LOS TRADING
ActiveLOS TRADING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €936k and a net result of €67k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+9
Solvency99▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 5.38 against 4.41 in 2024; short-term debt: 9.8% and cash: 28.1% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
5.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
13 d late
2022
17 d late
2021
33 d early
2020
27 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€936k▲ 7.8%
2024 · €869k
2018: €1.06M
2019: €1.09M
2020: €1.01M
2021: €1.04M
2022: €936k
2023: €896k
2024: €869k
2018 → 2025
Total assets
€1.26M▲ 5.7%
2024 · €1.19M
2018: €1.50M
2019: €1.37M
2020: €1.27M
2021: €1.33M
2022: €1.44M
2023: €1.21M
2024: €1.19M
2018 → 2025
Net result
€67k
2024 · €-27k
2018: €273k
2019: €27k
2020: €-76k
2021: €26k
2022: €31k
2023: €-40k
2024: €-27k
2018 → 2025
Working capital
€539k▲ 55.8%
2024 · €346k
2018: €1.41M
2019: €1.17M
2020: €604k
2021: €552k
2022: €401k
2023: €364k
2024: €346k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.04M-€936k▼ 9.9%€896k▼ 4.3%€869k▼ 3.0%€936k▲ 7.8%
Operating result€25k-€25k▲ 0.8%€-32k€-35k▼ 6.7%€72k
Net result€26k-€31k▲ 17.7%€-40k€-27k▲ 32.6%€67k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €72k after a loss of €35k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€598k▼ 19.6%
Current assets
€662k▲ 47.9%
Equity and liabilities €1.26M
Equity
€936k▲ 7.8%
Provisions
€200k▼ 9.3%
Debt
€123k▲ 21.0%
The debt ratio rises from 8.6% to 9.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €18k
Cash flow
€118k▲
2024 · €25k
Solvency
74.3%▲
2024 · 72.9%
Current ratio
5.38▲
2024 · 4.41
Quick ratio
3.51▲
2024 · 0.91
Debt / equity
0.13▲
2024 · 0.12
ROE
7.2%▲
2024 · -3.1%
ROA
5.4%▲
2024 · -2.3%
Interest coverage
26.63▲
2024 · 6.34
Debt
€123k▲
2024 · €102k
Debt ≤ 1 year
€123k▲
2024 · €101k
Income taxes
€21k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.26M▲
Fixed assets21/28€744k€598k▼
Tangible fixed assets22/27€741k€595k▼
Land and buildings22€668k€530k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€63k€58k▼
Financial fixed assets28€3k€3k=
Current assets29/58€447k€662k▲
Stocks and contracts in progress3€355k€230k▼
Stocks30/36€355k€230k▼
Amounts receivable within one year40/41€69k€75k▲
Trade receivables40€58k€75k▲
Other amounts receivable41€11k€192▼
Cash at bank and in hand54/58€23k€354k▲
Deferred charges and accrued income490/1€217€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.26M▲
Equity10/15€869k€936k▲
Contributions10/11€200k€200k=
Reserves13€639k€589k▼
Non-distributable reserves130/1€30k€30k=
Reserves not available under the articles1311€30k€30k=
Tax-exempt reserves132€175k€125k▼
Distributable reserves133€434k€434k=
Profit (loss) carried forward14€29k€147k▲
Provisions and deferred taxes16€221k€200k▼
Provisions for liabilities and charges160/5€146k€146k=
Pensions and similar obligations160€146k€146k=
Deferred taxes168€74k€54k▼
Amounts payable17/49€102k€123k▲
Amounts payable within one year42/48€101k€123k▲
Financial debts43€30k€0▼
Credit institutions430/8€30k€0▼
Trade debts44€8k€26k▲
Suppliers440/4€8k€26k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€7k€38k▲
Taxes450/3€632€30k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€57k€59k▲
Accrued charges and deferred income492/3€590€590=
Income statement
Code20242025
Non-recurring operating income76A€0€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€50k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€68k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€5k€5k▼
Gross operating margin9900€30k€199k▲
Operating profit (loss)9901€-35k€72k▲
Financial income75/76B€2k€357▼
Recurring financial income75€2k€357▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-35k€68k▲
Transfer from deferred taxes780€9k€21k▲
Income taxes67/77€1k€21k▲
Profit (loss) for the period9904€-27k€67k▲
Transfer from tax-exempt reserves789€23k€50k▲
Profit (loss) for the period to be appropriated9905€-4k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€147k▲
Profit (loss) brought forward from the previous period14P€34k€29k▼
Transfer from equity791/2€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €67k
Net result €67k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.30
Current ratio from 2.50 to 5.30; short-term debt falls from €268k to €85k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-76k ▼377%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roosendaalsebaan (Ab) 1532920 KalmthoutGround area
4,356 m²
Building footprint
644 m²
Volume, LiDAR
3,120 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Depot 155
since 20062.151.268.275
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662D0238/00K000 | Flanders | 2,228 m² | 1 · 231 m² | 8.6 m · 2 fl. |
| 11662D0238/00H000 | Flanders | 2,128 m² | 1 · 413 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE MUNCK
BE 0476.397.979
Beveren-Kruibeke-Zwijndrecht · Eq €943k
LA ROY
BE 0469.562.251
Sint-Niklaas · Eq €925k
STAELENS
BE 0405.373.787
Kortrijk · Eq €923k
NOTAM
BE 0476.367.592
Roeselare · Eq €922k
Electro Schroeyen
BE 0412.116.574
Heusden-Zolder · Eq €964k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2006
Fiscal year end31-12
Trade name NL
Depot 155
Activities, NACEBEL
47540Retail sale of electrical household appliances
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46431Wholesale of electrical household appliances and audio-video equipment
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47512Retail sale of household textiles and bedding
47519Retail trade
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.