LONI
ActiveThe computed 12-month bankruptcy probability of LONI is 2.9% (moderate). The 2025 annual accounts show equity of €77k and a net result of €-8k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 13071 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency86▼-13
Growth52=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 2.2 in 2024), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
-4.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
59 d late
2023
57 d late
2022
67 d late
2021
84 d late
2020
30 d late
2019
106 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 9.2%
2024 · €85k
2018: €50k
2019: €46k
2020: €46k
2021: €21k
2022: €40k
2023: €63k
2024: €85k
2018 → 2025
Total assets
€161k▲ 16.9%
2024 · €138k
2018: €106k
2019: €80k
2020: €67k
2021: €39k
2022: €59k
2023: €112k
2024: €138k
2018 → 2025
Net result
€-8k
2024 · €22k
2018: €38k
2019: €-4k
2020: €132
2021: €-25k
2022: €19k
2023: €23k
2024: €22k
2018 → 2025
Working capital
€57k▼ 10.5%
2024 · €64k
2018: €42k
2019: €39k
2020: €37k
2021: €10k
2022: €32k
2023: €47k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€40k▲ 92.8%€63k▲ 56.5%€85k▲ 35.3%€77k▼ 9.2%
Operating result€-25k-€20k€25k▲ 27.2%€29k▲ 16.6%€-8k
Net result€-25k-€19k€23k▲ 17.4%€22k▼ 2.3%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€20k▼ 5.4%
Current assets
€141k▲ 21.0%
Equity and liabilities €161k
Equity
€77k▼ 9.2%
Debt
€84k▲ 58.8%
The debt ratio rises from 38.4% to 52.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €33k
Cash flow
€-2k▼
2024 · €26k
Solvency
47.8%▼
2024 · 61.6%
Current ratio
1.68▼
2024 · 2.20
Quick ratio
1.62▼
2024 · 2.12
Debt / equity
1.09▲
2024 · 0.62
ROE
-10.2%▼
2024 · 26.1%
ROA
-4.9%▼
2024 · 16.1%
Interest coverage
-19.91▼
2024 · 91.97
Debt
€84k▲
2024 · €53k
Debt ≤ 1 year
€84k▲
2024 · €53k
Staff costs
€29k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€161k▲
Fixed assets21/28€21k€20k▼
Tangible fixed assets22/27€17k€15k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€5k€5k=
Current assets29/58€117k€141k▲
Amounts receivable after more than one year29€13k€47k▲
Other amounts receivable291€13k€47k▲
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€30k€64k▲
Trade receivables40€28k€55k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€68k€25k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€138k€161k▲
Equity10/15€85k€77k▼
Contributions10/11€6k€6k=
Reserves13€79k€71k▼
Distributable reserves133€79k€71k▼
Amounts payable17/49€53k€84k▲
Amounts payable within one year42/48€53k€84k▲
Trade debts44€41k€82k▲
Suppliers440/4€41k€82k▲
Taxes, remuneration and social security45€12k€2k▼
Taxes450/3€10k€101▼
Remuneration and social security454/9€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€999€2k▲
Gross operating margin9900€44k€29k▼
Operating profit (loss)9901€29k€-8k▼
Financial income75/76B€252€682▲
Recurring financial income75€252€682▲
Financial charges65/66B€363€112▼
Recurring financial charges65€363€112▼
Profit (loss) for the period before taxes9903€29k€-8k▼
Income taxes67/77€7k-
Profit (loss) for the period9904€22k€-8k▼
Profit (loss) for the period to be appropriated9905€22k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€-8k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€22k-
To other reserves6921€22k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
23-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 84 days late
2021
31-12
Financial
Weakest financial yearnet €-25k ▼19371%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €132
Net result €132 after one loss-making year.
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 106 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2011
Ground area
131 m²
Building footprint
133 m²
Volume, LiDAR
1,155 m³
Parcel 21524C0284/00Y003, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mélopéestraat 37, 1080 Sint-Jans-Molenbeek
since 20112.196.842.340
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0284/00Y003 | Brussels | 131 m² | 1 · 133 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.196.842.340
Similar companies · same sector, comparable size
ANECA INVEST
BE 0644.630.623
Knokke-Heist · Eq €77k
AYCAN & AYDIN
BE 0891.381.696
Sint-Jans-Molenbeek · Eq €77k
MOONCOOKIE
BE 0899.879.985
Blankenberge · Eq €77k
HYPERION TK
BE 0703.993.633
Vilvoorde · Eq €77k
DEBREVA
BE 0892.333.088
Ieper · Eq €77k
Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 7,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2011
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.