Financials
- Fiscal year
- 2025
- Total assets
- €380,087
- Profit
- €52,175
- Solvency
- 16.4%
Loïc BOURGEOIS
ActiveSummary
Loïc BOURGEOIS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,175 and a net result of €52,175. Its solvency ranks better than 19% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€380,087total assets 2025
- Equity
- €62,175
- Profit
- €52,175
Turnover not published (abridged schema)
Structure
Accounts 31 d early0 of 1 deed read
Why 64- Founded in 2025- Sector Specialised construction activities (NACE 43)- Equity €62,175 (16.4% of total assets)+ Size: total assets €380,087Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 34% of its sector peers (NACE 43, without accounts)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
41
equity 16.4% of total assets
Liquidity
47
short-term debt 35.2% · cash 9.9%
Profitability
86
return on assets 13.7%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.9%
06-2026: 1.9%● 0.0% vs 05-2026
07-2026: 1.9%▲ +4.7% vs 06-2026
08-2026: 2.3%▲ +16.7% vs 07-2026
09-2026: 2.4%▲ +5.2% vs 08-2026highest value
10-2026: 1.2%▼ -50.2% vs 09-2026lowest value
- Founded in 2025 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €380,087 lowers the probability for this profile
- Equity €62,175 (16.4% of total assets) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.5; short-term debt: 35.2% and cash: 9.9% of total assets), and 83.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, without accounts). Better than this share of them on solvency 28%, liquidity 32%, profitability 42%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 32341 sector peers (2025).
NBB · sector comparisonPosition among 32341 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 25-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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