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LOTTE DEROOVER

Active
Private limited companyfounded 2023active for 3 yearsBieststraat 248, 3191 Boortmeerbeek, BelgiumKBO/BCE: BE 0797.492.230
Summary

The computed 12-month bankruptcy probability of LOTTE DEROOVER is 2.6% (moderate). The annual accounts of LOTTE DEROOVER for financial year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €4,288 and a net result of -€7,166. Equity is shrinking by about 35% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 30% of 22,260 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of pharmaceutical products
NACE 47730
1 site
Size
€39,701total assets 2025
Equity
€4,288
Loss
-€7,166
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts filed 6 days late1 of 3 deeds read
Why 51raises risk1 change of registered office in 24 monthsFounded in 2023lowers riskFigures for financial year 2025 (filed 06-08-2026)Size: total assets €39,701Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 36-10
equity 10.8% of total assets
Liquidity 44+1
short-term debt 52.3% · cash 16.6%
Profitability 36-31
return on assets -18.1%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 3.8% 12-2024: 3.8%● unchanged vs 11-2024 01-2025: 3.9%▲ +0.1 percentage points vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 4.0%▲ +0.1 percentage points vs 02-2025 04-2025: 4.8%▲ +0.8 percentage points vs 03-2025 05-2025: 5.7%▲ +0.9 percentage points vs 04-2025 06-2025: 5.7%● unchanged vs 05-2025 07-2025: 8.0%▲ +2.3 percentage points vs 06-2025 08-2025: 8.0%● unchanged vs 07-2025 09-2025: 7.7%▼ -0.3 percentage points vs 08-2025 10-2025: 7.3%▼ -0.4 percentage points vs 09-2025 11-2025: 7.3%● unchanged vs 10-2025 12-2025: 7.3%● unchanged vs 11-2025 01-2026: 7.2%▼ -0.1 percentage points vs 12-2025 02-2026: 7.2%● unchanged vs 01-2026 03-2026: 7.3%▲ +0.1 percentage points vs 02-2026 04-2026: 8.3%▲ +1.0 percentage point vs 03-2026 05-2026: 8.6%▲ +0.3 percentage points vs 04-2026 06-2026: 8.7%▲ +0.1 percentage points vs 05-2026 07-2026: 8.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 5.4%▼ -3.4 percentage points vs 07-2026 09-2026: 3.0%▼ -2.4 percentage points vs 08-2026 10-2026: 2.6%▼ -0.4 percentage points vs 09-2026lowest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.13, compared with 1.32 in 2024, below the usual 1.5; short-term debt: 52.3% and cash: 16.6% of total assets), and 89.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 27% on solvency, 43% on liquidity, 27% on profitability and 9% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 06-08-2026)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €39,701
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€7,166
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
6 days late
2024
48 days early
2023
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (3 of the last 3 filed years within 54 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€7,166
  3. Registered officeRegistered-office move · Director in…

Key points

  • Caution: 2 loss-making years in a rowloss financial year 2025 -€7,166 View
  • Total assets 20253 financial years filed €39,701 View
  • Active since 2023founded 23-01-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€39,701
Loss
-€7,166
Solvency
10.8%
Total assets▼ 28.9%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 13-06-2025Annual accounts filed
  2. 15-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of pharmaceutical productsNACE 47730
Founded
23-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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