Lopenka
ActiveSummary
Lopenka has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €73k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+100
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.96; short-term debt: 8.6% and cash: 63.2% of total assets), and 8.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
94.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
30 d late
2023
4 d early
2022
3 d early
2021
30 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€71k
2024 · €-2k
Total assets
€77k▲ 2,345%
2024 · €3k
Net result
€73k
2024 · €-1k
Working capital
€66k
2024 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-3k€-2k▲ 32.3%€-2k▲ 28.5%€-1k▲ 32.0%€92k
Net result€-3k€-2k▲ 32.1%€-2k▲ 27.7%€-1k▲ 30.6%€73k
Equity€18k▼ 15.1%€16k▼ 12.0%€14k▼ 9.9%€-2k€71k
Total assets€18k▼ 28.7%€16k▼ 12.0%€15k▼ 9.5%€3k▼ 78.2%€77k▲ 2,345%
Debt€29▼ 99.3%€29=€92▲ 215%€6k▲ 5,868%€7k▲ 21.1%
Working capital€18k▼ 14.4%€16k▼ 11.1%€14k▼ 9.3%€-2k€66k
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €92k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €77k
Fixed assets
€4k
Current assets
€73k
Equity and liabilities €77k
Equity
€71k
Debt
€7k
Debt finances 8.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€92k
Cash flow
€73k
Current ratio
10.96
Debt to equity
0.09
ROE
103.3%
ROA
94.4%
Interest coverage
1299.62
Debt ≤ 1 year
€7k▲
2024 · €6k
Income taxes
€19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €207 | €207 | €108 | - | €293 | - |
| Other operating charges640/8 | - | €57 | €473 | €434 | €396 | ▼ 8.8% |
| Gross operating margin9900 | €-2k | €-2k | €-945 | €-604 | €93k | ▲ 15,445% |
| Operating profit (loss)9901 | €-3k | €-2k | €-2k | €-1k | €92k | ▲ 8,958% |
| Financial charges65/66B | - | €58 | €59 | €62 | €71 | ▲ 15.4% |
| Recurring financial charges65 | €75 | €58 | €59 | €62 | €71 | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €-3k | €-2k | €-2k | €-1k | €92k | ▲ 8,457% |
| Income taxes67/77 | - | - | - | - | €19k | - |
| Profit (loss) for the period9904 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18k | €16k | €15k | €3k | €77k | ▲ 2,345% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €314 | €108 | - | - | €4k | - |
| Tangible fixed assets22/27 | €314 | €108 | - | - | €4k | - |
| Plant, machinery and equipment23 | - | €108 | - | - | €0 | - |
| Furniture and vehicles24 | - | - | - | - | €4k | - |
| Current assets29/58 | €18k | €16k | €15k | €3k | €73k | ▲ 2,207% |
| Amounts receivable within one year40/41 | €12k | €12k | €12k | €391 | €24k | ▲ 6,058% |
| Trade receivables40 | - | €350 | €955 | €350 | €350 | = |
| Other amounts receivable41 | - | €12k | €11k | €41 | €24k | ▲ 57,646% |
| Cash at bank and in hand54/58 | €6k | €4k | €3k | €3k | €49k | ▲ 1,662% |
| Deferred charges and accrued income490/1 | - | - | - | - | €74 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18k | €16k | €15k | €3k | €77k | ▲ 2,345% |
| Equity10/15 | €18k | €16k | €14k | €-2k | €71k | ▲ 3,127% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €24k | €24k | €24k | €8k | €52k | ▲ 561% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €22k | €22k | €8k | €52k | ▲ 561% |
| Profit (loss) carried forward14 | €-24k | €-26k | €-28k | €-29k | - | - |
| Amounts payable17/49 | €29 | €29 | €92 | €6k | €7k | ▲ 21.1% |
| Amounts payable within one year42/48 | €29 | €29 | €92 | €6k | €7k | ▲ 21.1% |
| Trade debts44 | - | - | - | €2k | €3k | ▲ 70.4% |
| Suppliers440/4 | - | - | - | €2k | €3k | ▲ 70.4% |
| Taxes, remuneration and social security45 | - | - | €63 | - | - | - |
| Taxes450/3 | - | - | €63 | - | - | - |
| Other amounts payable47/48 | - | €29 | €29 | €4k | €4k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| + Depreciation and write-downs630 | €207 | €207 | €108 | - | €293 | - |
| Operating cash flow (approximation) | €-3k | €-2k | €-1k | €-1k | €73k | ▲ 6,774% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-2k | €-1k | €240 | €46k | ▲ 19,162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €73k
Net result €73k after 4 loss-making years.
30-09
Financial
Liquidity times 19current ratio 10.96
Current ratio from 0.58 to 10.96.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 102current ratio 613.08
Current ratio from 6.03 to 613.08; short-term debt falls from €4k to €29.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 6.03
Current ratio from 1.05 to 6.03; short-term debt falls from €76k to €4k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2025
Ground area
2,211 m²
Building footprint
325 m²
Parcel 71352A0190/00T000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Lopenka
since 20252.370.604.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352A0190/00T000 | Flanders | 2,211 m² | 1 · 325 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 525 EUR awarded · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 39,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2013
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
Phone
0471/826399
Scores and ratios are computed by Checked and are not a credit decision.