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LOMAVI

Active
Public limited companyfounded 200818 yrs activeNieuwpoortse Steenweg 126, 8470 Gistel, BelgiumKBO/BCE: BE 0897.765.286
Summary

LOMAVI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,244 and a net result of -€2,192. Equity is shrinking by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability33▲+4
Solvency93▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 32.1% and cash: 0% of total assets), and 32.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.9%
Return on assets
-1.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€2,192
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
45 d early
2023
2 d early
2022
17 d late
2021
41 d early
2020
51 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 April 2008, LOMAVI was incorporated.1 Total assets went from EUR 115,586 in 2019 to EUR 115,285 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€78,244▼ 2.7%
2024 · €80,435
Total assets
€115,285=
2024 · €115,310
Net result
-€2,192▲ 43.0%
2024 · -€3,845
Working capital
-€37,027▼ 6.3%
2024 · -€34,835
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,929▼ 25.6%-€1,610▲ 16.6%-€2,241▼ 39.2%-€3,821▼ 70.5%-€2,163▲ 43.4%
Net result-€1,959▼ 25.2%-€1,636▲ 16.5%-€2,265▼ 38.4%-€3,845▼ 69.8%-€2,192▲ 43.0%
Equity€88,182▼ 2.2%€86,546▼ 1.9%€84,281▼ 2.6%€80,435▼ 4.6%€78,244▼ 2.7%
Total assets€115,281=€115,427▲ 0.1%€115,327▼ 0.1%€115,310=€115,285=
Debt€27,099▲ 7.6%€28,881▲ 6.6%€31,047▲ 7.5%€34,874▲ 12.3%€37,042▲ 6.2%
Working capital-€27,088▼ 7.8%-€28,725▼ 6.0%-€30,990▼ 7.9%-€34,835▼ 12.4%-€37,027▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€1,929-€1,929Net result 2021: -€1,959-€1,959Operating result 2022: -€1,610-€1,610Net result 2022: -€1,636-€1,636Operating result 2023: -€2,241-€2,241Net result 2023: -€2,265-€2,265Operating result 2024: -€3,821-€3,821Net result 2024: -€3,845-€3,845Operating result 2025: -€2,163-€2,163Net result 2025: -€2,192-€2,19220212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€2,241-€2,240Net result 2023: -€2,265-€2,260Operating result 2024: -€3,821-€3,820Net result 2024: -€3,845-€3,850Operating result 2025: -€2,163-€2,160Net result 2025: -€2,192-€2,190202320242025
The operating result stays negative: a loss of €2,163 in 2025 against €3,821 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,285
Fixed assets €115,270 =
Current assets €15 ▼ 61.7%
Equity and liabilities €115,285
Equity €78,244 ▼ 2.7%
Debt €37,042 ▲ 6.2%
Debt's share of the balance-sheet total rises from 30.2% to 32.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.00▼
2024 · 0.00
Debt to equity
0.47▲
2024 · 0.43
ROE
-2.8%▲
2024 · -4.8%
ROA
-1.9%▲
2024 · -3.3%
Debt ≤ 1 year
€37,042▲
2024 · €34,874
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€115,310€115,285=
Fixed assets21/28€115,270€115,270=
Tangible fixed assets22/27€115,270€115,270=
Land and buildings22€115,270€115,270=
Current assets29/58€39€15▼
Cash at bank and in hand54/58€39€15▼
Equity and liabilities
Total equity and liabilities10/49€115,310€115,285=
Equity10/15€80,435€78,244▼
Contributions10/11€115,270€115,270=
Capital10€115,270€115,270=
Issued capital100€115,270€115,270=
Profit (loss) carried forward14-€34,835-€37,027▼
Amounts payable17/49€34,874€37,042▲
Amounts payable within one year42/48€34,874€37,042▲
Other amounts payable47/48€34,874€37,042▲
Income statement Code20242025
Other operating charges640/8€472€507▲
Gross operating margin9900-€3,349-€1,657▲
Operating profit (loss)9901-€3,821-€2,163▲
Financial charges65/66B€24€29▲
Recurring financial charges65€24€29▲
Profit (loss) for the period before taxes9903-€3,845-€2,192▲
Profit (loss) for the period9904-€3,845-€2,192▲
Profit (loss) for the period to be appropriated9905-€3,845-€2,192▲
Appropriation of the result
Profit (loss) to be appropriated9906-€34,835-€37,027▼
Profit (loss) brought forward from the previous period14P-€30,990-€34,835▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€436€444€472€507▲ 7.2%
Gross operating margin9900-€1,497-€1,174-€1,797-€3,349-€1,657▲ 50.5%
Operating profit (loss)9901-€1,929-€1,610-€2,241-€3,821-€2,163▲ 43.4%
Financial charges65/66B-€27€24€24€29▲ 18.8%
Recurring financial charges65€30€27€24€24€29▲ 18.8%
Profit (loss) for the period before taxes9903-€1,959-€1,636-€2,265-€3,845-€2,192▲ 43.0%
Profit (loss) for the period9904-€1,959-€1,636-€2,265-€3,845-€2,192▲ 43.0%
Profit (loss) for the period to be appropriated9905-€1,959-€1,636-€2,265-€3,845-€2,192▲ 43.0%
Line20212022202320242025Change
Assets
Total assets20/58€115,281€115,427€115,327€115,310€115,285=
Fixed assets21/28€115,270€115,270€115,270€115,270€115,270=
Tangible fixed assets22/27€115,270€115,270€115,270€115,270€115,270=
Land and buildings22-€115,270€115,270€115,270€115,270=
Current assets29/58€10€156€57€39€15▼ 61.7%
Cash at bank and in hand54/58€10€156€57€39€15▼ 61.7%
Equity and liabilities
Total equity and liabilities10/49€115,281€115,427€115,327€115,310€115,285=
Equity10/15€88,182€86,546€84,281€80,435€78,244▼ 2.7%
Contributions10/11€115,270€115,270€115,270€115,270€115,270=
Capital10-€115,270€115,270€115,270€115,270=
Issued capital100-€115,270€115,270€115,270€115,270=
Profit (loss) carried forward14-€27,088-€28,725-€30,990-€34,835-€37,027▼ 6.3%
Amounts payable17/49€27,099€28,881€31,047€34,874€37,042▲ 6.2%
Amounts payable within one year42/48€27,099€28,881€31,047€34,874€37,042▲ 6.2%
Other amounts payable47/48-€28,881€31,047€34,874€37,042▲ 6.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,959-€1,636-€2,265-€3,845-€2,192▲ 43.0%
Operating cash flow (approximation)-€1,959-€1,636-€2,265-€3,845-€2,192▲ 43.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€146-€99-€18-€24▼ 37.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
11-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
12-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
09-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,353 m²
Building footprint
354 m²
Volume, LiDAR
1,219 m³
Parcel 35005D0779/00A002, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
LOMAVI
Nieuwpoortse Steenweg 126, 8470 GistelWaste collection, recovery and disposal activities
since 20082.170.777.153
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35005D0779/00A002 Flanders 1,353 m² 1 · 354 m² 6.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded29-04-2008
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0897765286
Also 9925:BE0897765286
Registered 28-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.