Loreley
ActiveLoreley has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €74k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 7.22 against 4.2 in 2024; short-term debt: 12.5% and cash: 28.5% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
26.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
17 d early
2023
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€244k▲ 43.4%
2024 · €170k
2023: €90k
2024: €170k
2023 → 2025
Total assets
€279k▲ 31.5%
2024 · €212k
2023: €134k
2024: €212k
2023 → 2025
Net result
€74k▼ 7.9%
2024 · €80k
2023: €87k
2024: €80k
2023 → 2025
Working capital
€216k▲ 61.5%
2024 · €134k
2023: €46k
2024: €134k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€90k-€170k▲ 89.2%€244k▲ 43.4%
Operating result€110k-€101k▼ 8.2%€93k▼ 7.7%
Net result€87k-€80k▼ 7.7%€74k▼ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€28k▼ 23.7%
Current assets
€251k▲ 42.9%
Equity and liabilities €279k
Equity
€244k▲ 43.4%
Debt
€35k▼ 16.9%
The debt ratio falls from 19.7% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▼
2024 · €110k
Cash flow
€83k▼
2024 · €89k
Solvency
87.5%▲
2024 · 80.3%
Current ratio
7.22▲
2024 · 4.20
Quick ratio
7.22▲
2024 · 4.20
Debt / equity
0.14▼
2024 · 0.25
ROE
30.3%▼
2024 · 47.2%
ROA
26.5%▼
2024 · 37.8%
Interest coverage
2204.80▼
2024 · 3536.98
Debt
€35k▼
2024 · €42k
Debt ≤ 1 year
€35k▼
2024 · €42k
Income taxes
€19k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€279k▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Furniture and vehicles24€36k€28k▼
Current assets29/58€176k€251k▲
Amounts receivable within one year40/41€161k€172k▲
Trade receivables40€71k€22k▼
Other amounts receivable41€90k€150k▲
Cash at bank and in hand54/58€15k€79k▲
Equity and liabilities
Total equity and liabilities10/49€212k€279k▲
Equity10/15€170k€244k▲
Contributions10/11€3k€3k=
Reserves13€167k€241k▲
Distributable reserves133€167k€241k▲
Amounts payable17/49€42k€35k▼
Amounts payable within one year42/48€42k€35k▼
Trade debts44€1k€580▼
Suppliers440/4€1k€580▼
Taxes, remuneration and social security45€38k€31k▼
Taxes450/3€38k€31k▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€170€427▲
Gross operating margin9900€110k€103k▼
Operating profit (loss)9901€101k€93k▼
Financial income75/76B€377€0▼
Recurring financial income75€377€0▼
Financial charges65/66B€31€46▲
Recurring financial charges65€31€46▲
Profit (loss) for the period before taxes9903€101k€93k▼
Income taxes67/77€21k€19k▼
Profit (loss) for the period9904€80k€74k▼
Profit (loss) for the period to be appropriated9905€80k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€74k▼
Transfer to equity691/2€80k€74k▼
To other reserves6921€80k€74k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €74k ▼7.9%
Net result drops to €74k, the lowest in the series.
31-12
Financial
Equity above €200kEq €244k ▲43.4%
3 profitable years in a row build equity to €244k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.20
Current ratio from 2.03 to 4.20; short-term debt falls from €44k to €42k.
31-12
Financial
Equity above €150kEq €170k ▲89.2%
2 profitable years in a row build equity to €170k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spijkerlaan 1498791 WaregemGround area
1,048 m²
Building footprint
213 m²
Volume, LiDAR
907 m³
Parcel 34006B0451/00K004, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Loreley
since 20232.340.124.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006B0451/00K004 | Flanders | 1,048 m² | 1 · 213 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHRIPLAN
BE 0717.913.826
Aalter · Eq €244k
QHSE Holding
BE 1001.842.724
Kortrijk · Eq €244k
CAT-Solutions
BE 0898.625.024
Kortrijk · Eq €244k
VD.CO
BE 0847.546.408
Kortrijk · Eq €244k
Managers in Motion
BE 0828.579.542
Kapellen · Eq €244k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.