LOODS 77
ActiveLOODS 77 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 1983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+7
Solvency45▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.0 against 1.17 in 2024; short-term debt: 0.8% and cash: 2.4% of total assets), but 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
-5.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
9 d early
2023
31 d late
2022
28 d late
2021
29 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 21.2%
2024 · €119k
2019: €148k
2020: €128k
2021: €265k
2022: €232k
2023: €164k
2024: €119k
2019 → 2025
Total assets
€471k▼ 4.1%
2024 · €491k
2019: €814k
2020: €802k
2021: €472k
2022: €474k
2023: €524k
2024: €491k
2019 → 2025
Net result
€-25k▲ 44.9%
2024 · €-46k
2019: €76k
2020: €-20k
2021: €137k
2022: €-34k
2023: €-67k
2024: €-46k
2019 → 2025
Working capital
€14k▲ 412%
2024 · €3k
2019: €-163k
2020: €-121k
2021: €3k
2022: €12k
2023: €25k
2024: €3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€265k-€232k▼ 12.7%€164k▼ 29.1%€119k▼ 27.8%€93k▼ 21.2%
Operating result€191k-€-30k€-47k▼ 59.0%€-39k▲ 18.3%€-18k▲ 54.5%
Net result€137k-€-34k€-67k▼ 99.6%€-46k▲ 32.3%€-25k▲ 44.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €39k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471k
Fixed assets
€453k▼ 4.1%
Current assets
€18k▼ 5.8%
Equity and liabilities €471k
Equity
€93k▼ 21.2%
Debt
€377k▲ 1.3%
The debt ratio rises from 75.8% to 80.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▲
2024 · €-27k
Cash flow
€-6k▲
2024 · €-34k
Solvency
19.9%▼
2024 · 24.2%
Current ratio
5.00▲
2024 · 1.17
Quick ratio
5.00▲
2024 · 1.17
Debt / equity
4.04▲
2024 · 3.14
ROE
-26.9%▲
2024 · -38.5%
ROA
-5.3%▲
2024 · -9.3%
Interest coverage
0.22▲
2024 · -3.89
Debt
€377k▲
2024 · €372k
Debt ≤ 1 year
€4k▼
2024 · €16k
Debt > 1 year
€374k▲
2024 · €356k
Income taxes
€176▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€471k▼
Fixed assets21/28€472k€453k▼
Tangible fixed assets22/27€241k€222k▼
Land and buildings22€228k€210k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€231k€231k=
Current assets29/58€19k€18k▼
Amounts receivable within one year40/41€10k€4k▼
Trade receivables40€5k-
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€8k€11k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€491k€471k▼
Equity10/15€119k€93k▼
Contributions10/11€19k€19k=
Reserves13€100k€75k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€81k€56k▼
Amounts payable17/49€372k€377k▲
Amounts payable after more than one year17€356k€374k▲
Financial debts170/4€356k€374k▲
Amounts payable within one year42/48€16k€4k▼
Trade debts44€12k€744▼
Suppliers440/4€12k€744▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€1k€176▼
Remuneration and social security454/9€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€19k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€-23k€6k▲
Operating profit (loss)9901€-39k€-18k▲
Financial income75/76B€18€63▲
Recurring financial income75€18€63▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€-45k€-25k▲
Income taxes67/77€140€176▲
Profit (loss) for the period9904€-46k€-25k▲
Profit (loss) for the period to be appropriated9905€-46k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-25k▲
Transfer from equity791/2€46k€25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 5.00
Current ratio from 1.17 to 5.00; short-term debt falls from €16k to €4k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €137k
Net result €137k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.09
Current ratio from 0.23 to 1.09; short-term debt falls from €157k to €35k.
31-12
Financial
Equity above €200kEq €265k ▲107%
Equity rises from €128k to €265k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 489070 DestelbergenGround area
959 m²
Building footprint
136 m²
Volume, LiDAR
948 m³
Parcel 44013A0197/00B002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Loods 77
since 20152.248.319.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0197/00B002 | Flanders | 959 m² | 1 · 136 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,991 companies in sector 90120 we hold annual accounts for 208. 152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2015
Fiscal year end31-12
Activities, NACEBEL
90032Arts creation and performing arts activities
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.