LOSATI
ActiveLOSATI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €846. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+5
Solvency41▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.06 in 2024; short-term debt: 83.4% and cash: 0.2% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
16 d early
2023
6 d early
2022
11 d early
2021
18 d early
2020
16 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 5.2%
2024 · €16k
2018: €24k
2019: €24k
2020: €11k
2021: €12k
2022: €22k
2023: €20k
2024: €16k
2018 → 2025
Total assets
€107k▼ 11.7%
2024 · €121k
2018: €231k
2019: €215k
2020: €199k
2021: €175k
2022: €167k
2023: €147k
2024: €121k
2018 → 2025
Net result
€846
2024 · €-4k
2018: €2k
2019: €349
2020: €-13k
2021: €1k
2022: €10k
2023: €-2k
2024: €-4k
2018 → 2025
Working capital
€-74k▲ 15.1%
2024 · €-87k
2018: €-56k
2019: €-58k
2020: €-63k
2021: €-66k
2022: €-70k
2023: €-74k
2024: €-87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€22k▲ 84.5%€20k▼ 7.5%€16k▼ 20.0%€17k▲ 5.2%
Operating result€7k-€15k▲ 111%€2k▼ 86.8%€-211€3k
Net result€1k-€10k▲ 622%€-2k€-4k▼ 146%€846
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €211 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€92k▼ 20.8%
Current assets
€15k▲ 192%
Equity and liabilities €107k
Equity
€17k▲ 5.2%
Debt
€90k▼ 14.4%
The debt ratio falls from 86.5% to 83.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €18k
Cash flow
€25k▲
2024 · €14k
Solvency
16.1%▲
2024 · 13.5%
Current ratio
0.17▲
2024 · 0.06
Quick ratio
0.17▲
2024 · 0.06
Debt / equity
5.23▼
2024 · 6.43
ROE
4.9%▲
2024 · -25.0%
ROA
0.8%▲
2024 · -3.4%
Interest coverage
24.55▲
2024 · 7.21
Debt
€90k▼
2024 · €105k
Debt ≤ 1 year
€89k▼
2024 · €92k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€107k▼
Fixed assets21/28€116k€92k▼
Tangible fixed assets22/27€116k€92k▼
Land and buildings22€7k-
Plant, machinery and equipment23€1k€289▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€2k€609▼
Other tangible fixed assets26€101k€88k▼
Current assets29/58€5k€15k▲
Amounts receivable within one year40/41€4k€14k▲
Trade receivables40€4k€14k▲
Cash at bank and in hand54/58€163€164▲
Deferred charges and accrued income490/1€968€891▼
Equity and liabilities
Total equity and liabilities10/49€121k€107k▼
Equity10/15€16k€17k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Tax-exempt reserves132€4k€4k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€105k€90k▼
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€92k€89k▼
Current portion of amounts payable after more than one year42€28k€12k▼
Financial debts43€2k€546▼
Credit institutions430/8€2k€546▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€56k€71k▲
Accrued charges and deferred income492/3€450€574▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€24k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€21k€30k▲
Operating profit (loss)9901€-211€3k▲
Financial income75/76B€37€7▼
Recurring financial income75€37€7▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-3k€2k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-4k€846▲
Profit (loss) for the period to be appropriated9905€-4k€846▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-2k€-7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €846
Net result €846 after 2 loss-making years.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €10k ▲622%
Operating result €15k, net result €10k, both a record.
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-13k ▼3939%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteinstraat(WAN) 99772 KruisemGround area
1,772 m²
Building footprint
256 m²
Volume, LiDAR
990 m³
Parcel 45053A0488/00B000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LOSATI
since 19962.079.070.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053A0488/00B000 | Flanders | 1,772 m² | 1 · 256 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 3,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-1996
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
42220Construction of utility projects for electricity and telecommunications
43350Other building finishing work
45215
46190Agents in non-specialised wholesale trade
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.