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LOJEGA

Active
Cooperative companyfounded 1968active for 58 yearsRusatiralaan 6, 1083 Ganshoren, BelgiumKBO/BCE: BE 0401.962.357
Summary

LOJEGA has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62.9m and a net result of €258,343. Equity has been growing by about 7.3% per year since 2018. Its solvency ranks better than 50% of 5,796 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Real estate activities NACE 68202
Joint committee
339 Paritair Comité voor de erkende maatschappijen voor sociale huisvesting · annual accounts 2025
Establishment units
2.228.454.046 1090 Jette, since 01-01-1968
2.283.490.460 1083 Ganshoren, since 01-11-2017
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
and 13 others
Auditor
DGST

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Turnover
€18.9m
▲ 6.7%
Profit
€258,343
Equity
€62.9m
Total assets
€163.3m
▲ 6.1%
Employees on 31-12-2025
122
  • €180,762 of overdue tax debts on 31-12-2025
Score breakdownraises riskLiquidity: current ratio 1.59, cash €7.6mLegal form: cooperative companylowers riskSize: turnover €18.9m, 116.4 FTE, total assets €163.3mFounded in 1968Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of medium-sized companies in real estate (NACE 68)
Financial strength
Strong
Solvency 63
equity 38.5% of total assets
Liquidity 56
short-term debt 5.2% · cash 4.7%
Profitability 79
return on assets 0.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,720 companies, NACE 68, medium-sized)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.4%● unchanged vs 07-2025highest value 09-2025: 0.4%● unchanged vs 08-2025highest value 10-2025: 0.4%● unchanged vs 09-2025highest value 11-2025: 0.4%● unchanged vs 10-2025highest value 12-2025: 0.4%● unchanged vs 11-2025highest value 01-2026: 0.4%● unchanged vs 12-2025highest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €1,850,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.59 (1.83 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 4.7% of total assets. However, 61.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 61% of them on solvency, 84% on liquidity, 91% on profitability and 70% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €18.9m, 116.4 FTE, total assets €163.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.59, cash €7.6m
NBB · annual accounts
lowers risk · Founded in 1968
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Legal form: cooperative company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
41 days early
2023
36 days early
2022
42 days early
2021
51 days early
2020
53 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €779,561 in 2024 €258,343 View
  • Positive: Largest company by total assets in Ganshorenin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 4 years of growth in a rowturnover 2025: €18.9m 4 years View

Recent changes

  1. · Gazette deed Appointments: BUTERA Angelo, EL ASRI Hatim and 13 othersReappointments: DOYEN Hervé, DELVAUX Marc and 2 others · Resignations: DEBROUICH Zouheir, DUQUESNOY Johan and 9 others
  2. · Gazette deed Amendment of the articles · Legal-form change
  3. · Gazette deed Amendment of the articles
All 27 events

Comparable companies

These companies have the same main activity as LOJEGA: real estate activities (NACE 68202). They are comparable in size and age: total assets between €109m and €382m, founded between 1921 and 1968.

CompanyTotal assetsTurnover
LOJEGA Ganshoren€163.3m€18.9m
Le Logement Molenbeekois Sint-Jans-Molenbeek€234.3m€27.0m
COMENSIA Koekelberg€299.7m€25.7m
Le Foyer Schaerbeekois - De schaarbeekse haard Schaarbeek€139.8m€16.9m
FOYER DU SUD Vorst€196.6m€16.6m
LE LOGIS - FLOREAL Watermaal-Bosvoorde€108.5m€12.7m
Woonsprong Oostende€382.0m€25.3m
Full comparison

Key facts about LOJEGA

What is the company number of LOJEGA?
The company number of LOJEGA is 0401.962.357. The VAT number is the same number with BE in front: BE 0401.962.357.
Where is LOJEGA based?
The registered office is at Rusatiralaan 6, 1083 Ganshoren.Company details
What does LOJEGA do?
According to the KBO register, the main activity is real estate activities (NACE 68202).
What is the legal form of LOJEGA?
The legal form of LOJEGA is Cooperative company (CV).
When was LOJEGA founded?
LOJEGA was founded on 01-01-1968.
Is LOJEGA still active?
Yes, LOJEGA is an active enterprise in the KBO register.
How many employees does LOJEGA have?
LOJEGA had an average of 116.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LOJEGA fall under?
In its 2025 annual accounts, LOJEGA states joint committee 339 (Paritair Comité voor de erkende maatschappijen voor sociale huisvesting).
What is the turnover of LOJEGA?
The turnover of LOJEGA was €18.9m in financial year 2025, according to the filed annual accounts.
Is LOJEGA profitable?
In financial year 2025, LOJEGA made a profit of €258,343.
Where can I find the annual accounts of LOJEGA?
LOJEGA filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOJEGA due?
LOJEGA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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