LORIAND
ActiveSummary
The computed 12-month bankruptcy probability of LORIAND is 1.6% (moderate). The 2025 annual accounts show negative equity (€-113k) and a net result of €-88k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-39
Solvency0▼-17
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.65 in 2024; short-term debt: 93.1% and cash: 39.6% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30.6%
Return on assets
-24.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-113k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
11 d late
2023
61 d late
2022
16 d late
2021
22 d late
2020
31 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-88k
2024 · €18k
2018: €-3k
2019: €67k▲ +2067% vs 2018highest in 8 years
2020: €27k▼ -58.9% vs 2019
2021: €-70k▼ -354% vs 2020
2022: €-65k▲ +7.6% vs 2021
2023: €-52k▲ +19.8% vs 2022
2024: €18k▲ +136% vs 2023
2025: €-88k▼ -579% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-168k▼ 85.7%
2024 · €-90k
2018: €10k
2019: €70k▲ +584% vs 2018
2020: €95k▲ +35.7% vs 2019highest in 8 years
2021: €13k▼ -86.5% vs 2020
2022: €-45k▼ -450% vs 2021
2023: €-99k▼ -118% vs 2022
2024: €-90k▲ +8.3% vs 2023
2025: €-168k▼ -85.7% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€9k▼ 87.5%€-43k€-24k▲ 43.4%€-113k▼ 368%
2021: €74khighest in 5 years
2022: €9k▼ -87.5% vs 2021
2023: €-43k▼ -560% vs 2022
2024: €-24k▲ +43.4% vs 2023
2025: €-113k▼ -368% vs 2024lowest in 5 years
Operating result€-13k-€4k€51k▲ 1,082%€55k▲ 7.0%€38k▼ 31.6%
2021: €-13klowest in 5 years
2022: €4k▲ +134% vs 2021
2023: €51k▲ +1082% vs 2022
2024: €55k▲ +7.0% vs 2023highest in 5 years
2025: €38k▼ -31.6% vs 2024
Net result€-70k-€-65k▲ 7.6%€-52k▲ 19.8%€18k€-88k
2021: €-70k
2022: €-65k▲ +7.6% vs 2021
2023: €-52k▲ +19.8% vs 2022
2024: €18k▲ +136% vs 2023highest in 5 years
2025: €-88k▼ -579% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€193k ▲ 36.1%
Current assets
€174k ▲ 5.4%
Key figures and ratios
EBITDA
€50k▼
2024 · €68k
Cash flow
€-76k▼
2024 · €31k
Solvency
-30.6%▼
2024 · -7.8%
Current ratio
0.51▼
2024 · 0.65
Debt to equity
-4.26▲
2024 · -13.78
ROA
-24.1%▼
2024 · 6.0%
Interest coverage
0.40▼
2024 · 1.88
Debt
€480k▲
2024 · €331k
Debt ≤ 1 year
€342k▲
2024 · €256k
Debt > 1 year
€137k▲
2024 · €75k
Income taxes
€-240▼
2024 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€307k€367k▲
Fixed assets21/28€142k€193k▲
Tangible fixed assets22/27€137k€188k▲
Land and buildings22€113k€167k▲
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€7k€10k▲
Other tangible fixed assets26€4k€230▼
Financial fixed assets28€5k€5k=
Current assets29/58€165k€174k▲
Amounts receivable within one year40/41€25k€7k▼
Trade receivables40€5k€66▼
Other amounts receivable41€20k€7k▼
Cash at bank and in hand54/58€120k€145k▲
Deferred charges and accrued income490/1€21k€21k▲
Equity and liabilities
Total equity and liabilities10/49€307k€367k▲
Equity10/15€-24k€-113k▼
Contributions10/11€19k€19k=
Reserves13€119k€119k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€117k€117k=
Profit (loss) carried forward14€-161k€-250k▼
Amounts payable17/49€331k€480k▲
Amounts payable after more than one year17€75k€137k▲
Financial debts170/4€75k€137k▲
Amounts payable within one year42/48€256k€342k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€11k€222▼
Suppliers440/4€11k€222▼
Other amounts payable47/48€234k€332k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€632€645▲
Gross operating margin9900€68k€51k▼
Operating profit (loss)9901€55k€38k▼
Financial income75/76B€31€0▼
Recurring financial income75€31€0▼
Financial charges65/66B€36k€126k▲
Recurring financial charges65€36k€126k▲
Profit (loss) for the period before taxes9903€19k€-89k▼
Income taxes67/77€423€-240▼
Profit (loss) for the period9904€18k€-88k▼
Profit (loss) for the period to be appropriated9905€18k€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-161k€-250k▼
Profit (loss) brought forward from the previous period14P€-180k€-161k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5k | €5k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €11k | €12k | €13k | €13k | ▼ 0.7% |
| Other operating charges640/8 | €696 | €815 | €813 | €632 | €645 | ▲ 2.0% |
| Gross operating margin9900 | €2k | €22k | €64k | €68k | €51k | ▼ 25.4% |
