LOJAEN
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Dendermonde division
- Declared bankrupt
- 26 May 2025
- Supervising judge
- Luc Van Poucke
- Official Gazette
- 04-06-2025 (pdf) ↗search the document for 2025/123666
Deadlines
- Provisional date payments stopped
- 23 May 2025Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 19 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 25 June 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 4 July 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 26 May 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Marie-Laure De SmedtRoomstraat 40, 9160 Lokerenmarie-laure.desmedt@advocatenkantoor-desmedt.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-10-2024, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2023
64 d late
2022
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 56 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the Wholesale trade sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Turnover
€46,524
EBIT margin
10.6%
Net result
€4,932
2022 · -€1,001
Working capital
€3,931
2022 · -€1,001
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Turnover€46,524
Operating result-€1,001-€4,942
Net result-€1,001within the sector's middle half-€4,932within the sector's middle half
EBIT margin10.6%
Equity-€1,001below the sector's middle half-€3,931below the sector's middle half
Total assets€1,150below the sector's middle half-€65,229below the sector's middle half▲ 5,572%
Debt€2,151-€61,298▲ 2,750%
Working capital-€1,001within the sector's middle half-€3,931within the sector's middle half
Solvency6.0%below the sector's middle half
Current ratio1.06within the sector's middle half
Return on assets (ROA)7.6%within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €4,942 after a loss of €1,001 in 2022.
Balance-sheet composition
Equity and liabilities €65,229
Equity
€3,931
Debt
€61,298
Debt finances 94.0% of the balance-sheet total.
Key figures and ratios
Quick ratio
0.52
Debt to equity
15.60
ROE
125.5%
Debt ≤ 1 year
€61,298▲
2022 · €2,151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Turnover70 | - | €46,524 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €41,582 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €710 | - | - |
| Gross operating margin9900 | -€291 | €4,942 | ▲ 1,797% |
| Operating profit (loss)9901 | -€1,001 | €4,942 | ▲ 594% |
| Financial charges65/66B | - | €11 | - |
| Recurring financial charges65 | - | €11 | - |
| Profit (loss) for the period before taxes9903 | -€1,001 | €4,932 | ▲ 593% |
| Profit (loss) for the period9904 | -€1,001 | €4,932 | ▲ 593% |
| Profit (loss) for the period to be appropriated9905 | -€1,001 | €4,932 | ▲ 593% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1,150 | €65,229 | ▲ 5,572% |
| Formation expenses20 | €0 | - | - |
| Current assets29/58 | €1,150 | €65,229 | ▲ 5,572% |
| Stocks and contracts in progress3 | - | €33,650 | - |
| Stocks30/36 | - | €33,650 | - |
| Amounts receivable within one year40/41 | €1,150 | €31,575 | ▲ 2,646% |
| Trade receivables40 | €1,150 | €31,575 | ▲ 2,646% |
| Cash at bank and in hand54/58 | - | €4 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1,150 | €65,229 | ▲ 5,572% |
| Equity10/15 | -€1,001 | €3,931 | ▲ 493% |
| Contributions10/11 | €0 | - | - |
| Profit (loss) carried forward14 | -€1,001 | €3,931 | ▲ 493% |
| Amounts payable17/49 | €2,151 | €61,298 | ▲ 2,750% |
| Amounts payable within one year42/48 | €2,151 | €61,298 | ▲ 2,750% |
| Trade debts44 | €1,001 | €28,633 | ▲ 2,761% |
| Suppliers440/4 | €1,001 | €28,633 | ▲ 2,761% |
| Advances received on contracts in progress46 | - | €1,648 | - |
| Taxes, remuneration and social security45 | - | €3,716 | - |
| Taxes450/3 | - | €3,716 | - |
| Other amounts payable47/48 | €1,150 | €27,301 | ▲ 2,274% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,001 | €4,932 | ▲ 593% |
| + Depreciation and write-downs630 | €710 | - | - |
| Operating cash flow (approximation) | -€291 | €4,932 | ▲ 1,793% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-06
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 26-05-2025
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Back to profitnet €4,932
Net result €4,932 after one loss-making year.
17-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 48 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2023
Ground area
8,248 m²
Building footprint
1,566 m²
Volume, LiDAR
17,115 m³
2 parcels, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
309
companies at this address
See who is registered here
1 establishment unit
LOJAEN
since 20232.346.133.159
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0179/09E000 | Flanders | 7,219 m² | 1 · 1,412 m² | 16.4 m · 4 fl. |
| 46021A0902/00M002 | Flanders | 1,029 m² | 1 · 153 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MARIE-LAURE DE SMEDT Roomstraat 40, 9160 Lokeren |
26-05-2025 → present |
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Of 235 companies in this sector we hold annual accounts for 130. 40 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46419Wholesale trade
47519Retail trade
47721Retail sale of footwear
47792Retail sale of second-hand clothing
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.