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Lomatech

Active
Private limited companyfounded 2025active for 1 yearHoningstraat 9, 2330 Merksplas, BelgiumKBO/BCE: BE 1018.433.583
Summary

Lomatech has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,561 and a net result of €52,061. Its solvency ranks better than 24% of 10,753 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Plumbing work NACE 43221
1 site
Size
€244,091total assets 2025
Equity
€54,561
Profit
€52,061
Turnover not published (abbreviated format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Board
4 members
2025 accounts 29 days early
Why 93raises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.55, cash €75,712Size: total assets €244,091Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 47
equity 22.4% of total assets
Liquidity 62
short-term debt 53.4% · cash 31.0%
Profitability 95
return on assets 21.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,438 companies, NACE 70, micro)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, above the usual 1.5; short-term debt: 53.4% and cash: 31% of total assets), but 77.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 25% on solvency, 54% on liquidity and 65% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.55, cash €75,712
NBB · annual accounts
lowers risk · Size: total assets €244,091
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10753 sector peers (2025).
NBB · sector comparison
Position among 10753 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointments: Jef Boeckx (director) and René…Gazette deed
  3. IncorporationAppointments: MATTHÉ,Maarten (director) and BOECKX,Lotte…

Financials · financial year 2025, abbreviated format

Equity
€54,561
Total assets
€244,091
Net result
€52,061
Working capital
€71,661

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Assets €244,091
Fixed assets €42,197
Current assets €201,895
Equity and liabilities €244,091
Equity €54,561
Debt €189,530
Debt finances 77.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€73,564
Cash flow
€58,841
Current ratio
1.55
Debt to equity
3.47
ROE
95.4%
ROA
21.3%
Interest coverage
51.76
Debt ≤ 1 year
€130,234
Debt > 1 year
€59,296
Income taxes
€13,672

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€244,091
Fixed assets21/28€42,197
Tangible fixed assets22/27€42,197
Furniture and vehicles24€42,197
Current assets29/58€201,895
Amounts receivable within one year40/41€126,183
Trade receivables40€126,183
Cash at bank and in hand54/58€75,712
Equity and liabilities
Total equity and liabilities10/49€244,091
Equity10/15€54,561
Contributions10/11€2,500
Contributions outside capital11€2,500
Share premium1100/10€2,500
Profit (loss) carried forward14€52,061
Amounts payable17/49€189,530
Amounts payable after more than one year17€59,296
Financial debts170/4€59,296
Amounts payable within one year42/48€130,234
Current portion of amounts payable after more than one year42€9,532
Trade debts44€70,302
Suppliers440/4€70,302
Taxes, remuneration and social security45€23,179
Taxes450/3€23,179
Other amounts payable47/48€27,221
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,780
Gross operating margin9900€73,564
Operating profit (loss)9901€66,784
Financial income75/76B€370
Recurring financial income75€370
Financial charges65/66B€1,421
Recurring financial charges65€1,421
Profit (loss) for the period before taxes9903€65,733
Income taxes67/77€13,672
Profit (loss) for the period9904€52,061
Profit (loss) for the period to be appropriated9905€52,061
Appropriation of the result
Profit (loss) to be appropriated9906€52,061

