LOTS HR
ActiveLOTS HR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+5
Solvency39▼-49
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 2.54 in 2024; short-term debt: 85.7% and cash: 79% of total assets), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
24.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
6 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 88.9%
2024 · €130k
2022: €55k
2023: €88k
2024: €130k
2022 → 2025
Total assets
€101k▼ 50.7%
2024 · €205k
2022: €103k
2023: €154k
2024: €205k
2022 → 2025
Net result
€25k▼ 40.3%
2024 · €42k
2022: €52k
2023: €33k
2024: €42k
2022 → 2025
Working capital
€10k▼ 91.2%
2024 · €117k
2022: €28k
2023: €65k
2024: €117k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€55k-€88k▲ 60.7%€130k▲ 47.4%€14k▼ 88.9%
Operating result€66k-€49k▼ 26.1%€57k▲ 15.3%€37k▼ 34.7%
Net result€52k-€33k▼ 35.8%€42k▲ 25.5%€25k▼ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€4k▼ 67.5%
Current assets
€97k▼ 49.6%
Equity and liabilities €101k
Equity
€14k▼ 88.9%
Debt
€87k▲ 14.6%
The debt ratio rises from 36.9% to 85.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €67k
Cash flow
€33k▼
2024 · €52k
Solvency
14.3%▼
2024 · 63.1%
Current ratio
1.12▼
2024 · 2.54
Quick ratio
1.12▼
2024 · 2.54
Debt / equity
6.01▲
2024 · 0.58
ROE
172.3%▲
2024 · 32.1%
ROA
24.6%▲
2024 · 20.3%
Interest coverage
9.14▼
2024 · 14.73
Debt
€87k▲
2024 · €76k
Debt ≤ 1 year
€87k▲
2024 · €76k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€101k▼
Fixed assets21/28€13k€4k▼
Tangible fixed assets22/27€13k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€8k€884▼
Current assets29/58€192k€97k▼
Amounts receivable within one year40/41€10k€17k▲
Trade receivables40€10k€10k▼
Other amounts receivable41-€7k
Current investments50/53€150k€0▼
Cash at bank and in hand54/58€32k€80k▲
Equity and liabilities
Total equity and liabilities10/49€205k€101k▼
Equity10/15€130k€14k▼
Contributions10/11€3k€3k=
Reserves13€127k€11k▼
Distributable reserves133€127k€11k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€76k€87k▲
Amounts payable within one year42/48€76k€87k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€65k€76k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€69k€48k▼
Operating profit (loss)9901€57k€37k▼
Financial income75/76B€2k€914▼
Recurring financial income75€2k€914▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€54k€33k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€42k€25k▼
Profit (loss) for the period to be appropriated9905€42k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€25k▼
Transfer from equity791/2-€127k
Transfer to equity691/2€42k€11k▼
To other reserves6921€42k€11k▼
Profit to be distributed694/7-€140k
Return on contributions (dividend)694-€140k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼40.3%
Net result drops to €25k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €130k ▲47.4%
3 profitable years in a row build equity to €130k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kestelstraat 1439880 AalterGround area
1,089 m²
Building footprint
165 m²
Volume, LiDAR
1,071 m³
Parcel 44502C0822/00E000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOTS HR
since 20212.327.222.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0822/00E000 | Flanders | 1,089 m² | 1 · 165 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIRKUR
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CCL Innovative Opportunities
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SMARTFORYOU
BE 1013.480.150
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FIT EFFECT
BE 0470.039.036
Lier · Eq €14k
IMMOPASS
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Elsene · Eq €14k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 27,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
58110Book publishing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.