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Lom-Dan

Active
Private limited companyfounded 2024active for 2 yearsStationsstraat 65, 3920 Lommel, BelgiumKBO/BCE: BE 1013.661.183

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 09-07-2026 at the NBB

Turnover
≈ €28,000
Estimated: probably between €13,000 and €56,000
Total assets
€132,663
Net result
€3,071
Working capital
€55,663

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €132,663
Fixed assets €52,487
Current assets €80,176
Equity and liabilities €132,663
Equity €28,071
Debt €104,592
Debt's share of the balance-sheet total is 78.8%.
Key figures and ratios
2025 value
EBITDA
€4,875
Cash flow
€3,831
Current ratio
3.27
Debt to equity
3.73
ROE
10.9%
ROA
2.3%
Interest coverage
2.11
Debt ≤ 1 year
€24,513
Debt > 1 year
€80,000
Income taxes
€1,715

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,247
Financial fixed assets€50,000
Depreciation and write-downs of the year€760

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€132,663
Fixed assets21/28€52,487
Tangible fixed assets22/27€2,487
Plant, machinery and equipment23€2,487
Financial fixed assets28€50,000
Current assets29/58€80,176
Amounts receivable after more than one year29€52,986
Other amounts receivable291€52,986
Amounts receivable within one year40/41€7,865
Trade receivables40€7,865
Cash at bank and in hand54/58€12,993
Deferred charges and accrued income490/1€6,333
Equity and liabilities
Total equity and liabilities10/49€132,663
Equity10/15€28,071
Contributions10/11€25,000
Reserves13€3,071
Distributable reserves133€3,071
Amounts payable17/49€104,592
Amounts payable after more than one year17€80,000
Financial debts170/4€80,000
Amounts payable within one year42/48€24,513
Trade debts44€5,353
Suppliers440/4€5,353
Taxes, remuneration and social security45€5,402
Taxes450/3€5,402
Other amounts payable47/48€13,759
Accrued charges and deferred income492/3€79
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760
Other operating charges640/8€1,078
Gross operating margin9900€5,953
Operating profit (loss)9901€4,115
Financial income75/76B€2,986
Recurring financial income75€2,986
Financial charges65/66B€2,316
Recurring financial charges65€2,316
Profit (loss) for the period before taxes9903€4,786
Income taxes67/77€1,715
Profit (loss) for the period9904€3,071
Profit (loss) for the period to be appropriated9905€3,071
Appropriation of the result
Profit (loss) to be appropriated9906€3,071
Transfer to equity691/2€3,071
To other reserves6921€3,071

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760
Other operating charges640/8€1,078
Gross operating margin9900€5,953
Operating profit (loss)9901€4,115
Financial income75/76B€2,986
Recurring financial income75€2,986
Financial charges65/66B€2,316
Recurring financial charges65€2,316
Profit (loss) for the period before taxes9903€4,786
Income taxes67/77€1,715
Profit (loss) for the period9904€3,071
Profit (loss) for the period to be appropriated9905€3,071
Line2025
Assets
Total assets20/58€132,663
Fixed assets21/28€52,487
Tangible fixed assets22/27€2,487
Plant, machinery and equipment23€2,487
Financial fixed assets28€50,000
Current assets29/58€80,176
Amounts receivable after more than one year29€52,986
Other amounts receivable291€52,986
Amounts receivable within one year40/41€7,865
Trade receivables40€7,865
Cash at bank and in hand54/58€12,993
Deferred charges and accrued income490/1€6,333
Equity and liabilities
Total equity and liabilities10/49€132,663
Equity10/15€28,071
Contributions10/11€25,000
Reserves13€3,071
Distributable reserves133€3,071
Amounts payable17/49€104,592
Amounts payable after more than one year17€80,000
Financial debts170/4€80,000
Amounts payable within one year42/48€24,513
Trade debts44€5,353
Suppliers440/4€5,353
Taxes, remuneration and social security45€5,402
Taxes450/3€5,402
Other amounts payable47/48€13,759
Accrued charges and deferred income492/3€79
Line2025
Profit (loss) for the period9904€3,071
+ Depreciation and write-downs630€760
Operating cash flow (approximation)€3,831

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 2,542 companies had the same profile as Lom-Dan has now. Two years later, 94.9% were still going and 3.5% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
94.9% was still going
1.2% stopped otherwise
3.5% went bankrupt

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Lom-Dan itself is lower: 0.2% within 12 months. It rests on far more data about Lom-Dan than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,542 companies, not a prediction for Lom-Dan. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 09-07-2026 2026-00289359 PDF

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