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LOMACA

Active
Public limited companyfounded 200521 yrs activeRue Albert-de-Cuyck 57, 4000 Liège, BelgiumKBO/BCE: BE 0875.989.479
Summary

LOMACA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,466 and a net result of -€730. Equity is shrinking by ~4.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability35▼-1
Solvency85=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.69 in 2024; short-term debt: 40.4% and cash: 0% of total assets), and 40.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.6%
Return on assets
-0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
29 d late
2023
27 d late
2022
18 d early
2021
347 d late
2020
54 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 65 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 September 2005, LOMACA was incorporated.1 Total assets went from EUR 116,486 in 2018 to EUR 88,050 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€52,466▼ 1.4%
2024 · €53,196
Total assets
€88,050▼ 0.1%
2024 · €88,094
Net result
-€730▼ 8.7%
2024 · -€671
Working capital
€23,308▼ 3.0%
2024 · €24,038
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,183▲ 3.6%-€567▲ 52.1%-€1,092▼ 92.5%-€671▲ 38.5%-€685▼ 2.1%
Net result-€1,237▲ 7.6%-€647▲ 47.7%-€16,102▼ 2,389%-€671▲ 95.8%-€730▼ 8.7%
Equity€70,616▼ 1.7%€69,969▼ 0.9%€53,867▼ 23.0%€53,196▼ 1.2%€52,466▼ 1.4%
Total assets€105,912▼ 0.8%€105,832▼ 0.1%€88,158▼ 16.7%€88,094▼ 0.1%€88,050▼ 0.1%
Debt€35,296▲ 1.2%€35,863▲ 1.6%€34,290▼ 4.4%€34,898▲ 1.8%€35,583▲ 2.0%
Working capital€41,458▼ 2.9%€40,811▼ 1.6%€24,709▼ 39.5%€24,038▼ 2.7%€23,308▼ 3.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2021: -€1,183-€1,183Net result 2021: -€1,237-€1,237Operating result 2022: -€567-€567Net result 2022: -€647-€647Operating result 2023: -€1,092-€1,092Net result 2023: -€16,102-€16,102Operating result 2024: -€671-€671Net result 2024: -€671-€671Operating result 2025: -€685-€685Net result 2025: -€730-€73020212022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€1,092-€1,090Net result 2023: -€16,102-€16,100Operating result 2024: -€671-€671Net result 2024: -€671-€671Operating result 2025: -€685-€685Net result 2025: -€730-€730202320242025
The operating result stays negative: a loss of €685 in 2025 against €671 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,050
Fixed assets €29,158 =
Current assets €58,891 ▼ 0.1%
Equity and liabilities €88,050
Equity €52,466 ▼ 1.4%
Debt €35,583 ▲ 2.0%
Debt's share of the balance-sheet total rises from 39.6% to 40.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.66▼
2024 · 1.69
Debt to equity
0.68▲
2024 · 0.66
ROE
-1.4%▼
2024 · -1.3%
ROA
-0.8%▼
2024 · -0.8%
Debt ≤ 1 year
€35,583▲
2024 · €34,898
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€88,094€88,050▼
Formation expenses20-€0
Fixed assets21/28€29,158€29,158=
Tangible fixed assets22/27€14,158€14,158=
Land and buildings22€14,158€14,158=
Financial fixed assets28€15,000€15,000=
Current assets29/58€58,935€58,891▼
Amounts receivable after more than one year29€58,924€58,889▼
Trade receivables290€58,924€58,889▼
Cash at bank and in hand54/58€12€3▼
Equity and liabilities
Total equity and liabilities10/49€88,094€88,050▼
Equity10/15€53,196€52,466▼
Contributions10/11€75,000€75,000=
Capital10€75,000€75,000=
Issued capital100€75,000€75,000=
Reserves13€473€473=
Non-distributable reserves130/1€473€473=
Legal reserve130€473€473=
Profit (loss) carried forward14-€22,277-€23,006▼
Amounts payable17/49€34,898€35,583▲
Amounts payable within one year42/48€34,898€35,583▲
