Equity
€222,285 ▲ 15.0%
LORAMY has made a profit in every financial year since 2021.
LORAMY
Lifetime
5 annual accounts with figures on one time axispeak €124,590 (2021)
€50,395▲ 24.9%
peak €89,617 (2021)
€28,996▲ 78.9%
peak €222,285 (2025)
€222,285▲ 15.0%
€20,663▼ 48.3%
Board1 name since 2020
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €40,353 to €50,395Result from €16,209 to €28,996Equity from €193,289 to €222,285Debts from €39,945 to €20,663
Key points
from the 2025 annual accountsTurnover
≈ €240,000 estimated
The micro format states no turnover.
Liquidity
11.53 was 5.54 in 2024
Short-term debts fell from €39,472 to €20,663.
Filings
5 annual accounts 4 late
The 2025 accounts came latest: 31 days after the end of the period.
Starting capital
€10,000 1,000 shares
Position in the sector
91.5%
Higher solvency than 94% of companies in retail trade. Sector median 33.3% · 25,281 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,973 companies had the same profile as LORAMY has now. Each dot stands for 68 companies, two years later.
94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for LORAMY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 29-06-2020
- 500 sharesdeed of 03-07-2020
- 500 sharesdeed of 03-07-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0749628767
Incorporation
Founding capital of €10,000, 1,000 shares · Founders: and · Appointment: (director) · published on 03-07-2020 · Gazette deed
First establishment
Kegelkaai 7, Ronse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LORAMY Ronse | €242,948 | €50,395 | 91.5% | - |
| LINGERIE VANDEPOEL Uccle | €266,124 | €35,950 | -2.9% | - |
| Lin’s Lingerie Lede | €347,102 | €49,317 | 31.0% | - |
| piu bella Temse | €218,870 | €49,177 | 40.1% | - |
| Lingerie ZiTa Sint-Niklaas | €304,631 | €83,495 | 5.2% | - |
| Lingerie Schabon-Philippe Bocholt | €280,105 | €30,794 | 3.7% | - |
| Ladies Night België Herk-de-Stad | €362,693 | €68,235 | 45.5% | - |
These companies have the same main activity as LORAMY: retail trade (NACE 47714). They are comparable in size and age: total assets between €219,000 and €363,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 01-07-2020Normal situation
- Activity
- Retail tradeNACE 47714
- Establishment unit
- 2.304.962.2039600 Ronse, since 01-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 06-03-2025
Insights on LORAMY
LORAMY files the micro format. That format states no turnover. The gross margin fell from €124,590 in 2021 to €50,395 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LORAMY
- What is the company number of LORAMY?
- The company number of LORAMY is 0749.628.767. The VAT number is the same number with BE in front: BE 0749.628.767.
- Where is LORAMY based?
- The registered office is at Kegelkaai 7, 9600 Ronse.Company details
- What does LORAMY do?
- According to the KBO register, the main activity is retail trade (NACE 47714).
- What is the legal form of LORAMY?
- LORAMY is a private limited company (BV).
- When was LORAMY founded?
- LORAMY was founded on 01-07-2020.
- Is LORAMY still active?
- Yes, LORAMY is an active enterprise in the KBO register.
- What is the turnover of LORAMY?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €50,395 and 54 comparable companies (NACE 477). It probably lies between €120,000 and €350,000.Financials
- Is LORAMY profitable?
- In financial year 2025, LORAMY made a profit of €28,996.
- Where can I find the annual accounts of LORAMY?
- LORAMY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LORAMY due?
- LORAMY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.