LOMACCHUS
ActiveSummary
LOMACCHUS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €11k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+43
Solvency81=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.3 in 2024; short-term debt: 42% and cash: 1.2% of total assets), and 44.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
38 d early
2023
5 d late
2022
28 d early
2021
23 d early
2020
16 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€444k▲ 22.7%
2018 · €362k
2018: €362k
2018 → 2019
EBIT margin
44.1%▼ 23.3pp
2018 · 67.4%
2018: 67.4%
2018 → 2019
Net result
€11k
2024 · €-22k
2018: €129k
2019: €66k
2020: €2k
2021: €43k
2022: €167k
2023: €-23k
2024: €-22k
2018 → 2025
Working capital
€-685k▼ 4.4%
2024 · €-656k
2018: €-656k
2019: €-88k
2020: €-151k
2021: €-155k
2022: €-59k
2023: €-365k
2024: €-656k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.10M-€1.26M▲ 15.2%€1.24M▼ 1.8%€1.22M▼ 1.8%€1.23M▲ 0.9%
Operating result€97k-€286k▲ 194%€37k▼ 87.0%€-8k€23k
Net result€43k-€167k▲ 285%€-23k€-22k▲ 4.5%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.20M
Fixed assets
€1.96M ▲ 2.9%
Current assets
€241k ▼ 14.9%
Equity and liabilities €2.20M
Equity
€1.23M ▲ 0.9%
Debt
€973k ▲ 0.2%
Debt's share of the balance-sheet total falls from 44.3% to 44.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €15k
Cash flow
€40k▲
2024 · €1k
Current ratio
0.26▼
2024 · 0.30
Debt to equity
0.79▼
2024 · 0.80
ROE
0.9%▲
2024 · -1.8%
ROA
0.5%▲
2024 · -1.0%
Interest coverage
12.84▲
2024 · 1.05
Debt ≤ 1 year
€926k▼
2024 · €939k
Debt > 1 year
€45k▲
2024 · €30k
Income taxes
€8k▲
2024 · €962
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.19M€2.20M▲
Fixed assets21/28€1.91M€1.96M▲
Tangible fixed assets22/27€17k€72k▲
Plant, machinery and equipment23€18-
Furniture and vehicles24€6k€63k▲
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€1.89M€1.89M=
Current assets29/58€283k€241k▼
Amounts receivable within one year40/41€234k€214k▼
Other amounts receivable41€234k€214k▼
Cash at bank and in hand54/58€49k€26k▼
Deferred charges and accrued income490/1€93€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.19M€2.20M▲
Equity10/15€1.22M€1.23M▲
Contributions10/11€6k€6k=
Reserves13€1.21M€1.22M▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€54k€54k=
Distributable reserves133€1.16M€1.17M▲
Amounts payable17/49€971k€973k▲
Amounts payable after more than one year17€30k€45k▲
Financial debts170/4€30k€45k▲
Amounts payable within one year42/48€939k€926k▼
Current portion of amounts payable after more than one year42€55k€44k▼
Trade debts44€721€3k▲
Suppliers440/4€721€3k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€880k€870k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€29k▲
Other operating charges640/8€10k€5k▼
Gross operating margin9900€25k€58k▲
Operating profit (loss)9901€-8k€23k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€14k€4k▼
Recurring financial charges65€14k€4k▼
Profit (loss) for the period before taxes9903€-21k€19k▲
Income taxes67/77€962€8k▲
Profit (loss) for the period9904€-22k€11k▲
Profit (loss) for the period to be appropriated9905€-22k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€11k▲
Transfer from equity791/2€22k-
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €167k ▲285%
Operating result €286k, net result €167k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2000
Ground area
3,096 m²
Building footprint
369 m²
Volume, LiDAR
1,161 m³
2 parcels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Allée Faux Madame(BAR) 14, 6500 Beaumont
since 20002.093.754.106
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56004D0058/00E000 | Wallonia | 2,708 m² | 1 · 191 m² | 10.9 m · 2 fl. |
| 55028A0289/00G000 | Wallonia | 387 m² | 1 · 179 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 25,580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.