track record79
Bankruptcy probability, 12 months
7.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02; short-term debt: 32.4% and cash: 0.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.6%
Return on assets
-5.7%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
11 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LOU CONCEPT was incorporated on 2 August 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€56,152
Working capital
-€314,201
Balance-sheet composition
Assets €986,486
Fixed assets €980,726
Current assets €5,760
Key figures and ratios
2025 value
EBITDA
-€16,298
Cash flow
-€32,558
Solvency
-1.6%
Current ratio
0.02
Debt to equity
-62.07
ROA
-5.7%
Interest coverage
-1.00
Debt
€1.0m
Debt ≤ 1 year
€319,961
Debt > 1 year
€682,678

Peer companies

Historical observation

Of the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
0.9% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 7.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€986,486
Fixed assets21/28€980,726
Tangible fixed assets22/27€977,576
Land and buildings22€322,613
Plant, machinery and equipment23€22,596
Assets under construction and advance payments27€632,367
Financial fixed assets28€3,150
Current assets29/58€5,760
Cash at bank and in hand54/58€3,950
Deferred charges and accrued income490/1€1,810
Equity and liabilities
Total equity and liabilities10/49€986,486
Equity10/15-€16,152
Contributions10/11€40,000
Profit (loss) carried forward14-€56,152
Amounts payable17/49€1.0m
Amounts payable after more than one year17€682,678
Financial debts170/4€682,678
Amounts payable within one year42/48€319,961
Current portion of amounts payable after more than one year42€24,343
Other amounts payable47/48€295,618
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,595
Other operating charges640/8€1,547
Gross operating margin9900-€14,750
Operating profit (loss)9901-€39,892
Financial charges65/66B€16,260
Recurring financial charges65€16,248
Non-recurring financial charges66B€12
Profit (loss) for the period before taxes9903-€56,152
Profit (loss) for the period9904-€56,152
Profit (loss) for the period to be appropriated9905-€56,152
Appropriation of the result
Profit (loss) to be appropriated9906-€56,152

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,595
Other operating charges640/8€1,547
Gross operating margin9900-€14,750
Operating profit (loss)9901-€39,892
Financial charges65/66B€16,260
Recurring financial charges65€16,248
Non-recurring financial charges66B€12
Profit (loss) for the period before taxes9903-€56,152
Profit (loss) for the period9904-€56,152
Profit (loss) for the period to be appropriated9905-€56,152
Line2025
Assets
Total assets20/58€986,486
Fixed assets21/28€980,726
Tangible fixed assets22/27€977,576
Land and buildings22€322,613
Plant, machinery and equipment23€22,596
Assets under construction and advance payments27€632,367
Financial fixed assets28€3,150
Current assets29/58€5,760
Cash at bank and in hand54/58€3,950
Deferred charges and accrued income490/1€1,810
Equity and liabilities
Total equity and liabilities10/49€986,486
Equity10/15-€16,152
Contributions10/11€40,000
Profit (loss) carried forward14-€56,152
Amounts payable17/49€1.0m
Amounts payable after more than one year17€682,678
Financial debts170/4€682,678
Amounts payable within one year42/48€319,961
Current portion of amounts payable after more than one year42€24,343
Other amounts payable47/48€295,618
Line2025
Profit (loss) for the period9904-€56,152
+ Depreciation and write-downs630€23,595
Operating cash flow (approximation)-€32,558

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-02
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 11 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
3,098 m²
Building footprint
258 m²
Volume, LiDAR
783 m³
2 parcels, Brussels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Chaussée de Mons 39, 7090 Braine-le-Comte
Real estate activities
since 20232.353.436.170
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21614H0056/02B045 Brussels 2,133 m² 1 · 135 m² 8.1 m · 2 fl.
55004F0759/00H000 Wallonia 965 m² 1 · 122 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of LOU CONCEPT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded02-08-2023
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.