LORI
ActiveSummary
The computed 12-month bankruptcy probability of LORI is 3.5% (moderate). The 2025 annual accounts show equity of €8,801 and a net result of €943. Its solvency ranks better than 48% of 5,634 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €8,801
- Profit
- €943
- LÖRINCZ Carmen ElenaDirector
- LÖRINCZ IoanDirector
Why 49raises riskLast filed accounts filed 75 days late; 2 of the last 3 lateFounded in 20231 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.62, cash €4,558Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 47% on solvency, 37% on liquidity, 21% on profitability and 56% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 84 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move · Director in…
Financials · financial year 2025, micro format
2025 annual accounts filed late (75 days) Filed on 14 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00560175.
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 56% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 81, Services to buildings and landscape activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €97,486 | €109,844 | ▲ 12.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €852 | - | - |
| Other operating charges640/8 | €1,452 | €612 | ▼ 57.8% |
| Gross operating margin9900 | €9,841 | €3,907 | ▼ 60.3% |
| Operating profit (loss)9901 | €7,537 | €3,295 | ▼ 56.3% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €3 | €108 | ▲ 36× |
| Recurring financial charges65 | €3 | €108 | ▲ 36× |
| Profit (loss) for the period before taxes9903 | €7,534 | €3,187 | ▼ 57.7% |
| Income taxes67/77 | €2,675 | €2,245 | ▼ 16.1% |
| Profit (loss) for the period9904 | €4,859 | €943 | ▼ 80.6% |
| Profit (loss) for the period to be appropriated9905 | €4,859 | €943 | ▼ 80.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17,272 | €22,716 | ▲ 31.5% |
| Fixed assets21/28 | €183 | €183 | = |
| Financial fixed assets28 | €183 | €183 | = |
| Current assets29/58 | €17,089 | €22,532 | ▲ 31.9% |
| Amounts receivable within one year40/41 | €12,648 | €17,974 | ▲ 42.1% |
| Trade receivables40 | €6,503 | €11,883 | ▲ 82.7% |
| Other amounts receivable41 | €6,146 | €6,091 | ▼ 0.9% |
| Cash at bank and in hand54/58 | €3,682 | €4,558 | ▲ 23.8% |
| Deferred charges and accrued income490/1 | €758 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17,272 | €22,716 | ▲ 31.5% |
| Equity10/15 | €7,859 | €8,801 | ▲ 12.0% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €4,859 | €5,801 | ▲ 19.4% |
| Amounts payable17/49 | €9,413 | €13,914 | ▲ 47.8% |
| Amounts payable within one year42/48 | €9,298 | €13,914 | ▲ 49.6% |
| Trade debts44 | €2,320 | €5,449 | ▲ 135% |
| Suppliers440/4 | €2,320 | €5,449 | ▲ 135% |
| Taxes, remuneration and social security45 | €6,978 | €8,465 | ▲ 21.3% |
| Taxes450/3 | €6,978 | €8,465 | ▲ 21.3% |
| Accrued charges and deferred income492/3 | €115 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4,859 | €943 | ▼ 80.6% |
| + Depreciation and write-downs630 | €852 | - | - |
| Operating cash flow (approximation) | €5,711 | €943 | ▼ 83.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €876 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-10-2026 | 2026-00560175 |
| 31-12-2024 | micro format | 31-10-2025 | 2025-00559926 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LÖRINCZ Carmen Elena |
|
| LÖRINCZ Ioan |
|
Owners and capital
Capital and shareholders
- LÖRINCZ Ioan 50 shares (50%) · €1,500
- LÖRINCZ Carmen Elena 50 shares (50%) · €1,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-07-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-05
Gazette deed
Registered officeRegistered-office move · Director in office4 facts ▸
- General meeting, 01-05-2025
- Registered-office move, AVENUE WINSTON CHURCHILL 201 1180 UCCLE
- Director in office, LORINCZ loan (director)
- Director in office, LORINCZ Carmen (director)
17-07
Gazette deed
IncorporationAppointments: LÖRINCZ Ioan (director) and LÖRINCZ Carmen Elena (director) · Founder · Founding capital11 facts ▸
- Founder, LÖRINCZ Ioan (comparant)
- Founder, LÖRINCZ Carmen Elena (comparante)
- Incorporation, “LORI” (deed in French)
- Founding capital, €3,000
- Shareholding, “entièrement libérée, actions” (deed in French) (2 times)
- Capital
- Registered office clause, “1180 Uccle,avenue Winston Churchill 93/4” (deed in French)
- Board rule, 2
- Director appointment, LÖRINCZ Ioan (director (not named in the articles))
- Director appointment, LÖRINCZ Carmen Elena (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations et activités depuis ce jour par l'un ou l'autre comparants au nom et pour compte société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0803.909.571
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21618B0280/00V006 | Brussels | 2,572 m² | 1 · 579 m² | 29.7 m · 9 |
| 21612C0056/02N055 | Brussels | 349 m² | 1 · 218 m² | 23.9 m · 4 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- LORI
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation durée, un ou plusieurs administrateurs” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires peuvent prendre connaissance relatif à leurs titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Si plus qu'un actionnaire libre cession tout ou partie librement” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Thursday of May
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Dissolution à tout temps par assemblée générale en formes modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed