Loïseco
ActiveLoïseco has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-523k) and a net result of €-331k. Equity is shrinking by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-28
Solvency0▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.87 in 2023; short-term debt: 88.5% and cash: 16% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-31.8%
Return on assets
-20.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-523k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-01-2026, 182 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
182 d late
2023
118 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-331k▼ 341%
2023 · €-75k
2018: €100k
2019: €-39k
2020: €-153k
2021: €293
2022: €-51k
2023: €-75k
2018 → 2024
Working capital
€-571k▼ 319%
2023 · €-136k
2018: €85k
2019: €33k
2020: €-606k
2021: €-294k
2022: €-370k
2023: €-136k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-67k-€-67k▲ 0.4%€-118k▼ 75.8%€-193k▼ 63.6%€-523k▼ 171%
Operating result€-134k-€47k€-13k€-45k▼ 247%€-272k▼ 500%
Net result€-153k-€293€-51k€-75k▼ 47.4%€-331k▼ 341%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €272k in 2024 against €45k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.64M
Fixed assets
€750k▼ 13.9%
Current assets
€885k▼ 2.6%
Key figures and ratios
EBITDA
€-107k▼
2023 · €116k
Cash flow
€-166k▼
2023 · €86k
Solvency
-31.8%▼
2023 · -10.7%
Current ratio
0.61▼
2023 · 0.87
Quick ratio
0.43▼
2023 · 0.59
Debt / equity
-4.14▲
2023 · -10.32
ROA
-20.1%▼
2023 · -4.2%
Interest coverage
-1.61▼
2023 · 1.76
Debt
€2.17M▲
2023 · €1.99M
Debt ≤ 1 year
€1.46M▲
2023 · €1.05M
Debt > 1 year
€711k▼
2023 · €945k
Income taxes
€414▼
2023 · €493
Staff costs
€447k▲
2023 · €445k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.80M€1.64M▼
Formation expenses20€17k€9k▼
Fixed assets21/28€872k€750k▼
Tangible fixed assets22/27€832k€748k▼
Plant, machinery and equipment23€652k€592k▼
Furniture and vehicles24€42k€37k▼
Other tangible fixed assets26€139k€119k▼
Financial fixed assets28€40k€2k▼
Current assets29/58€909k€885k▼
Stocks and contracts in progress3€288k€263k▼
Stocks30/36€288k€263k▼
Amounts receivable within one year40/41€299k€325k▲
Trade receivables40€156k€155k▼
Other amounts receivable41€144k€170k▲
Cash at bank and in hand54/58€312k€263k▼
Deferred charges and accrued income490/1€9k€34k▲
Equity and liabilities
Total equity and liabilities10/49€1.80M€1.64M▼
Equity10/15€-193k€-523k▼
Contributions10/11€115k€115k=
Capital10€115k€115k=
Issued capital100€115k€115k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€-318k€-649k▼
Amounts payable17/49€1.99M€2.17M▲
Amounts payable after more than one year17€945k€711k▼
Financial debts170/4€604k€707k▲
Trade debts175€338k-
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€1.05M€1.46M▲
Current portion of amounts payable after more than one year42€217k€234k▲
Financial debts43€19k€19k=
Credit institutions430/8€19k€19k=
Trade debts44€729k€1.00M▲
Suppliers440/4€729k€1.00M▲
Taxes, remuneration and social security45€81k€77k▼
Taxes450/3€5k€413▼
Remuneration and social security454/9€77k€77k▲
Other amounts payable47/48€105€122k▲
Accrued charges and deferred income492/3€855€673▼
Income statement
Code20232024
Non-recurring operating income76A-€62k
Remuneration, social security and pensions62€445k€447k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161k€165k▲
Other operating charges640/8€14k€28k▲
Non-recurring operating charges66A€1k€17k▲
Gross operating margin9900€575k€385k▼
Operating profit (loss)9901€-45k€-272k▼
Financial income75/76B€68k€8k▼
Recurring financial income75€19k€8k▼
Non-recurring financial income76B€50k-
Financial charges65/66B€98k€67k▼
Recurring financial charges65€66k€67k▲
Non-recurring financial charges66B€32k-
Profit (loss) for the period before taxes9903€-74k€-330k▼
Income taxes67/77€493€414▼
Profit (loss) for the period9904€-75k€-331k▼
Profit (loss) for the period to be appropriated9905€-75k€-331k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-318k€-649k▼
Profit (loss) brought forward from the previous period14P€-243k€-318k▼
Social balance
Average headcount (FTE)908714.98.1▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 182 days late
2024
31-12
Financial
Weakest financial yearnet €-331k
Net result drops to €-331k, the lowest in the series.
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 118 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €293
Net result €293 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
08-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 39 days late
2016
27-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Charleville 485575 GedinneGround area
7,000 m²
Building footprint
604 m²
Parcel 91054A0477/00S003, Wallonia. Linked by address, not a title deed.
1 establishment unit
LOISECO
since 20102.188.859.537
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91054A0477/00S003 | Wallonia | 7,000 m² | 1 · 604 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGedinne2.188.859.537
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,690 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-06-2010
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.