Financials
- Fiscal year
- 2024
- Total assets
- €2.5m
- Profit
- €42,205
- Solvency
- 51.8%
LORCA
ActiveSummary
LORCA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.3m and a net result of €42,205. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 4853 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€2.5mtotal assets 2024
- Equity
- €1.3m
- Profit
- €42,205
Structure
Accounts 67 d overdue0 of 6 deeds read
Why 70- Figures for FY 2024 (filed 02-09-2025)- Liquidity: current ratio 0.14, cash €26,181+ Size: total assets €2.5m+ Founded in 1989Show the evidence
Checked score
Score 2024
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 62% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
77+5
equity 51.8% of total assets
Liquidity
47+1
short-term debt 17.3% · cash 1.1%
Profitability
71-10
return on assets 1.7%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -1.2% vs 12-2024lowest value
02-2025: 0.1%▲ +3.7% vs 01-2025
03-2025: 0.1%▲ +24.7% vs 02-2025
04-2025: 0.1%▲ +0.9% vs 03-2025
05-2025: 0.1%▲ +8.4% vs 04-2025
06-2025: 0.1%▲ +7.8% vs 05-2025
07-2025: 0.2%▲ +52.0% vs 06-2025
08-2025: 0.3%▲ +57.9% vs 07-2025
09-2025: 0.4%▲ +18.0% vs 08-2025
10-2025: 0.1%▼ -62.1% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -0.7% vs 12-2025
02-2026: 0.1%▲ +3.0% vs 01-2026
03-2026: 0.2%▲ +24.1% vs 02-2026
04-2026: 0.2%▲ +1.2% vs 03-2026
05-2026: 0.2%▲ +6.4% vs 04-2026
06-2026: 0.2%▼ -3.3% vs 05-2026
07-2026: 0.2%▲ +11.9% vs 06-2026
08-2026: 0.4%▲ +111% vs 07-2026
09-2026: 0.5%▲ +17.5% vs 08-2026
10-2026: 0.7%▲ +49.6% vs 09-2026highest value
- Figures for FY 2024 (filed 02-09-2025) raises the probability
- Liquidity: current ratio 0.14, cash €26,181 raises the probability
- Size: total assets €2.5m lowers the probability for this profile
- Founded in 1989 lowers the probability for this profile
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.07 in 2023; short-term debt: 17.3% and cash: 1.1% of total assets), and 48.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 69%, liquidity 45%, profitability 74%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d late
2023
27 d late
2022
24 d late
2021
90 d late
2020
89 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Highest result since 2018net €254,737 ▲112%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 02-09-2025Annual accounts filed
- 27-08-2024Annual accounts filed
- 31-12-2023Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 18-05-1989
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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