Lopenka
ActiveSummary
Lopenka has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €73k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+100
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.96; short-term debt: 8.6% and cash: 63.2% of total assets), and 8.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
94.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
30 d late
2023
4 d early
2022
3 d early
2021
30 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k
2024 · €-2k
2018: €32k
2019: €18k▼ -42.7% vs 2018
2020: €21k▲ +16.5% vs 2019
2021: €18k▼ -15.1% vs 2020
2022: €16k▼ -12.0% vs 2021
2023: €14k▼ -9.9% vs 2022
2024: €-2k▼ -116% vs 2023lowest in 8 years
2025: €71k▲ +3127% vs 2024highest in 8 years
2018 → 2025
Total assets
€77k▲ 2,345%
2024 · €3k
2018: €181khighest in 8 years
2019: €95k▼ -47.5% vs 2018
2020: €26k▼ -73.0% vs 2019
2021: €18k▼ -28.7% vs 2020
2022: €16k▼ -12.0% vs 2021
2023: €15k▼ -9.5% vs 2022
2024: €3k▼ -78.2% vs 2023lowest in 8 years
2025: €77k▲ +2345% vs 2024
2018 → 2025
Net result
€73k
2024 · €-1k
2018: €16k
2019: €-14k▼ -188% vs 2018lowest in 8 years
2020: €3k▲ +122% vs 2019
2021: €-3k▼ -206% vs 2020
2022: €-2k▲ +32.1% vs 2021
2023: €-2k▲ +27.7% vs 2022
2024: €-1k▲ +30.6% vs 2023
2025: €73k▲ +6747% vs 2024highest in 8 years
2018 → 2025
Working capital
€66k
2024 · €-2k
2018: €10k
2019: €4k▼ -64.2% vs 2018
2020: €21k▲ +470% vs 2019
2021: €18k▼ -14.4% vs 2020
2022: €16k▼ -11.1% vs 2021
2023: €14k▼ -9.3% vs 2022
2024: €-2k▼ -116% vs 2023lowest in 8 years
2025: €66k▲ +2940% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€16k▼ 12.0%€14k▼ 9.9%€-2k€71k
2021: €18k
2022: €16k▼ -12.0% vs 2021
2023: €14k▼ -9.9% vs 2022
2024: €-2k▼ -116% vs 2023lowest in 5 years
2025: €71k▲ +3127% vs 2024highest in 5 years
Operating result€-3k-€-2k▲ 32.3%€-2k▲ 28.5%€-1k▲ 32.0%€92k
2021: €-3klowest in 5 years
2022: €-2k▲ +32.3% vs 2021
2023: €-2k▲ +28.5% vs 2022
2024: €-1k▲ +32.0% vs 2023
2025: €92k▲ +8958% vs 2024highest in 5 years
Net result€-3k-€-2k▲ 32.1%€-2k▲ 27.7%€-1k▲ 30.6%€73k
2021: €-3klowest in 5 years
2022: €-2k▲ +32.1% vs 2021
2023: €-2k▲ +27.7% vs 2022
2024: €-1k▲ +30.6% vs 2023
2025: €73k▲ +6747% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €92k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €77k
Fixed assets
€4k
Current assets
€73k
Equity and liabilities €77k
Equity
€71k
Debt
€7k
Debt finances 8.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€92k
Cash flow
€73k
Current ratio
10.96
Debt to equity
0.09
ROE
103.3%
ROA
94.4%
Interest coverage
1299.62
Debt ≤ 1 year
€7k▲
2024 · €6k
Income taxes
€19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€77k▲
Formation expenses20-€0
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Plant, machinery and equipment23-€0
Furniture and vehicles24-€4k
Current assets29/58€3k€73k▲
Amounts receivable within one year40/41€391€24k▲
Trade receivables40€350€350=
Other amounts receivable41€41€24k▲
Cash at bank and in hand54/58€3k€49k▲
Deferred charges and accrued income490/1-€74
Equity and liabilities
Total equity and liabilities10/49€3k€77k▲
Equity10/15€-2k€71k▲
Contributions10/11€19k€19k=
Reserves13€8k€52k▲
Distributable reserves133€8k€52k▲
Profit (loss) carried forward14€-29k-
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Other amounts payable47/48€4k€4k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€293
Other operating charges640/8€434€396▼
Gross operating margin9900€-604€93k▲
Operating profit (loss)9901€-1k€92k▲
Financial charges65/66B€62€71▲
Recurring financial charges65€62€71▲
Profit (loss) for the period before taxes9903€-1k€92k▲
Income taxes67/77-€19k
Profit (loss) for the period9904€-1k€73k▲
Profit (loss) for the period to be appropriated9905€-1k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€44k▲
