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LoT

Active
Private limited companyfounded 2022active for 3 yearsKattendijkdok-Westkaai 12.001, 2000 Antwerpen, Belgium31 active companies are registered at this addressKBO/BCE: BE 0794.789.294
Summary

The computed 12-month bankruptcy probability of LoT is 2.0% (moderate). The annual accounts of LoT for financial year 2025 show a net loss of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €298,787 and a net result of -€932,753. Equity is growing by about 75% per year across the filed financial years. Its solvency ranks better than 20% of 10,995 sector peers (NACE 68, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
2 sites
Size
€11.4mtotal assets 2025
Staff
2 FTE
Equity
€298,787
Loss
-€932,753
Turnover not published (abbreviated format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Parent
M&M Management · 100%
Accounts 3 days early0 of 4 deeds read
Why 52raises riskLiquidity: current ratio 0.52, cash €26,966, halved1 change of registered office in 24 monthsEquity €298,787 (2.6% of total assets)lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 28-8
equity 2.6% of total assets
Liquidity 48-3
short-term debt 14.2% · cash 0.2%
Profitability 9+1
return on assets -8.2%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,562 companies, NACE 68, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.6 percentage points vs 04-2025 06-2025: 1.1%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.3 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.2 percentage points vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 2.0%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 2.0%● unchanged vs 08-2026highest value 10-2026: 2.0%● unchanged vs 09-2026highest value
Credit of up to €15,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.52, compared with 1.01 in 2024, below 1; short-term debt: 14.2% and cash: 0.2% of total assets), and 97.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 23% on solvency, 43% on liquidity, 12% on profitability and 8% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.52, cash €26,966, halved
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €298,787 (2.6% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€932,753
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10995 sector peers (2025).
NBB · sector comparison
Position among 10995 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
3 days early
2024
42 days early
2023
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 24 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet -€1.0m

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€932,753 View
  • Caution: Equity fell in 2025from €1.3m to €298,787 ▼ 76.3% View
  • Caution: Among the weakest 5% on net resultsector median €10,261 · 10,985 companies -€932,753 View
  • Controlled by M&M Management 100% View
  • Flemish supportawarded from 2023 to 2025 €2.9m View

By topic

Financials

Financial year
2025
Total assets
€11.4m
Loss
-€932,753
Solvency
2.6%
Total assets▼ 0.8%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than 137 times
  2. 31-12-2024Equity above €1m
  3. 05-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
14-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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