LORENZ MAES

Active

Private limited companyfounded 20215 yrs activeVerloren Eind 31, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 0769.251.372

The computed 12-month bankruptcy probability of LORENZ MAES is 2.0% (moderate). The 2025 annual accounts show equity of €40k and a net result of €37k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 27451 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

80 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency91▼-2

Growth78=

Track record94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.77 against 3.27 in 2024; short-term debt: 29% and cash: 60.9% of total assets), and 34.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

65.7%

Return on assets

61.5%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

94 d early

2024

28 d early

2023

1 d early

2022

39 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€40k▼ 33.2%

2024 · €59k

2022: €13k 2023: €27k 2024: €59k

2022 → 2025

Total assets

€60k▼ 30.6%

2024 · €87k

2022: €77k 2023: €68k 2024: €87k

2022 → 2025

Net result

€37k▲ 16.5%

2024 · €32k

2022: €10k 2023: €14k 2024: €32k

2022 → 2025

Working capital

€31k▼ 30.9%

2024 · €45k

2022: €-8k 2023: €8k 2024: €45k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€13k-€27k▲ 112%€59k▲ 116%€40k▼ 33.2%

Operating result€17k-€22k▲ 27.9%€43k▲ 97.3%€49k▲ 13.2%

Net result€10k-€14k▲ 39.0%€32k▲ 120%€37k▲ 16.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €60k

19.4%

80.6%

Fixed assets €12k▼ 46.3%

Current assets €48k▼ 24.9%

Equity and liabilities €60k

65.7%

34.3%

Equity €40k▼ 33.2%

Debt €21k▼ 25.1%

The debt ratio rises from 31.8% to 34.3%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€60k▲

2024 · €55k

Cash flow

€49k▲

2024 · €44k

Solvency

65.7%▼

2024 · 68.2%

Current ratio

2.77▼

2024 · 3.27

Quick ratio

2.46▼

2024 · 3.07

Debt / equity

0.52▲

2024 · 0.47

ROE

93.7%▲

2024 · 53.7%

ROA

61.5%▲

2024 · 36.6%

Interest coverage

118.46▲

2024 · 67.02

Debt

€21k▼

2024 · €28k

Debt ≤ 1 year

€17k▼

2024 · €20k

Debt > 1 year

€3k▼

2024 · €8k

Income taxes

€11k▲

2024 · €10k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€87k€60k▼

Formation expenses20€608€184▼

Fixed assets21/28€22k€12k▼

Tangible fixed assets22/27€22k€12k▼

Land and buildings22€698€421▼

Plant, machinery and equipment23€789€1k▲

Furniture and vehicles24€9k€3k▼

Leasing and similar rights25€12k€7k▼

Current assets29/58€64k€48k▼

Stocks and contracts in progress3€4k€6k▲

Stocks30/36€4k€6k▲

Amounts receivable within one year40/41€565€5k▲

Trade receivables40€500€4k▲

Other amounts receivable41€65€1k▲

Cash at bank and in hand54/58€59k€37k▼

Deferred charges and accrued income490/1€932€861▼

Equity and liabilities

Total equity and liabilities10/49€87k€60k▼

Equity10/15€59k€40k▼

Contributions10/11€3k€3k=

Reserves13€57k€37k▼

Distributable reserves133€57k€37k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€28k€21k▼

Amounts payable after more than one year17€8k€3k▼

Financial debts170/4€8k€3k▼

Amounts payable within one year42/48€20k€17k▼

Current portion of amounts payable after more than one year42€7k€5k▼

Trade debts44€1k€2k▲

Suppliers440/4€1k€2k▲

Taxes, remuneration and social security45€2k€2k=

Taxes450/3€2k€2k=

Remuneration and social security454/9€0-

Other amounts payable47/48€9k€8k▼

Accrued charges and deferred income492/3-€181

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼

Other operating charges640/8€1k€1k▼

Gross operating margin9900€56k€61k▲

Operating profit (loss)9901€43k€49k▲

Financial income75/76B€30€159▲

Recurring financial income75€30€159▲

Financial charges65/66B€818€509▼

Recurring financial charges65€818€509▼

Profit (loss) for the period before taxes9903€42k€48k▲

Income taxes67/77€10k€11k▲

Profit (loss) for the period9904€32k€37k▲

Profit (loss) for the period to be appropriated9905€32k€37k▲

Appropriation of the result

Profit (loss) to be appropriated9906€32k€37k▲

Transfer from equity791/2-€57k

Transfer to equity691/2€32k€37k▲

To other reserves6921€32k€37k▲

Profit to be distributed694/7-€57k

Return on contributions (dividend)694-€57k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €37k ▲16.5%

Operating result €49k, net result €37k, both a record.

03-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity doublescurrent ratio 3.27

Current ratio from 1.33 to 3.27; short-term debt falls from €25k to €20k.

30-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

22-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hechtel-Eksel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Verloren Eind 313940 Hechtel-Eksel

Ground area

944 m²

Building footprint

182 m²

Parcel 72013A0019/00L000, Flanders. Linked by address, not a title deed.

1 establishment unit

LORENZ MAES

Verloren Eind 31, 3940 Hechtel-EkselManufacture of other builders' carpentry and joinery

since 20212.317.793.026

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72013A0019/00L000	Flanders	944 m²	1 · 182 m²	0.0 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

VAN DEN BROECK INTERIEUR-BOUW

Fosses-la-Ville · Eq €39k

Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 2,280 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-06-2021

Fiscal year end31-12

Activities, NACEBEL

43341Painting of buildings

43342Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.