Lonesta
ActiveSummary
Lonesta has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €31k. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 12.75 against 9.9 in 2024; short-term debt: 7% and cash: 46.1% of total assets), and 7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
20.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
on the day
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 28.3%
2024 · €108k
2022: €42k
2023: €63k
2024: €108k
2022 → 2025
Total assets
€150k▲ 26.0%
2024 · €119k
2022: €57k
2023: €89k
2024: €119k
2022 → 2025
Net result
€31k▼ 32.3%
2024 · €45k
2022: €41k
2023: €21k
2024: €45k
2022 → 2025
Working capital
€123k▲ 33.9%
2024 · €92k
2022: €34k
2023: €55k
2024: €92k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€63k▲ 50.1%€108k▲ 72.1%€139k▲ 28.3%
Operating result€52k-€27k▼ 48.4%€61k▲ 130%€39k▼ 36.1%
Net result€41k-€21k▼ 48.6%€45k▲ 116%€31k▼ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€16k ▼ 2.5%
Current assets
€133k ▲ 30.6%
Equity and liabilities €150k
Equity
€139k ▲ 28.3%
Debt
€10k ▲ 1.4%
Debt's share of the balance-sheet total falls from 8.7% to 7.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €65k
Cash flow
€35k▼
2024 · €49k
Current ratio
12.75▲
2024 · 9.90
Debt to equity
0.08▼
2024 · 0.10
ROE
22.1%▼
2024 · 41.9%
ROA
20.5%▼
2024 · 38.3%
Interest coverage
138.69▼
2024 · 398.34
Debt ≤ 1 year
€10k▲
2024 · €10k
Income taxes
€9k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€150k▲
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€17k€16k▼
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€10k€9k▼
Current assets29/58€102k€133k▲
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Amounts receivable within one year40/41€11k€14k▲
Trade receivables40€11k€9k▼
Other amounts receivable41€177€5k▲
Cash at bank and in hand54/58€43k€69k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€119k€150k▲
Equity10/15€108k€139k▲
Contributions10/11€1k€1k=
Reserves13€107k€138k▲
Distributable reserves133€107k€138k▲
Amounts payable17/49€10k€10k▲
Amounts payable within one year42/48€10k€10k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€623€1k▲
Gross operating margin9900€65k€45k▼
Operating profit (loss)9901€61k€39k▼
Financial income75/76B€55€1k▲
Recurring financial income75€55€1k▲
Financial charges65/66B€162€313▲
Recurring financial charges65€162€313▲
Profit (loss) for the period before taxes9903€61k€40k▼
Income taxes67/77€16k€9k▼
Profit (loss) for the period9904€45k€31k▼
Profit (loss) for the period to be appropriated9905€45k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€31k▼
Transfer to equity691/2€45k€31k▼
To other reserves6921€45k€31k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €45k ▲116%
Operating result €61k, net result €45k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 9.90
Current ratio from 3.07 to 9.90; short-term debt falls from €26k to €10k.
31-12
Financial
Equity above €100kEq €108k ▲72.1%
3 profitable years in a row build equity to €108k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €21k ▼48.6%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pannenhoef 73460 BekkevoortGround area
404 m²
Building footprint
195 m²
Volume, LiDAR
899 m³
Parcel 24002F0137/00G000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lonesta
since 20212.319.405.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24002F0137/00G000 | Flanders | 404 m² | 1 · 195 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Stemaco
BE 0644.626.465
Wielsbeke · Eq €139,366
Cabinet Vétérinaire des Récollets
BE 0543.479.419
Huy · Eq €138,738
FRANSOLET Lara et Michel
BE 0733.929.813
Jalhay · Eq €139,681
DIERENARTSENPRAKTIJK MOERVET
BE 0822.940.377
Kalmthout · Eq €137,927
CABINET VETERINAIRE ITTELET
BE 0894.650.497
Aiseau-Presles · Eq €140,569
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,714 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.