LOTA SIGMA
ActiveLOTA SIGMA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.64 in 2024; short-term debt: 40% and cash: 27.1% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
35.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
123 d early
2023
37 d late
2022
54 d early
2021
19 d late
2020
25 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 145%
2024 · €14k
2018: €-3k
2019: €19k
2020: €16k
2021: €17k
2022: €7k
2023: €3k
2024: €14k
2018 → 2025
Total assets
€56k▲ 171%
2024 · €21k
2018: €29k
2019: €33k
2020: €30k
2021: €31k
2022: €17k
2023: €11k
2024: €21k
2018 → 2025
Net result
€20k▲ 89.8%
2024 · €10k
2018: €-38k
2019: €-2k
2020: €-3k
2021: €827
2022: €-10k
2023: €-4k
2024: €10k
2018 → 2025
Working capital
€32k▲ 179%
2024 · €11k
2018: €-3k
2019: €18k
2020: €15k
2021: €17k
2022: €5k
2023: €2k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€7k▼ 59.0%€3k▼ 54.3%€14k▲ 327%€34k▲ 145%
Operating result€2k-€-8k€-2k▲ 79.3%€16k€30k▲ 93.6%
Net result€827-€-10k€-4k▲ 62.2%€10k€20k▲ 89.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€2k▼ 26.3%
Current assets
€54k▲ 195%
Equity and liabilities €56k
Equity
€34k▲ 145%
Debt
€22k▲ 220%
The debt ratio rises from 33.8% to 40.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €16k
Cash flow
€20k▲
2024 · €11k
Solvency
60.0%▼
2024 · 66.2%
Current ratio
2.43▼
2024 · 2.64
Quick ratio
2.43▼
2024 · 2.64
Debt / equity
0.67▲
2024 · 0.51
ROE
59.2%▼
2024 · 76.6%
ROA
35.6%▼
2024 · 50.7%
Interest coverage
51.46▼
2024 · 94.09
Debt
€22k▲
2024 · €7k
Debt ≤ 1 year
€22k▲
2024 · €7k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€56k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€218€218=
Current assets29/58€18k€54k▲
Amounts receivable within one year40/41€12k€39k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€3k€30k▲
Cash at bank and in hand54/58€7k€15k▲
Equity and liabilities
Total equity and liabilities10/49€21k€56k▲
Equity10/15€14k€34k▲
Contributions10/11€6k€6k=
Reserves13€7k€27k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€26k▲
Amounts payable17/49€7k€22k▲
Amounts payable within one year42/48€7k€22k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€21k▲
Taxes450/3€3k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€805€595▼
Other operating charges640/8€1k€797▼
Non-recurring operating charges66A€903-
Gross operating margin9900€19k€32k▲
Operating profit (loss)9901€16k€30k▲
Financial income75/76B-€576
Recurring financial income75-€576
Financial charges65/66B€175€602▲
Recurring financial charges65€175€602▲
Profit (loss) for the period before taxes9903€16k€30k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€10k€20k▲
Profit (loss) for the period to be appropriated9905€10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€20k▲
Profit (loss) brought forward from the previous period14P€-5k-
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €20k ▲89.8%
Operating result €30k, net result €20k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.64
Current ratio from 1.20 to 2.64; short-term debt falls from €8k to €7k.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €827
Net result €827 after 3 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.30
Current ratio from 0.90 to 2.30; short-term debt falls from €32k to €14k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacminstraat (Jean) 1541500 Halle1 establishment unit
LOTA SIGMA
since 20192.283.493.034
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 5,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2007
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.