LOONBEDRIJF JOSSA
ActiveLOONBEDRIJF JOSSA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618k and a net result of €53k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-54
Solvency21▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.04 in 2024), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
1.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1721 sector peers (2025).
NBB · sector comparisonPosition among 1721 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
31 d early
2023
29 d early
2022
31 d late
2021
33 d early
2020
73 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€618k▲ 9.3%
2024 · €565k
2018: €-44k
2019: €268k
2020: €379k
2021: €405k
2022: €429k
2023: €455k
2024: €565k
2018 → 2025
Total assets
€4.27M▲ 25.6%
2024 · €3.40M
2018: €2.74M
2019: €2.63M
2020: €3.14M
2021: €3.33M
2022: €3.59M
2023: €3.16M
2024: €3.40M
2018 → 2025
Net result
€53k▼ 52.2%
2024 · €110k
2018: €-220k
2019: €12k
2020: €110k
2021: €26k
2022: €25k
2023: €26k
2024: €110k
2018 → 2025
Working capital
€13k▼ 79.1%
2024 · €64k
2018: €-792k
2019: €-543k
2020: €-481k
2021: €-421k
2022: €-415k
2023: €-231k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€405k-€429k▲ 6.1%€455k▲ 6.0%€565k▲ 24.1%€618k▲ 9.3%
Operating result€185k-€94k▼ 49.3%€94k▲ 0.1%€219k▲ 133%€140k▼ 35.8%
Net result€26k-€25k▼ 3.9%€26k▲ 4.4%€110k▲ 325%€53k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.27M
Fixed assets
€2.36M▲ 48.1%
Current assets
€1.90M▲ 5.7%
Equity and liabilities €4.27M
Equity
€618k▲ 9.3%
Debt
€3.65M▲ 28.9%
The debt ratio rises from 83.4% to 85.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€526k▲
2024 · €526k
Cash flow
€438k▲
2024 · €417k
Solvency
14.5%▼
2024 · 16.6%
Current ratio
1.01▼
2024 · 1.04
Quick ratio
0.94▼
2024 · 0.96
Debt / equity
5.91▲
2024 · 5.01
ROE
8.5%▼
2024 · 19.4%
ROA
1.2%▼
2024 · 3.2%
Interest coverage
5.38▲
2024 · 5.04
Debt
€3.65M▲
2024 · €2.83M
Debt ≤ 1 year
€1.89M▲
2024 · €1.74M
Debt > 1 year
€1.76M▲
2024 · €1.09M
Income taxes
€206▼
2024 · €5k
Staff costs
€559k▲
2024 · €551k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.40M€4.27M▲
Fixed assets21/28€1.59M€2.36M▲
Tangible fixed assets22/27€1.59M€2.36M▲
Land and buildings22€352k€644k▲
Plant, machinery and equipment23€67k€210k▲
Furniture and vehicles24€384k€1.00M▲
Leasing and similar rights25€792k€506k▼
Current assets29/58€1.80M€1.90M▲
Stocks and contracts in progress3€126k€119k▼
Stocks30/36€126k€119k▼
Amounts receivable within one year40/41€1.44M€1.46M▲
Trade receivables40€1.44M€1.46M▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€123k€202k▲
Deferred charges and accrued income490/1€114k€122k▲
Equity and liabilities
Total equity and liabilities10/49€3.40M€4.27M▲
Equity10/15€565k€618k▲
Contributions10/11€338k€338k=
Reserves13€76k€76k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€69k€69k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€151k€204k▲
Amounts payable17/49€2.83M€3.65M▲
Amounts payable after more than one year17€1.09M€1.76M▲
Financial debts170/4€1.09M€1.76M▲
Amounts payable within one year42/48€1.74M€1.89M▲
Current portion of amounts payable after more than one year42€340k€427k▲
Trade debts44€884k€984k▲
Suppliers440/4€884k€984k▲
Advances received on contracts in progress46€30k-
Taxes, remuneration and social security45€31k€69k▲
Taxes450/3€18k€45k▲
Remuneration and social security454/9€13k€25k▲
Other amounts payable47/48€452k€411k▼
Accrued charges and deferred income492/3-€500
Income statement
Code20242025
Remuneration, social security and pensions62€551k€559k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€307k€386k▲
Other operating charges640/8€83k€156k▲
Gross operating margin9900€1.16M€1.24M▲
Operating profit (loss)9901€219k€140k▼
Financial income75/76B€851€10k▲
Recurring financial income75€851€10k▲
Financial charges65/66B€104k€98k▼
Recurring financial charges65€104k€98k▼
Profit (loss) for the period before taxes9903€115k€53k▼
Income taxes67/77€5k€206▼
Profit (loss) for the period9904€110k€53k▼
Profit (loss) for the period to be appropriated9905€110k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€204k▲
Profit (loss) brought forward from the previous period14P€41k€151k▲
Social balance
Average headcount (FTE)90878.58.4▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €565k ▲24.1%
6 profitable years in a row build equity to €565k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 73 days late
2020
31-12
Financial
Highest result since 2018net €110k ▲791%
Net result €110k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €200kEq €268k
Equity rises from €-44k to €268k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 75a3440 ZoutleeuwGround area
8,578 m²
Building footprint
968 m²
Volume, LiDAR
6,447 m³
Parcel 24037A0106/00A003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOONBEDRIJF JOSSA
since 20062.151.757.532
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24037A0106/00A003 | Flanders | 8,578 m² | 1 · 968 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZoutleeuw2.151.757.532
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Of 4,670 companies in sector 01610 we hold annual accounts for 1,363. 979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2006
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.