LOT CONCEPTS
ActiveSummary
LOT CONCEPTS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €1k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 20.4 against 12.48 in 2024; short-term debt: 4.9% and cash: 11.5% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
6.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
35 d early
2023
5 d early
2022
4 d early
2021
25 d early
2020
33 d early
2019
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▲ 7.8%
2024 · €14k
2018: €2k
2019: €-10k
2020: €4k
2021: €13k
2022: €14k
2023: €14k
2024: €14k
2018 → 2025
Total assets
€16k▲ 4.2%
2024 · €16k
2018: €30k
2019: €6k
2020: €5k
2021: €13k
2022: €16k
2023: €16k
2024: €16k
2018 → 2025
Net result
€1k▲ 160%
2024 · €432
2018: €-6k
2019: €-12k
2020: €14k
2021: €9k
2022: €2k
2023: €-421
2024: €432
2018 → 2025
Working capital
€16k▲ 7.8%
2024 · €14k
2018: €-4k
2019: €-10k
2020: €4k
2021: €13k
2022: €14k
2023: €14k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 11.6%€14k▼ 2.9%€14k▲ 3.1%€16k▲ 7.8%
Operating result€9k-€2k▼ 76.9%€-402€997€1k▲ 5.6%
Net result€9k-€2k▼ 83.8%€-421€432€1k▲ 160%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €16k
Equity
€16k ▲ 7.8%
Debt
€804 ▼ 36.2%
Debt's share of the balance-sheet total falls from 8.0% to 4.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
20.40▲
2024 · 12.48
Debt to equity
0.05▼
2024 · 0.09
ROE
7.2%▲
2024 · 3.0%
ROA
6.9%▲
2024 · 2.7%
Debt ≤ 1 year
€804▼
2024 · €1k
Income taxes
€409▼
2024 · €995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€16k▲
Current assets29/58€16k€16k▲
Amounts receivable within one year40/41€7k€15k▲
Trade receivables40€1k€1k=
Other amounts receivable41€6k€13k▲
Cash at bank and in hand54/58€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€16k€16k▲
Equity10/15€14k€16k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-4k€-3k▲
Amounts payable17/49€1k€804▼
Amounts payable within one year42/48€1k€804▼
Trade debts44€24-
Suppliers440/4€24-
Taxes, remuneration and social security45€1k€804▼
Taxes450/3€1k€804▼
Income statement
Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€1k€1k▲
Operating profit (loss)9901€997€1k▲
Financial income75/76B€476€527▲
Recurring financial income75€476€527▲
Financial charges65/66B€45€46▲
Recurring financial charges65€45€46▲
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77€995€409▼
Profit (loss) for the period9904€432€1k▲
Profit (loss) for the period to be appropriated9905€432€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-3k▲
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €432
Net result €432 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 77current ratio 231.47
Current ratio from 3.02 to 231.47; short-term debt falls from €2k to €56.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 3.02
Current ratio from 0.35 to 3.02; short-term debt falls from €16k to €2k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
Show earlier events
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenmarkt 9 3012000 AntwerpenGround area
147 m²
Building footprint
147 m²
Volume, LiDAR
2,440 m³
Parcel 11802B0454/00D000, Flanders · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LOT CONCEPTS
since 20082.174.992.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0454/00D000 | Flanders | 147 m² | 1 · 147 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
LA TABLE DU TRY
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PRITHIVI
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DR & PARTNERS
BE 0820.555.860
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ISRABEN
BE 0537.283.295
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BRASSERIE LA PENICHE
BE 0872.546.375
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
90393Specialised image, lighting and sound technical services
90111Literary creation
90120Visual arts creation
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.