LOLA
ActiveLOLA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €571. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-41
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 3.74 in 2024; short-term debt: 26.6% and cash: 36% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d late
2023
14 d early
2022
33 d early
2021
40 d early
2020
11 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 1.1%
2024 · €53k
2018: €28k
2019: €16k
2020: €39k
2021: €57k
2022: €62k
2023: €41k
2024: €53k
2018 → 2025
Total assets
€74k▲ 8.3%
2024 · €69k
2018: €78k
2019: €53k
2020: €42k
2021: €72k
2022: €80k
2023: €67k
2024: €69k
2018 → 2025
Net result
€571▼ 95.0%
2024 · €12k
2018: €12k
2019: €-12k
2020: €23k
2021: €18k
2022: €5k
2023: €-21k
2024: €12k
2018 → 2025
Working capital
€45k▲ 10.6%
2024 · €40k
2018: €48k
2019: €15k
2020: €32k
2021: €42k
2022: €45k
2023: €27k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€62k▲ 9.6%€41k▼ 33.3%€53k▲ 27.9%€53k▲ 1.1%
Operating result€24k-€10k▼ 57.2%€-19k€14k€5k▼ 67.2%
Net result€18k-€5k▼ 69.8%€-21k€12k€571▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€10k▼ 26.8%
Current assets
€64k▲ 17.0%
Equity and liabilities €74k
Equity
€53k▲ 1.1%
Debt
€21k▲ 32.2%
The debt ratio rises from 23.2% to 28.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €18k
Cash flow
€4k▼
2024 · €15k
Solvency
71.7%▼
2024 · 76.8%
Current ratio
3.26▼
2024 · 3.74
Quick ratio
3.01▼
2024 · 3.39
Debt / equity
0.39▲
2024 · 0.30
ROE
1.1%▼
2024 · 21.8%
ROA
0.8%▼
2024 · 16.7%
Interest coverage
2.01▼
2024 · 4.45
Debt
€21k▲
2024 · €16k
Debt ≤ 1 year
€20k▲
2024 · €15k
Debt > 1 year
€0▼
2024 · €1k
Staff costs
€98k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€74k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€1k€741▼
Leasing and similar rights25€3k€1k▼
Financial fixed assets28€7k€7k=
Current assets29/58€55k€64k▲
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€29k€33k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€25k€29k▲
Cash at bank and in hand54/58€19k€27k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€69k€74k▲
Equity10/15€53k€53k▲
Contributions10/11€30k€30k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-9k€-9k▲
Amounts payable17/49€16k€21k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€15k€20k▲
Current portion of amounts payable after more than one year42€2k€1k▼
Financial debts43-€2k
Other loans439-€2k
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€4k€893▼
Remuneration and social security454/9€7k€9k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€87k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€108k€111k▲
Operating profit (loss)9901€14k€5k▼
Financial income75/76B€1k€48▼
Recurring financial income75€1k€48▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€12k€571▼
Income taxes67/77€0-
Profit (loss) for the period9904€12k€571▼
Profit (loss) for the period to be appropriated9905€12k€571▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-9k▲
Profit (loss) brought forward from the previous period14P€-21k€-9k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼481%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 9.81
Current ratio from 1.48 to 9.81; short-term debt falls from €30k to €4k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 419100 Sint-NiklaasGround area
181 m²
Building footprint
181 m²
Volume, LiDAR
1,387 m³
Parcel 46443E2024/00C000, Flanders · tallest building 15.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HET HEMELRIJK
since 20002.131.829.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E2024/00C000 | Flanders | 181 m² | 1 · 181 m² | 15.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.131.829.178
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-1999
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.