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,780
Gross operating margin9900€73,564
Operating profit (loss)9901€66,784
Financial income75/76B€370
Recurring financial income75€370
Financial charges65/66B€1,421
Recurring financial charges65€1,421
Profit (loss) for the period before taxes9903€65,733
Income taxes67/77€13,672
Profit (loss) for the period9904€52,061
Profit (loss) for the period to be appropriated9905€52,061
Line2025
Assets
Total assets20/58€244,091
Fixed assets21/28€42,197
Tangible fixed assets22/27€42,197
Furniture and vehicles24€42,197
Current assets29/58€201,895
Amounts receivable within one year40/41€126,183
Trade receivables40€126,183
Cash at bank and in hand54/58€75,712
Equity and liabilities
Total equity and liabilities10/49€244,091
Equity10/15€54,561
Contributions10/11€2,500
Contributions outside capital11€2,500
Share premium1100/10€2,500
Profit (loss) carried forward14€52,061
Amounts payable17/49€189,530
Amounts payable after more than one year17€59,296
Financial debts170/4€59,296
Amounts payable within one year42/48€130,234
Current portion of amounts payable after more than one year42€9,532
Trade debts44€70,302
Suppliers440/4€70,302
Taxes, remuneration and social security45€23,179
Taxes450/3€23,179
Other amounts payable47/48€27,221
Line2025
Profit (loss) for the period9904€52,061
+ Depreciation and write-downs630€6,780
Operating cash flow (approximation)€58,841

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 02-07-2026 2026-00264883

Similar companies · same sector, comparable size

Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,247. 39,834 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
4 directors, no change since 2026
Lotte Paul Annie BOECKX
Director (not named in the articles) · since 10-01-2025
Current
Maarten MATTHÉ
Director (not named in the articles) · since 10-01-2025
Current
Jef Boeckx
Director (not named in the articles) · since 01-03-2026
Current
René Matthé
Director (not named in the articles) · since 01-03-2026
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

4 people since 2025, 4 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Lotte Paul Annie BOECKX
  • Director (not named in the articles), from 10-01-2025 to date
Maarten MATTHÉ
  • Director (not named in the articles), from 10-01-2025 to date
Jef Boeckx
  • Director (not named in the articles), from 01-03-2026 to date
René Matthé
  • Director (not named in the articles), from 01-03-2026 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 10-01-2025 Incorporation · €2,500 · 100 shares

Group and network

Connections & network

4 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 8 January 2025, Lomatech was incorporated as a private limited company by two natural persons, with a starting capital of €2,500.12 Of the 4 current board members, 2 have served since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
24-03
Gazette deed Appointments: Jef Boeckx (director) and René Matthé (director)
3 facts ▸
  • General meeting, 26-02-2026
  • Director appointment, Jef Boeckx (director (not named in the articles))
  • Director appointment, René Matthé (director (not named in the articles))
2025
10-01
Gazette deed Incorporation
Appointments: MATTHÉ,Maarten (director) and BOECKX,Lotte Paul Annie (director) · Founder · Founding capital6 facts ▸
  • Founder, MATTHÉ,Maarten
  • Founder, BOECKX,Lotte Paul Annie
  • Incorporation, “Lomatech” (deed in Dutch)
  • Founding capital, “euro 2.500” (deed in Dutch)
  • Director appointment, MATTHÉ,Maarten (director (not named in the articles))
  • Director appointment, BOECKX,Lotte Paul Annie (director (not named in the articles))
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded08-01-2025
Financial year end31-12
Activities, NACEBEL 2025
43221Plumbing work
70200Business and other management consultancy
41001General construction of residential buildings
42110Construction of roads and motorways
43320Joinery installation
43331Floor and wall tiling
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018433583
Registered 27-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1018.433.583

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
616 m²
Building footprint
156 m²
Building volume
575 m³
Parcel 13023F0394/00N004, Flanders · tallest building 5.2 m. Linked by address, not a title deed.
1 establishment unit
Lomatech
Honingstraat 9, 2330 MerksplasBusiness and other management consultancy
since 2025unit no. 2.368.318.049
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
13023F0394/00N004 Flanders 616 m² 1 · 155 m² 5.2 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 2330 Merksplas,Honingstraat 9” (deed in Dutch)

deed of 10-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)

deed of 10-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Monday of June at 19:00

deed of 10-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

1 more provision in the deed, see the deed of 24-03-2026
Liquidation distribution: “Goederen nog in natura voorhanden op dezelfde wijze verdeeld, netto actief verdeeld onder alle aandeelhouders naar verhouding van aantal…” (deed in Dutch)
deed of 10-01-2025