LOROPHAR
ActiveSummary
LOROPHAR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,031 and a net result of €44,679. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+16
Solvency72▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.76 in 2024; short-term debt: 46.7% and cash: 31.7% of total assets), but 53.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
18 d late
2023
21 d late
2022
42 d early
2021
23 d early
2020
11 d early
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44,679▲ 231%
2024 · €13,482
Working capital
€93,946▲ 31.8%
2024 · €71,303
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€64,715▲ 48.5%€7,107▼ 89.0%€5,951▼ 16.3%€28,102▲ 372%€73,701▲ 162%
Net result€40,581above the sector's middle half▲ 63.7%-€626within the sector's middle half-€560within the sector's middle half▲ 10.6%€13,482within the sector's middle half€44,679above the sector's middle half▲ 231%
Equity€83,679within the sector's middle half▲ 94.2%€77,053within the sector's middle half▼ 7.9%€76,493within the sector's middle half▼ 0.7%€89,975within the sector's middle half▲ 17.6%€109,031within the sector's middle half▲ 21.2%
Total assets€249,157within the sector's middle half▼ 8.8%€226,240within the sector's middle half▼ 9.2%€194,526within the sector's middle half▼ 14.0%€205,460within the sector's middle half▲ 5.6%€234,299within the sector's middle half▲ 14.0%
Debt€165,478▼ 28.1%€149,187▼ 9.8%€118,033▼ 20.9%€115,485▼ 2.2%€125,268▲ 8.5%
Working capital€132,766above the sector's middle half▲ 27.0%€104,982above the sector's middle half▼ 20.9%€88,003above the sector's middle half▼ 16.2%€71,303within the sector's middle half▼ 19.0%€93,946above the sector's middle half▲ 31.8%
Solvency33.6%within the sector's middle half▲ 17.8pp34.1%within the sector's middle half▲ 0.5pp39.3%within the sector's middle half▲ 5.3pp43.8%within the sector's middle half▲ 4.5pp46.5%within the sector's middle half▲ 2.7pp
Current ratio2.74within the sector's middle half▲ 0.832.21within the sector's middle half▼ 0.532.05within the sector's middle half▼ 0.161.76within the sector's middle half▼ 0.291.86within the sector's middle half▲ 0.10
Return on assets (ROA)16.3%above the sector's middle half▲ 7.2pp-0.3%within the sector's middle half▼ 16.6pp-0.3%within the sector's middle half=6.6%within the sector's middle half▲ 6.8pp19.1%above the sector's middle half▲ 12.5pp
Staff (FTE)1▲ 42.9%1=1.3▲ 30.0%1▼ 23.1%1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 162% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234,299
Fixed assets
€30,855 ▼ 23.5%
Current assets
€203,444 ▲ 23.2%
Equity and liabilities €234,299
Equity
€109,031 ▲ 21.2%
Debt
€125,268 ▲ 8.5%
Debt's share of the balance-sheet total falls from 56.2% to 53.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86,065▲
2024 · €39,578
Cash flow
€57,043▲
2024 · €24,957
Quick ratio
1.36▲
2024 · 1.33
Debt to equity
1.15▼
2024 · 1.28
ROE
41.0%▲
2024 · 15.0%
Interest coverage
37.52▲
2024 · 13.25
Debt ≤ 1 year
€109,498▲
2024 · €93,847
Debt > 1 year
€15,770▼
2024 · €21,638
Income taxes
€26,833▲
2024 · €11,746
Staff costs
€18,123▼
2024 · €18,219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €16,040 | €14,644 | €20,910 | €18,219 | €18,123 | ▼ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,506 | €11,628 | €11,465 | €11,476 | €12,364 | ▲ 7.7% |
| Other operating charges640/8 | €617 | €376 | €318 | €648 | €463 | ▼ 28.6% |
| Gross operating margin9900 | €94,878 | €33,755 | €38,644 | €58,445 | €104,652 | ▲ 79.1% |
| Operating profit (loss)9901 | €64,715 | €7,107 | €5,951 | €28,102 | €73,701 | ▲ 162% |
| Financial income75/76B | €30 | - | €126 | €112 | €105 | ▼ 6.2% |
| Recurring financial income75 | €30 | - | €126 | €112 | €105 | ▼ 6.2% |
| Financial charges65/66B | €6,693 | €4,935 | €3,124 | €2,987 | €2,294 | ▼ 23.2% |
| Recurring financial charges65 | €6,693 | €4,935 | €3,124 | €2,987 | €2,294 | ▼ 23.2% |
| Profit (loss) for the period before taxes9903 | €58,052 | €2,172 | €2,953 | €25,227 | €71,512 | ▲ 183% |
| Income taxes67/77 | €17,471 | €2,798 | €3,513 | €11,746 | €26,833 | ▲ 128% |
| Profit (loss) for the period9904 | €40,581 | -€626 | -€560 | €13,482 | €44,679 | ▲ 231% |
| Profit (loss) for the period to be appropriated9905 | €40,581 | -€626 | -€560 | €13,482 | €44,679 | ▲ 231% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €249,157 | €226,240 | €194,526 | €205,460 | €234,299 | ▲ 14.0% |
| Fixed assets21/28 | €40,017 | €34,337 | €22,872 | €40,310 | €30,855 | ▼ 23.5% |
| Tangible fixed assets22/27 | €33,571 | €27,891 | €16,427 | €33,864 | €24,410 | ▼ 27.9% |
