Financials
- Fiscal year
- 2025
- Total assets
- €37,495
- Profit
- €3,736
- Solvency
- 59.6%
Total assets▼ 8.5%
Net result
20192025
Loth Capital
ActiveSummary
Loth Capital has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,336 and a net result of €3,736. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Agents in non-specialised wholesale trade
NACE 46190
1 site
How big
€37,495total assets 2025
- Equity
- €22,336
- Profit
- €3,736
Turnover not published (abridged schema)
Who decides
Accounts 96 d early0 of 4 deeds read
Why 86- Size: total assets €37,495+ Liquidity: current ratio 2.17, cash €7,816, halved+ Equity €22,336 (59.6% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 70% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
85+15
equity 59.6% of total assets
Liquidity
58-14
short-term debt 38.8% · cash 20.8%
Profitability
81-19
return on assets 10.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €37,495 raises the probability for this profile
- Liquidity: current ratio 2.17, cash €7,816, halved lowers the probability
- Equity €22,336 (59.6% of total assets) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.65 in 2024; short-term debt: 38.8% and cash: 20.8% of total assets), and 40.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 66%, liquidity 64%, profitability 74%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-10-2025, 96 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
96 d early
2024
25 d early
2023
44 d early
2022
20 d early
2021
4 d early
2020
39 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- General meeting · DemergerIncorporation · Founding capital
- General meeting · Director resignationDirector appointment · Permanent representative
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2018
- Next accounts
- by 31-01-2027
- 23-02-2026General meeting · Demerger
- 12-11-2025General meeting · Director resignation
- 27-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Founded
- 23-12-2016
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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