LOT 49
ActiveSummary
LOT 49 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €28k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-9
Solvency76▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.65 in 2024; short-term debt: 49.2% and cash: 8.3% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
151 d early
2024
51 d early
2023
20 d early
2022
30 d late
2021
30 d early
2020
5 d early
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▼ 21.9%
2024 · €187k
2018: €73k
2019: €87k
2020: €107k
2021: €145k
2022: €182k
2023: €164k
2024: €187k
2018 → 2025
Total assets
€287k▼ 2.2%
2024 · €293k
2018: €126k
2019: €145k
2020: €175k
2021: €165k
2022: €208k
2023: €270k
2024: €293k
2018 → 2025
Net result
€28k▼ 44.6%
2024 · €50k
2018: €14k
2019: €14k
2020: €19k
2021: €32k
2022: €37k
2023: €49k
2024: €50k
2018 → 2025
Working capital
€100k▼ 43.3%
2024 · €176k
2018: €60k
2019: €79k
2020: €102k
2021: €137k
2022: €169k
2023: €155k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€182k▲ 25.7%€164k▼ 9.6%€187k▲ 13.4%€146k▼ 21.9%
Operating result€48k-€56k▲ 16.7%€74k▲ 30.5%€62k▼ 15.6%€40k▼ 35.3%
Net result€32k-€37k▲ 17.4%€49k▲ 31.1%€50k▲ 3.6%€28k▼ 44.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€46k ▲ 347%
Current assets
€241k ▼ 14.9%
Equity and liabilities €287k
Equity
€146k ▼ 21.9%
Debt
€141k ▲ 32.2%
Debt's share of the balance-sheet total rises from 36.4% to 49.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €65k
Cash flow
€40k▼
2024 · €53k
Current ratio
1.71▼
2024 · 2.65
Debt to equity
0.97▲
2024 · 0.57
ROE
19.2%▼
2024 · 27.0%
ROA
9.7%▼
2024 · 17.2%
Interest coverage
50.85▼
2024 · 899.07
Debt ≤ 1 year
€141k▲
2024 · €107k
Income taxes
€12k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€293k€287k▼
Fixed assets21/28€10k€46k▲
Tangible fixed assets22/27€10k€46k▲
Land and buildings22€5k€5k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€5k€40k▲
Current assets29/58€283k€241k▼
Amounts receivable within one year40/41€11k€14k▲
Trade receivables40€10k€8k▼
Other amounts receivable41€1k€6k▲
Current investments50/53€202k€202k▼
Cash at bank and in hand54/58€69k€24k▼
Deferred charges and accrued income490/1€660€1k▲
Equity and liabilities
Total equity and liabilities10/49€293k€287k▼
Equity10/15€187k€146k▼
Contributions10/11€19k€19k=
Reserves13€168k€127k▼
Distributable reserves133€168k€127k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€107k€141k▲
Amounts payable within one year42/48€107k€141k▲
Trade debts44€662€704▲
Suppliers440/4€662€704▲
Advances received on contracts in progress46€635€0▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€13k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€99k€124k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€705€2k▲
Gross operating margin9900€66k€54k▼
Operating profit (loss)9901€62k€40k▼
Financial income75/76B€8k€325▼
Recurring financial income75€8k€325▼
Financial charges65/66B€72€1k▲
Recurring financial charges65€72€1k▲
Profit (loss) for the period before taxes9903€70k€40k▼
Income taxes67/77€20k€12k▼
Profit (loss) for the period9904€50k€28k▼
Profit (loss) for the period to be appropriated9905€50k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€28k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€28k€69k▲
Transfer to equity691/2€50k€28k▼
To other reserves6921€50k€28k▼
Profit to be distributed694/7€28k€69k▲
Return on contributions (dividend)694€28k€69k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €50k ▲3.6%
Net result €50k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150kEq €182k ▲25.7%
5 profitable years in a row build equity to €182k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.81
Current ratio from 2.49 to 7.81; short-term debt falls from €68k to €20k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €107k ▲22.3%
3 profitable years in a row build equity to €107k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼2.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terlinckstraat 782600 AntwerpenGround area
275 m²
Building footprint
103 m²
Volume, LiDAR
1,317 m³
Parcel 11303B0436/00T005, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LOT 49
since 20152.248.048.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0436/00T005 | Flanders | 275 m² | 1 · 103 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 263 EUR awarded · 218 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 263 EUR | 218 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MACLIRES
BE 0786.967.829
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TRIMAKO
BE 0831.063.930
Waasmunster · Eq €145,661
ICDe - Ingénieur conseil
BE 1001.038.218
Jalhay · Eq €145,730
JAMA CONSULTANTS
BE 0647.700.474
Diepenbeek · Eq €145,577
Deckx PMEC
BE 1004.292.171
Antwerpen · Eq €145,834
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
74120Graphic design and visual communication
74201Photography, excluding press photography
74999Other professional, scientific and technical activities
82990Other business support services
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.