| Plant, machinery and equipment23 | - | - | - | €26,685 | €21,163 | ▼ 20.7% |
| Furniture and vehicles24 | €29,549 | €26,172 | €16,135 | €7,180 | €3,247 | ▼ 54.8% |
| Other tangible fixed assets26 | €4,022 | €1,720 | €292 | €0 | - | - |
| Financial fixed assets28 | €6,445 | €6,445 | €6,445 | €6,445 | €6,445 | = |
| Current assets29/58 | €209,140 | €191,903 | €171,654 | €165,150 | €203,444 | ▲ 23.2% |
| Stocks and contracts in progress3 | €44,157 | €35,683 | €41,011 | €40,010 | €54,867 | ▲ 37.1% |
| Stocks30/36 | €44,157 | €35,683 | €41,011 | €40,010 | €54,867 | ▲ 37.1% |
| Amounts receivable within one year40/41 | €40,728 | €63,966 | €105,768 | €68,105 | €60,462 | ▼ 11.2% |
| Trade receivables40 | €38,551 | €55,208 | €86,670 | €49,553 | €45,730 | ▼ 7.7% |
| Other amounts receivable41 | €2,178 | €8,758 | €19,098 | €18,551 | €14,731 | ▼ 20.6% |
| Cash at bank and in hand54/58 | €120,124 | €88,262 | €20,726 | €44,020 | €74,319 | ▲ 68.8% |
| Deferred charges and accrued income490/1 | €4,131 | €3,992 | €4,148 | €13,016 | €13,797 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €249,157 | €226,240 | €194,526 | €205,460 | €234,299 | ▲ 14.0% |
| Equity10/15 | €83,679 | €77,053 | €76,493 | €89,975 | €109,031 | ▲ 21.2% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €64,650 | €64,650 | €64,650 | €64,650 | €84,539 | ▲ 30.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €62,790 | €62,790 | €62,790 | €62,790 | €82,679 | ▲ 31.7% |
| Profit (loss) carried forward14 | €6,629 | €3 | -€557 | €12,925 | €12,092 | ▼ 6.4% |
| Amounts payable17/49 | €165,478 | €149,187 | €118,033 | €115,485 | €125,268 | ▲ 8.5% |
| Amounts payable after more than one year17 | €89,104 | €62,266 | €34,382 | €21,638 | €15,770 | ▼ 27.1% |
| Financial debts170/4 | €89,104 | €62,266 | €34,382 | €21,638 | €15,770 | ▼ 27.1% |
| Amounts payable within one year42/48 | €76,375 | €86,921 | €83,651 | €93,847 | €109,498 | ▲ 16.7% |
| Current portion of amounts payable after more than one year42 | €25,832 | €26,838 | €27,884 | €40,014 | €5,868 | ▼ 85.3% |
| Financial debts43 | - | - | - | - | €12,000 | - |
| Credit institutions430/8 | - | - | - | - | €12,000 | - |
| Trade debts44 | €39,497 | €49,786 | €48,789 | €35,607 | €40,533 | ▲ 13.8% |
| Suppliers440/4 | €39,497 | €49,786 | €48,789 | €35,607 | €40,533 | ▲ 13.8% |
| Taxes, remuneration and social security45 | €6,045 | €4,297 | €6,978 | €18,227 | €25,475 | ▲ 39.8% |
| Taxes450/3 | €4,051 | €2,511 | €3,410 | €15,029 | €22,517 | ▲ 49.8% |
| Remuneration and social security454/9 | €1,994 | €1,786 | €3,569 | €3,198 | €2,957 | ▼ 7.5% |
| Other amounts payable47/48 | €5,001 | €6,000 | - | - | €25,623 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,581 | -€626 | -€560 | €13,482 | €44,679 | ▲ 231% |
| + Depreciation and write-downs630 | €13,506 | €11,628 | €11,465 | €11,476 | €12,364 | ▲ 7.7% |
| Operating cash flow (approximation) | €54,087 | €11,002 | €10,905 | €24,957 | €57,043 | ▲ 129% |
| Investment in fixed assets (approximation) | - | -€5,948 | €0 | -€28,913 | -€2,909 | ▲ 89.9% |
| Change in cash | - | -€31,862 | -€67,536 | €23,293 | €30,299 | ▲ 30.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Highest result since 2018net €44,679 ▲231%
Operating result €73,701, net result €44,679, both a record.
31-12
Financial
Equity above €100,000Eq €109,031 ▲21.2%
2 profitable years in a row build equity to €109,031.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €13,482
Net result €13,482 after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€626
Net result drops to -€626, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Back to profitnet €15,550
Net result €15,550 after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lincent · 1 establishment unit since 2010
Ground area
830 m²
Building footprint
129 m²
Volume, LiDAR
1,077 m³
Parcel 64062A0635/00M000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue de Linsmeau 4, 4287 Lincent
since 20102.193.129.517
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64062A0635/00M000 | Wallonia | 830 m² | 1 · 129 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLincent2.193.129.517
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APOTEEK DE FRE
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STRAGIER
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Of 5,220 companies in sector 47730 we hold annual accounts for 3,862. 3,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829202322
Also
9925:BE0829202322
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.