LOMBEY
ActiveSummary
The annual accounts of LOMBEY for fiscal year 2025 show a net loss of 106% of total assets and of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €16k and a net result of €-64k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 8692 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-36
Solvency52▼-40
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.06 against 2.99 in 2024; short-term debt: 73.5% and cash: 1.1% of total assets), and 73.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
-106.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021232425
2018 to 2025 · latest year €-64k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
92 d late
2022
63 d late
2021
52 d late
2020
31 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▼ 80.0%
2024 · €80k
2018: €72k
2019: €76k▲ +5.4% vs 2018
2020: €55k▼ -27.4% vs 2019
2021: €52k▼ -5.2% vs 2020
2023: €81khighest value
2024: €80k▼ -0.8% vs 2023
2025: €16k▼ -80.0% vs 2024lowest value
2018 → 2025
Total assets
€60k▼ 49.8%
2024 · €120k
2018: €162k
2019: €161k▼ -0.4% vs 2018
2020: €163k▲ +1.0% vs 2019
2021: €137k▼ -16.1% vs 2020
2023: €217khighest value
2024: €120k▼ -44.6% vs 2023
2025: €60k▼ -49.8% vs 2024lowest value
2018 → 2025
Net result
€-64k▼ 10,051%
2024 · €-631
2018: €-905
2019: €4k▲ +526% vs 2018highest value
2020: €-21k▼ -637% vs 2019
2021: €-3k▲ +86.2% vs 2020
2023: €3k
2024: €-631▼ -124% vs 2023
2025: €-64k▼ -10051% vs 2024lowest value
2018 → 2025
Working capital
€-42k
2024 · €80k
2018: €71k
2019: €75k▲ +5.4% vs 2018
2020: €54k▼ -27.6% vs 2019
2021: €52k▼ -4.6% vs 2020
2023: €80khighest value
2024: €80k▼ -0.8% vs 2023
2025: €-42k▼ -152% vs 2024lowest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€55k-€52k▼ 5.2%€81k▲ 55.0%€80k▼ 0.8%€16k▼ 80.0%
2020: €55k
2021: €52k▼ -5.2% vs 2020
2023: €81khighest value
2024: €80k▼ -0.8% vs 2023
2025: €16k▼ -80.0% vs 2024lowest value
Operating result€-21k-€-3k▲ 86.9%€3k€-471€-64k▼ 13,457%
2020: €-21k
2021: €-3k▲ +86.9% vs 2020
2023: €3khighest value
2024: €-471▼ -117% vs 2023
2025: €-64k▼ -13457% vs 2024lowest value
Net result€-21k-€-3k▲ 86.2%€3k€-631€-64k▼ 10,051%
2020: €-21k
2021: €-3k▲ +86.2% vs 2020
2023: €3khighest value
2024: €-631▼ -124% vs 2023
2025: €-64k▼ -10051% vs 2024lowest value
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64k in 2025 against €471 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€58k ▲ 11,441%
Current assets
€3k ▼ 97.8%
Equity and liabilities €60k
Equity
€16k ▼ 80.0%
Debt
€44k ▲ 11.0%
Debt's share of the balance-sheet total rises from 33.3% to 73.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.06▼
2024 · 2.99
Debt to equity
2.77▲
2024 · 0.50
ROE
-401.0%▼
2024 · -0.8%
ROA
-106.3%▼
2024 · -0.5%
Debt ≤ 1 year
€44k▲
2024 · €40k
Income taxes
€1▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€60k▼
Fixed assets21/28€500€58k▲
Tangible fixed assets22/27-€57k
Land and buildings22-€57k
Financial fixed assets28€500€500=
Current assets29/58€120k€3k▼
Stocks and contracts in progress3€119k€0▼
Stocks30/36€119k€0▼
Cash at bank and in hand54/58€204€688▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€120k€60k▼
Equity10/15€80k€16k▼
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€61k€61k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-49k€-113k▼
Amounts payable17/49€40k€44k▲
Amounts payable within one year42/48€40k€44k▲
Trade debts44€0€1▲
Suppliers440/4€0€1▲
Other amounts payable47/48€40k€44k▲
Income statement
Code20242025
Other operating charges640/8€0€425▲
Gross operating margin9900€-471€-63k▼
Operating profit (loss)9901€-471€-64k▼
Financial income75/76B€2€2▲
Recurring financial income75€2€2▲
Financial charges65/66B€161€190▲
Recurring financial charges65€161€190▲
Profit (loss) for the period before taxes9903€-631€-64k▼
Income taxes67/77€1€1▲
Profit (loss) for the period9904€-631€-64k▼