| Operating profit (loss)9901 | €-13k | €4k | €51k | €55k | €38k | ▼ 31.6% |
| Financial income75/76B | - | - | €56 | €31 | €0 | ▼ 99.8% |
| Recurring financial income75 | - | - | €56 | €31 | €0 | ▼ 99.8% |
| Financial charges65/66B | €57k | €69k | €103k | €36k | €126k | ▲ 251% |
| Recurring financial charges65 | €57k | €69k | €103k | €36k | €126k | ▲ 251% |
| Profit (loss) for the period before taxes9903 | €-70k | €-64k | €-52k | €19k | €-89k | ▼ 570% |
| Income taxes67/77 | €-18 | €220 | €202 | €423 | €-240 | ▼ 157% |
| Profit (loss) for the period9904 | €-70k | €-65k | €-52k | €18k | €-88k | ▼ 579% |
| Profit (loss) for the period to be appropriated9905 | €-70k | €-65k | €-52k | €18k | €-88k | ▼ 579% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €136k | €131k | €233k | €307k | €367k | ▲ 19.5% |
| Fixed assets21/28 | €61k | €54k | €106k | €142k | €193k | ▲ 36.1% |
| Tangible fixed assets22/27 | €61k | €49k | €101k | €137k | €188k | ▲ 37.4% |
| Land and buildings22 | €6k | €6k | €67k | €113k | €167k | ▲ 48.2% |
| Plant, machinery and equipment23 | €20k | €17k | €15k | €13k | €11k | ▼ 14.6% |
| Furniture and vehicles24 | €9k | €8k | €7k | €7k | €10k | ▲ 38.3% |
| Other tangible fixed assets26 | €26k | €19k | €11k | €4k | €230 | ▼ 94.4% |
| Financial fixed assets28 | - | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €75k | €76k | €127k | €165k | €174k | ▲ 5.4% |
| Amounts receivable within one year40/41 | €47k | €15k | €19k | €25k | €7k | ▼ 70.7% |
| Trade receivables40 | €37k | - | - | €5k | €66 | ▼ 98.6% |
| Other amounts receivable41 | €10k | €15k | €19k | €20k | €7k | ▼ 64.0% |
| Cash at bank and in hand54/58 | €28k | €60k | €69k | €120k | €145k | ▲ 21.1% |
| Deferred charges and accrued income490/1 | €379 | €798 | €39k | €21k | €21k | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €136k | €131k | €233k | €307k | €367k | ▲ 19.5% |
| Equity10/15 | €74k | €9k | €-43k | €-24k | €-113k | ▼ 368% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €119k | €119k | €119k | €119k | €119k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €117k | €117k | €117k | €117k | €117k | = |
| Profit (loss) carried forward14 | €-64k | €-128k | €-180k | €-161k | €-250k | ▼ 54.8% |
| Amounts payable17/49 | €63k | €121k | €275k | €331k | €480k | ▲ 44.8% |
| Amounts payable after more than one year17 | - | - | €49k | €75k | €137k | ▲ 83.2% |
| Financial debts170/4 | - | - | €49k | €75k | €137k | ▲ 83.2% |
| Amounts payable within one year42/48 | €63k | €121k | €226k | €256k | €342k | ▲ 33.8% |
| Current portion of amounts payable after more than one year42 | - | - | €9k | €10k | €10k | ▲ 3.3% |
| Trade debts44 | €1k | €1k | €2k | €11k | €222 | ▼ 98.1% |
| Suppliers440/4 | €1k | €1k | €2k | €11k | €222 | ▼ 98.1% |
| Taxes, remuneration and social security45 | €2k | - | - | - | - | - |
| Taxes450/3 | €868 | - | - | - | - | - |
| Remuneration and social security454/9 | €734 | - | - | - | - | - |
| Other amounts payable47/48 | €60k | €120k | €214k | €234k | €332k | ▲ 41.5% |
| Accrued charges and deferred income492/3 | - | - | €775 | €1k | €1k | ▲ 13.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-70k | €-65k | €-52k | €18k | €-88k | ▼ 579% |
| + Depreciation and write-downs630 | €10k | €11k | €12k | €13k | €13k | ▼ 0.7% |
| Operating cash flow (approximation) | €-60k | €-53k | €-40k | €31k | €-76k | ▼ 342% |
| Investment in fixed assets (approximation) | - | €-5k | €-63k | €-49k | €-64k | ▼ 29.5% |
| Change in cash | - | €33k | €9k | €51k | €25k | ▼ 50.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 68 days late
2019
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
31-12
Financial
Equity above €100kEq €116k ▲135%
Equity rises from €49k to €116k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
Ground area
212 m²
Building footprint
87 m²
Parcel 62805B0314/00F006, Wallonia. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
LORIAND
since 20102.313.300.837
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0314/00F006 | Wallonia | 212 m² | 1 · 87 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900EO7WNNFHWZUE12
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2010
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.