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Lotte Henkens

Active
Private limited companyfounded 2025active for 1 yearHooiweg 21, 3660 Oudsbergen, BelgiumKBO/BCE: BE 1022.894.197
Summary

Lotte Henkens has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,370 and a net result of €8,370. Its solvency ranks better than 26% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-04-2025 Normal situation
Activity
Psychology services NACE 86931and 1 other
Establishment unit
2.373.595.542 3660 Oudsbergen, since 30-04-2025
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€16,949
Turnover
≈ €100,000
estimated
Profit
€8,370
Equity
€12,370
Total assets
€40,862
Score breakdownlowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.39, cash €10,354Figures for financial year 2025 (filed on 23-06-2026)Size: total assets €40,862Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in human health (NACE 86)
Financial strength
Strong
Solvency 55
equity 30.3% of total assets
Liquidity 67
short-term debt 32.8% · cash 25.3%
Profitability 94
return on assets 20.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,160 companies, NACE 86, micro)
Last 24 months 05-2026: 0.3%highest value 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39, below the usual 1.5. Short-term debt is 32.8% and cash 25.3% of total assets. 69.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 26% of them on solvency, 47% on liquidity and 53% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 1.39, cash €10,354
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 23-06-2026)
NBB · annual accounts
lowers risk · Size: total assets €40,862
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
38 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in human healthsector median €124,634 · 20,708 companies €12,370 View

Recent changes

  1. · Gazette deed Registered office moved from Oudsbergen to Tongeren
  2. · Gazette deed IncorporationStarting capital €4,000 · Appointment: HENKENS Lotte (director)
All 3 events

Comparable companies

These companies have the same main activity as Lotte Henkens: psychology services (NACE 86931). They are comparable in size and age: total assets between €32,400 and €44,800, founded between 2024 and 2025.

CompanyTotal assetsGross margin
Lotte Henkens Oudsbergen€40,862€16,949
Les Mots Du Lien Ramillies€35,057€20,237
HEMISPHERE Ohey€44,812€14,942
Roselien Stockman Beerse€35,562€16,230
KONEKTI Dilbeek€32,616€21,527
ALPHAMA Hove€35,994€26,672
ELISA BERNARD Jemeppe-sur-Sambre€32,372€12,295
Full comparison

Key facts about Lotte Henkens

What is the company number of Lotte Henkens?
The company number of Lotte Henkens is 1022.894.197. The VAT number is the same number with BE in front: BE 1022.894.197.
Where is Lotte Henkens based?
The registered office is at Hooiweg 21, 3660 Oudsbergen.Company details
What does Lotte Henkens do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of Lotte Henkens?
The legal form of Lotte Henkens is Private limited company (BV).
When was Lotte Henkens founded?
Lotte Henkens was founded on 30-04-2025.
Is Lotte Henkens still active?
Yes, Lotte Henkens is an active enterprise in the KBO register.
What is the turnover of Lotte Henkens?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €16,949 and 41 comparable companies (NACE 869). It probably lies between €68,000 and €180,000. It is a rough estimate.Financials
Is Lotte Henkens profitable?
In financial year 2025, Lotte Henkens made a profit of €8,370.
Where can I find the annual accounts of Lotte Henkens?
Lotte Henkens filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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