Profit (loss) for the period to be appropriated9905€-631€-64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-113k▼
Profit (loss) brought forward from the previous period14P€-48k€-49k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €348 | €355 | €0 | €425 | - |
| Gross operating margin9900 | €-5k | €-2k | €3k | €-471 | €-63k | ▼ 13,367% |
| Operating profit (loss)9901 | €-21k | €-3k | €3k | €-471 | €-64k | ▼ 13,457% |
| Financial income75/76B | - | - | €0 | €2 | €2 | ▲ 4.7% |
| Recurring financial income75 | - | - | €0 | €2 | €2 | ▲ 4.7% |
| Financial charges65/66B | - | €161 | €161 | €161 | €190 | ▲ 18.0% |
| Recurring financial charges65 | €153 | €161 | €161 | €161 | €190 | ▲ 18.0% |
| Profit (loss) for the period before taxes9903 | €-21k | €-3k | €3k | €-631 | €-64k | ▼ 10,060% |
| Income taxes67/77 | - | - | €0 | €1 | €1 | ▲ 3.8% |
| Profit (loss) for the period9904 | €-21k | €-3k | €3k | €-631 | €-64k | ▼ 10,051% |
| Profit (loss) for the period to be appropriated9905 | €-21k | €-3k | €3k | €-631 | €-64k | ▼ 10,051% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €163k | €137k | €217k | €120k | €60k | ▼ 49.8% |
| Fixed assets21/28 | €500 | €500 | €500 | €500 | €58k | ▲ 11,441% |
| Tangible fixed assets22/27 | - | - | - | - | €57k | - |
| Land and buildings22 | - | - | - | - | €57k | - |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €162k | €136k | €216k | €120k | €3k | ▼ 97.8% |
| Stocks and contracts in progress3 | €62k | €62k | €213k | €119k | €0 | ▼ 100% |
| Stocks30/36 | - | €62k | €213k | €119k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €99k | €69k | €0 | - | - | - |
| Trade receivables40 | - | - | €0 | - | - | - |
| Other amounts receivable41 | - | €69k | - | - | - | - |
| Cash at bank and in hand54/58 | €1k | €5k | €3k | €204 | €688 | ▲ 238% |
| Deferred charges and accrued income490/1 | - | - | €0 | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €163k | €137k | €217k | €120k | €60k | ▼ 49.8% |
| Equity10/15 | €55k | €52k | €81k | €80k | €16k | ▼ 80.0% |
| Contributions10/11 | €62k | €62k | €68k | €68k | €68k | = |
| Capital10 | - | €62k | €68k | €68k | €68k | = |
| Issued capital100 | - | €62k | €68k | €68k | €68k | = |
| Reserves13 | €14k | €14k | €61k | €61k | €61k | = |
| Non-distributable reserves130/1 | - | €3k | €4k | €4k | €4k | = |
| Legal reserve130 | - | €3k | €4k | €4k | €4k | = |
| Distributable reserves133 | - | €12k | €57k | €57k | €57k | = |
| Profit (loss) carried forward14 | €-21k | €-24k | €-48k | €-49k | €-113k | ▼ 131% |
| Amounts payable17/49 | €108k | €84k | €136k | €40k | €44k | ▲ 11.0% |
| Amounts payable within one year42/48 | €108k | €84k | €136k | €40k | €44k | ▲ 11.0% |
| Trade debts44 | €3k | €4k | €1k | €0 | €1 | - |
| Suppliers440/4 | - | €4k | €1k | €0 | €1 | - |
| Other amounts payable47/48 | - | €80k | €135k | €40k | €44k | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | €348 | - | - | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-21k | €-3k | €3k | €-631 | €-64k | ▼ 10,051% |
| Operating cash flow (approximation) | €-21k | €-3k | €3k | €-631 | €-64k | ▼ 10,051% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | €-57k | - |
| Change in cash | - | €4k | - | €-3k | €484 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-64k
Net result drops to €-64k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 52 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 91 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2008
Ground area
1,445 m²
Building footprint
595 m²
Volume, LiDAR
8,065 m³
Parcel 21342B0004/00M000, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Establishment
since 20082.176.209.549
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0004/00M000 | Brussels | 1,445 m² | 1 · 595 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 28,146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.