Financials
- Fiscal year
- 2025
- Total assets
- €59,982
- Profit
- €5,991
- Solvency
- 18.3%
LORREZ NIELS
ActiveSummary
The computed 12-month bankruptcy probability of LORREZ NIELS is 2.9% (moderate). The 2025 annual accounts show equity of €10,991 and a net result of €5,991. Its solvency ranks better than 20% of 33943 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plumbing work
NACE 43221
1 site
Size
€59,982total assets 2025
- Equity
- €10,991
- Profit
- €5,991
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 1 deed read
Why 50- Founded in 2024- Size: total assets €59,982- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.14, cash €2,390Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
43
equity 18.3% of total assets
Liquidity
22
short-term debt 62.8% · cash 4.0%
Profitability
81
return on assets 10.0%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.9%lowest value
01-2026: 1.9%▲ +2.7% vs 12-2025
02-2026: 2.3%▲ +19.0% vs 01-2026
03-2026: 2.4%▲ +5.2% vs 02-2026
04-2026: 2.7%▲ +12.0% vs 03-2026
05-2026: 2.7%● 0.0% vs 04-2026
06-2026: 3.0%▲ +10.3% vs 05-2026
07-2026: 3.0%▲ +1.8% vs 06-2026highest value
08-2026: 2.9%▼ -6.1% vs 07-2026
09-2026: 2.8%▼ -0.7% vs 08-2026
10-2026: 2.9%▲ +3.9% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Size: total assets €59,982 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Liquidity: current ratio 1.14, cash €2,390 raises the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 62.8% and cash: 4% of total assets), and 81.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 20%, liquidity 12%, profitability 62%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 33943 sector peers (2025).
NBB · sector comparisonPosition among 33943 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plumbing workNACE 43221
- Founded
- 04-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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