Profit (loss) brought forward from the previous period14P€-28k€-29k▼
Transfer from equity791/2€16k€5k▼
Transfer to equity691/2-€49k
To other reserves6921-€49k
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €207 | €207 | €108 | - | €293 | - |
| Other operating charges640/8 | - | €57 | €473 | €434 | €396 | ▼ 8.8% |
| Gross operating margin9900 | €-2k | €-2k | €-945 | €-604 | €93k | ▲ 15,445% |
| Operating profit (loss)9901 | €-3k | €-2k | €-2k | €-1k | €92k | ▲ 8,958% |
| Financial charges65/66B | - | €58 | €59 | €62 | €71 | ▲ 15.4% |
| Recurring financial charges65 | €75 | €58 | €59 | €62 | €71 | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €-3k | €-2k | €-2k | €-1k | €92k | ▲ 8,457% |
| Income taxes67/77 | - | - | - | - | €19k | - |
| Profit (loss) for the period9904 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18k | €16k | €15k | €3k | €77k | ▲ 2,345% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €314 | €108 | - | - | €4k | - |
| Tangible fixed assets22/27 | €314 | €108 | - | - | €4k | - |
| Plant, machinery and equipment23 | - | €108 | - | - | €0 | - |
| Furniture and vehicles24 | - | - | - | - | €4k | - |
| Current assets29/58 | €18k | €16k | €15k | €3k | €73k | ▲ 2,207% |
| Amounts receivable within one year40/41 | €12k | €12k | €12k | €391 | €24k | ▲ 6,058% |
| Trade receivables40 | - | €350 | €955 | €350 | €350 | = |
| Other amounts receivable41 | - | €12k | €11k | €41 | €24k | ▲ 57,646% |
| Cash at bank and in hand54/58 | €6k | €4k | €3k | €3k | €49k | ▲ 1,662% |
| Deferred charges and accrued income490/1 | - | - | - | - | €74 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18k | €16k | €15k | €3k | €77k | ▲ 2,345% |
| Equity10/15 | €18k | €16k | €14k | €-2k | €71k | ▲ 3,127% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €24k | €24k | €24k | €8k | €52k | ▲ 561% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €22k | €22k | €8k | €52k | ▲ 561% |
| Profit (loss) carried forward14 | €-24k | €-26k | €-28k | €-29k | - | - |
| Amounts payable17/49 | €29 | €29 | €92 | €6k | €7k | ▲ 21.1% |
| Amounts payable within one year42/48 | €29 | €29 | €92 | €6k | €7k | ▲ 21.1% |
| Trade debts44 | - | - | - | €2k | €3k | ▲ 70.4% |
| Suppliers440/4 | - | - | - | €2k | €3k | ▲ 70.4% |
| Taxes, remuneration and social security45 | - | - | €63 | - | - | - |
| Taxes450/3 | - | - | €63 | - | - | - |
| Other amounts payable47/48 | - | €29 | €29 | €4k | €4k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €-2k | €-2k | €-1k | €73k | ▲ 6,747% |
| + Depreciation and write-downs630 | €207 | €207 | €108 | - | €293 | - |
| Operating cash flow (approximation) | €-3k | €-2k | €-1k | €-1k | €73k | ▲ 6,774% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-2k | €-1k | €240 | €46k | ▲ 19,162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €73k
Net result €73k after 4 loss-making years.
30-09
Financial
Liquidity times 19current ratio 10.96
Current ratio from 0.58 to 10.96.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 102current ratio 613.08
Current ratio from 6.03 to 613.08; short-term debt falls from €4k to €29.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 6.03
Current ratio from 1.05 to 6.03; short-term debt falls from €76k to €4k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2025
Ground area
2,211 m²
Building footprint
325 m²
Parcel 71352A0190/00T000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Lopenka
since 20252.370.604.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352A0190/00T000 | Flanders | 2,211 m² | 1 · 325 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 525 EUR awarded · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2013
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
Phone
0471/826399
Scores and ratios are computed by Checked and are not a credit decision.