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Lomian

Active
Private limited companyfounded 20251 yr activeMaastrichterstraat 192, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1021.797.802
Summary

Lomian has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,012 and a net result of €12,012. Its solvency ranks better than 35% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.4; short-term debt: 63.5% and cash: 6.3% of total assets), and 63.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.5%
Return on assets
25.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Lomian was incorporated on 1 April 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€17,012
Total assets
€46,552
Net result
€12,012
Working capital
-€17,695

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €44,757
Fixed assets €32,912
Current assets €11,845
Equity and liabilities €46,552
Equity €17,012
Debt €29,540
Debt finances 63.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,851
Cash flow
€13,954
Current ratio
0.40
Debt to equity
1.74
ROE
70.6%
ROA
25.8%
Debt ≤ 1 year
€29,540
Income taxes
€4,898

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€46,552
Formation expenses20€1,795
Fixed assets21/28€32,912
Tangible fixed assets22/27€32,912
Land and buildings22€3,897
Plant, machinery and equipment23€18,425
Furniture and vehicles24€10,591
Current assets29/58€11,845
Amounts receivable within one year40/41€8,675
Trade receivables40€8,500
Other amounts receivable41€175
Cash at bank and in hand54/58€2,952
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€46,552
Equity10/15€17,012
Contributions10/11€5,000
Reserves13€12,012
Distributable reserves133€12,012
Amounts payable17/49€29,540
Amounts payable within one year42/48€29,540
Trade debts44€414
Suppliers440/4€414
Taxes, remuneration and social security45€11,143
Taxes450/3€11,143
Other amounts payable47/48€17,984
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,942
Other operating charges640/8€677
Gross operating margin9900€19,529
Operating profit (loss)9901€16,909
Profit (loss) for the period before taxes9903€16,909
Income taxes67/77€4,898
Profit (loss) for the period9904€12,012
Profit (loss) for the period to be appropriated9905€12,012
Appropriation of the result
Profit (loss) to be appropriated9906€12,012
Transfer to equity691/2€12,012
To other reserves6921€12,012

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,942
Other operating charges640/8€677
Gross operating margin9900€19,529
Operating profit (loss)9901€16,909
Profit (loss) for the period before taxes9903€16,909
Income taxes67/77€4,898
Profit (loss) for the period9904€12,012
Profit (loss) for the period to be appropriated9905€12,012
Line2025
Assets
Total assets20/58€46,552
Formation expenses20€1,795
Fixed assets21/28€32,912
Tangible fixed assets22/27€32,912
Land and buildings22€3,897
Plant, machinery and equipment23€18,425
Furniture and vehicles24€10,591
Current assets29/58€11,845
Amounts receivable within one year40/41€8,675
Trade receivables40€8,500
Other amounts receivable41€175
Cash at bank and in hand54/58€2,952
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€46,552
Equity10/15€17,012
Contributions10/11€5,000
Reserves13€12,012
Distributable reserves133€12,012
Amounts payable17/49€29,540
Amounts payable within one year42/48€29,540
Trade debts44€414
Suppliers440/4€414
Taxes, remuneration and social security45€11,143
Taxes450/3€11,143
Other amounts payable47/48€17,984
Line2025
Profit (loss) for the period9904€12,012
+ Depreciation and write-downs630€1,942
Operating cash flow (approximation)€13,954

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
632 m²
Building footprint
144 m²
Volume, LiDAR
1,058 m³
Parcel 73097A0512/00Z000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lomian
Maastrichterstraat 192, 3740 Bilzen-HoeseltActivities of holding companies
since 20252.372.254.467
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73097A0512/00Z000 Flanders 632 m² 1 · 144 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 28,863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021797802
Also 9925:BE1021797802
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.