Trade debts44€34,898€35,583▲
Suppliers440/4€34,898€35,583▲
Income statement Code20242025
Other operating charges640/8€607€620▲
Gross operating margin9900-€64-€66▼
Operating profit (loss)9901-€671-€685▼
Financial charges65/66B-€44
Recurring financial charges65-€44
Profit (loss) for the period before taxes9903-€671-€730▼
Profit (loss) for the period9904-€671-€730▼
Profit (loss) for the period to be appropriated9905-€671-€730▼
Appropriation of the result
Profit (loss) to be appropriated9906-€22,277-€23,006▼
Profit (loss) brought forward from the previous period14P-€21,606-€22,277▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€1,008€567€604€607€620▲ 2.0%
Gross operating margin9900-€175€0-€487-€64-€66▼ 3.0%
Operating profit (loss)9901-€1,183-€567-€1,092-€671-€685▼ 2.1%
Financial charges65/66B€54€80€691-€44-
Recurring financial charges65€54€80€691-€44-
Profit (loss) for the period before taxes9903-€1,237-€647-€1,783-€671-€730▼ 8.7%
Income taxes67/77--€14,319---
Profit (loss) for the period9904-€1,237-€647-€16,102-€671-€730▼ 8.7%
Profit (loss) for the period to be appropriated9905-€1,237-€647-€16,102-€671-€730▼ 8.7%
Line20212022202320242025Change
Assets
Total assets20/58€105,912€105,832€88,158€88,094€88,050▼ 0.1%
Formation expenses20€0€0--€0-
Fixed assets21/28€29,158€29,158€29,158€29,158€29,158=
Tangible fixed assets22/27€14,158€14,158€14,158€14,158€14,158=
Land and buildings22€14,158€14,158€14,158€14,158€14,158=
Financial fixed assets28€15,000€15,000€15,000€15,000€15,000=
Current assets29/58€76,754€76,674€58,999€58,935€58,891▼ 0.1%
Amounts receivable after more than one year29€76,723€76,623€58,924€58,924€58,889▼ 0.1%
Trade receivables290€76,723€76,623€58,924€58,924€58,889▼ 0.1%
Cash at bank and in hand54/58€31€51€75€12€3▼ 78.3%
Equity and liabilities
Total equity and liabilities10/49€105,912€105,832€88,158€88,094€88,050▼ 0.1%
Equity10/15€70,616€69,969€53,867€53,196€52,466▼ 1.4%
Contributions10/11€75,000€75,000€75,000€75,000€75,000=
Capital10€75,000€75,000€75,000€75,000€75,000=
Issued capital100€75,000€75,000€75,000€75,000€75,000=
Reserves13€473€473€473€473€473=
Non-distributable reserves130/1€473€473€473€473€473=
Legal reserve130€473€473€473€473€473=
Profit (loss) carried forward14-€4,857-€5,504-€21,606-€22,277-€23,006▼ 3.3%
Amounts payable17/49€35,296€35,863€34,290€34,898€35,583▲ 2.0%
Amounts payable within one year42/48€35,296€35,863€34,290€34,898€35,583▲ 2.0%
Trade debts44€35,296€35,863€34,290€34,898€35,583▲ 2.0%
Suppliers440/4€35,296€35,863€34,290€34,898€35,583▲ 2.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,237-€647-€16,102-€671-€730▼ 8.7%
Operating cash flow (approximation)-€1,237-€647-€16,102-€671-€730▼ 8.7%
Investment in fixed assets (approximation)-€0-€0€0€0-
Change in cash-€20€24-€64-€9▲ 85.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Weakest financial yearnet -€16,102
Net result drops to -€16,102, the lowest in the series; recovery starts the following year.
13-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
13-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 347 days late
2021
23-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
26-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
exact location from the address register On OpenStreetMap
Ground area
136 m²
Building footprint
56 m²
Volume, LiDAR
674 m³
Parcel 62814C0232/00Y006, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0232/00Y006 Wallonia 136 m² 1 · 56 m² 14.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded12-09-2005
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.