Lokra
ActiveLokra has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €154k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
96
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency81▲+4
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.05 in 2024), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
16%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
8 d early
2022
5 d early
2021
22 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€498k▲ 14.1%
2024 · €436k
2018: €356k
2019: €373k
2020: €514k
2021: €512k
2022: €497k
2023: €465k
2024: €436k
2018 → 2025
Total assets
€965k▲ 29.7%
2024 · €744k
2018: €451k
2019: €498k
2020: €998k
2021: €1.09M
2022: €965k
2023: €817k
2024: €744k
2018 → 2025
Net result
€154k▲ 1,094%
2024 · €13k
2018: €27k
2019: €17k
2020: €142k
2021: €-1k
2022: €-14k
2023: €-30k
2024: €13k
2018 → 2025
Working capital
€136k▲ 804%
2024 · €15k
2018: €314k
2019: €339k
2020: €225k
2021: €-214k
2022: €-174k
2023: €-114k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€512k-€497k▼ 2.9%€465k▼ 6.3%€436k▼ 6.2%€498k▲ 14.1%
Operating result€13k-€-9k€-23k▼ 141%€41k€248k▲ 504%
Net result€-1k-€-14k▼ 864%€-30k▼ 114%€13k€154k▲ 1,094%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 504% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €965k
Fixed assets
€379k▼ 10.1%
Current assets
€586k▲ 81.7%
Equity and liabilities €965k
Equity
€498k▲ 14.1%
Debt
€467k▲ 51.8%
The debt ratio rises from 41.3% to 48.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€302k▲
2024 · €233k
Cash flow
€208k▲
2024 · €205k
Solvency
51.6%▼
2024 · 58.7%
Current ratio
1.30▲
2024 · 1.05
Quick ratio
1.29▲
2024 · 1.03
Debt / equity
0.94▲
2024 · 0.70
ROE
30.9%▲
2024 · 3.0%
ROA
16.0%▲
2024 · 1.7%
Interest coverage
12.73▲
2024 · 12.23
Debt
€467k▲
2024 · €307k
Debt ≤ 1 year
€450k▲
2024 · €307k
Income taxes
€70k▲
2024 · €18k
Staff costs
€160
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€744k€965k▲
Fixed assets21/28€421k€379k▼
Tangible fixed assets22/27€421k€379k▼
Land and buildings22€371k€340k▼
Plant, machinery and equipment23€25k€27k▲
Furniture and vehicles24€19k€12k▼
Leasing and similar rights25€7k€0▼
Current assets29/58€322k€586k▲
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€155k€532k▲
Trade receivables40€151k€486k▲
Other amounts receivable41€4k€47k▲
Cash at bank and in hand54/58€158k€40k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€744k€965k▲
Equity10/15€436k€498k▲
Contributions10/11€19k€19k=
Reserves13€418k€479k▲
Tax-exempt reserves132€0-
Distributable reserves133€418k€479k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Major repairs and maintenance162€0-
Deferred taxes168€0-
Amounts payable17/49€307k€467k▲
Amounts payable within one year42/48€307k€450k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€19k€78k▲
Taxes450/3€11k€75k▲
Remuneration and social security454/9€8k€3k▼
Other amounts payable47/48€279k€368k▲
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Remuneration, social security and pensions62-€160
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192k€54k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k€0▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€235k€310k▲
Operating profit (loss)9901€41k€248k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€19k€24k▲
Recurring financial charges65€19k€24k▲
Profit (loss) for the period before taxes9903€22k€224k▲
Transfer from deferred taxes780€9k€0▼
Income taxes67/77€18k€70k▲
Profit (loss) for the period9904€13k€154k▲
Transfer from tax-exempt reserves789€34k€0▼
Profit (loss) for the period to be appropriated9905€47k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€154k▲
Transfer from equity791/2€41k€92k▲
Transfer to equity691/2€47k€154k▲
To other reserves6921€47k€154k▲
Profit to be distributed694/7€42k€92k▲
Return on contributions (dividend)694€42k€92k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €154k ▲1094%
Operating result €248k, net result €154k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €514k ▲37.8%
3 profitable years in a row build equity to €514k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan(FICH) 17 A8480 IchtegemGround area
1,866 m²
Building footprint
322 m²
Volume, LiDAR
1,911 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOKRA
since 19972.081.834.784
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35006D0148/00K000 | Flanders | 1,033 m² | 1 · 170 m² | 8.6 m · 2 fl. |
| 35006A0553/00F000 | Flanders | 833 m² | 1 · 152 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIMKO
BE 0421.581.893
Enghien · Eq €498k
ALGEMENE AANNEMINGEN DANNY SELIS
BE 0461.239.354
Lokeren · Eq €499k
PRO SERV
BE 0672.845.250
Zonhoven · Eq €499k
ANTWERPSE NATUURSTEENHANDEL DE CUYPER
BE 0866.122.502
Aartselaar · Eq €499k
QUALICONSTRUCT 5000
BE 0463.208.751
Elsene · Eq €499k
Of 15,430 companies in sector 43990 we hold annual accounts for 7,352. 4,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-1997
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45500
71320
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.