Skip to content

LOIXINVEST

Active
Private limited companyfounded 2010active for 16 yearsLuikersteenweg 227, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0830.221.317
Summary

LOIXINVEST has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €177,521. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 68% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-10-2010 Normal situation
Activity
Wholesale trade NACE 46495and 4 others
Joint committees
149.04 Paritair Subcomité voor de metaalhandel
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.193.586.110 3800 Sint-Truiden, since 06-10-2010
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Loix FrankDirector
  • Loix JohanDirector
  • Loix JosephDirector
and 1 other

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€643,503
▲ 3.7%
Turnover
≈ €3.2m
estimated
Profit
€177,521
▲ 21.0%
Equity
€1.7m
▲ 4.7%
Total assets
€2.8m
=
Employees on 31-12-2025
6
▼ 14.3%
Score breakdownlowers riskFigures for financial year 2025 (filed on 01-08-2026)Liquidity: current ratio 3.04, cash €400,417Founded in 2010Equity €1.7m (61.4% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 86+2
equity 61.4% of total assets
Liquidity 59+8
short-term debt 24.3% · cash 14.1%
Profitability 77+2
return on assets 6.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.04 (2.97 in 2024), above the usual 1.5. Short-term debt is 24.3% and cash 14.1% of total assets. 38.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 67% of them on solvency, 65% on liquidity, 66% on profitability and 54% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Figures for financial year 2025 (filed on 01-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.04, cash €400,417
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.7m (61.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
8 days early
2023
2 days early
2022
11 days early
2021
6 days early
2020
23 days late
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 86% of companies in wholesale tradesector median €364,964 · 9,841 companies €1.7m View
  • Positive: 8 profitable years in a rowprofit 2025: €177,521 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as LOIXINVEST: wholesale trade (NACE 46495). They are comparable in size and age: total assets between €1.4m and €2.4m, founded between 2003 and 2017.

CompanyTotal assetsGross margin
LOIXINVEST Sint-Truiden€2.8m€0.6m
DISTRI-BIKE Soignies€2.4m€0.5m
CYCLE-PASSION Steenokkerzeel€1.6m€0.4m
55 BIKE DISTRIBUTION Oudergem€2.0m€0.5m
MOBIBIKES Lokeren€1.6m€0.7m
Cycles Lampo Knokke-Heist€1.4m€0.4m
KAMEO BIKES Liège€1.9m€0.8m
Full comparison

Key facts about LOIXINVEST

What is the company number of LOIXINVEST?
The company number of LOIXINVEST is 0830.221.317. The VAT number is the same number with BE in front: BE 0830.221.317.
Where is LOIXINVEST based?
The registered office is at Luikersteenweg 227, 3800 Sint-Truiden.Company details
What does LOIXINVEST do?
According to the KBO register, the main activity is wholesale trade (NACE 46495).
What is the legal form of LOIXINVEST?
The legal form of LOIXINVEST is Private limited company (BV).
When was LOIXINVEST founded?
LOIXINVEST was founded on 06-10-2010.
Is LOIXINVEST still active?
Yes, LOIXINVEST is an active enterprise in the KBO register.
How many employees does LOIXINVEST have?
LOIXINVEST had an average of 5.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LOIXINVEST fall under?
In its 2025 annual accounts, LOIXINVEST states joint committees 149.04 (Paritair Subcomité voor de metaalhandel) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of LOIXINVEST?
The turnover in financial year 2025 is ≈ €3.2m. This figure is estimated from the gross margin of €643,503 and 35 comparable companies (NACE 464). It probably lies between €2.2m and €4.6m.
Is LOIXINVEST profitable?
In financial year 2025, LOIXINVEST made a profit of €177,521.
Where can I find the annual accounts of LOIXINVEST?
LOIXINVEST filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOIXINVEST due?
LOIXINVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.